HQ 

8853 
NT5. 




LIBRARY OF CONGRESS. 



-S^ — — 

Cliap..L_:_ Copyright No. 



Shelf. JiX 



S 



UNITED STATES OF AMERICA. 



THIS BOOK IS THE PROPERTY OF THE 

New-York Life Insurance Co. 

NEW YORK. 



PREMIUM RATES @ GUARANTEES 



Cumulative Limited-Endowment Policy 



AND OF THE 



20-Year Endowment Accumulation Policy 

WITH 

Annual Loans and Decreasing Premium. 



ISSUED BY THE 



New- York Life 

INSURANCE CO. 
JOHN A. McCALL, - President. 



Copyright, 1897, by the New-York Life Insurance Co., N. Y. 



2255. May, '97. 



LIFE INSURANCE 

Makes scientific adjustment between the possibilities and 
probabilities, the accidents and averages of life. It enables 
the individual to merge his constant liability to death in 
the average longevity of the race, and to share in the pro- 
ductiveness of life in general, whatever may be his own 
fate. It discounts probability and gives certainty. 

In its adaptations to practical life and finance, Life 
Insurance enlists the cumulative power of small invest- 
ments through long periods of time, and utilizes the far-off 
interest of prudence for present needs. It applies scientific 
method to those impulses of generosity which would other- 
wise encourage improvidence, and provides for the needs 
of all through the love of each for his own. It gives affec- 
tion a place to stand and a lever with which to work. It 
transforms forethought and good-will into practical help- 
fulness and well-being. It enables us to realize for our 
loved ones the hopes we cherish for their future, which 
might otherwise be blighted by death. 

To the husband and father Life Insurance is duty, op- 
portunity, partnership with vast and indestructible forces, 
guaranty of average success in a field where individual 
failures are sure to be many and disastrous. Under all 
Endowment and Accumulation forms, it is protection for 
loved ones during a term of years, and benefit to the in- 
sured in case of survival; it is manhood and middle age 
relieved from anxiety, and old age relieved from want. 
To the wife and mother it is protection, security, the ful- 
fillment of marriage vows, the assurance of love stronger 
than life and over which death has no power. It bridges 
over the abyss of poverty that may at any time open for 
herself and her children, the fear of which causes many an 
anxious hour. To children it is guardianship, the pledge 
of support and of the continuance of educational and social 
advantages, until they are prepared to take up the bur- 
dens of life with adequate preparation and strength. 

Founded in the nature and needs of man, allied to the 
most persistent forces in the business world, adapted to 
circumstances the most common, ministering to ends the 
most dear, approved by the wisest and patronized by the 
best of men— Life Insurance fulfills a mission without 
parallel in the financial world. 



. _,5# §te. , 



PREMIUM RATES AND GUARANTEES 



CUMULATIVE 

LIMITED-ENDOWMENT 

POLICIES 



ISSUED BY THE 



NEW-YORK LIFE 

Insurance Co. 

JOHN A. McCALL, President. 



**V\,\\\>-C^ 



HqgsS3 

THE Cumulative ^i^~ 
MmiteoVEndouament 
• Policy ••• 



New-York Life Insurance Company. 
A POLICY 

with the single condition that the pre- 
miums be paid as agreed. 

A POLICY 

with no restrictions whatever respecting 
occupation, residence, travel, habits of 
life or manner of death. 

A POLICY 

incontestable after it has been in force 
one full year, if the premiums have 
been duly paid. 

A POLICY 

that cannot be forfeited after it shall 
have been in force three full years, and 
providing also for thirty days' grace in 
the payment of all premiums (the in- 
surance remaining in force during the 
grace) . 

A POLICY 

providing for loans, paid-up or extended 
insurance, if in force three full years. 

A POLICY 

providing for change of beneficiary at 
any time while in force. 



NEW-YORK LIFE INSURANCE COMPANY. 



. . . THE . . . 

Cumulative 
Limited=Endowment Policy 

Described, 

The Cumulative Limited- Endowment Policy is intended 
to serve, at much lower premium rates, the same purposes 
that have been heretofore served by regular Endowments. 
These are protection against loss by death during the years 
when the family of the insured is likely most to need that 
protection ; and a cash payment to the insured himself if 
he survives the Endowment Period selected. 

The Cumulative Limited-Endowment is a io, 15, or 20 
Year policy. The premium is to be paid in full during the 
entire period of the policy ; surplus to accumulate for the 
benefit of such policies as remain in force. 

BENEFITS GUARANTEED IN CASE OF 
DEATH. 

The 10, 15, or 20 Year Cumulative Limited-Endow- 
ment Policies, Premium Rate A (see tables of rates 
following), guarantee the payment of the face amount of 
the policy if the insured dies before the termination of the 
Endowment Period selected. 

The 10, 15 or 20 Year Cumulative Limited-Endowment 
Policies, Premium Rate B (see tables of rates following), 
guarantee, in case of death prior to the expiration of the 
Endowment Period, the payment of the face amount of 
the policy, and in addition thereto the payment of an 
amount equal to one=half of all the premiums re= 
ceived, taken at the tabular annual rate. 



NEW-YORK LIFE INSURANCE COMPANY. 



The io, 15 or 20 Year Cumulative Limited-Endowment 
Policies, Premium Rate C (see table of rates following), 
guarantee, in case of death prior to the expiration of the 
Endowment Period, the payment of the face amount of 
the policy, and in addition thereto the payment of 
an amount equal to all the premiums received, 
taken at the tabular annual rate. 

BENEFITS AT THE END OF THE ENDOW= 
MENT PERIOD. 

If all the premiums have been paid and the insured sur- 
vives the selected Endowment Period, either under rate 
A, B, or C, the Company guarantees to pay as follows : 

The 10-Year Cumulative Limited-Endowment Policy, 
rate A, B, or C, provides for the payment in cash of 
three=tenths of the face amount of the policy : thus, a 
policy issued for $1,000.00 on the 10- Year Cumulative 
Endowment plan, provides for the payment of $300.00 in 
cash at the end of the 10- Year Period, and in addition 
thereto the Cumulative Dividend apportioned. 

The 15-Year Cumulative Limited-Endowment Policy, 
rate A, B, or C, provides for the payment of four=tenths 
of the face amount of the policy : thus, a policy issued for 
$1,000.00 on the 15-Year Cumulative Limited-Endowment 
plan, provides for the payment of $400.00 in cash at the 
end of the 15 -Year Period, and in addition thereto the 
Cumulative Dividend apportioned. 

The 20- Year Cumulative Limited- Endowment Policy, 
rate A, B, or C, provides for the payment of five=tenths 
of the face amount of the policy: thus, a policy issued for 
$1,000.00 provides for the payment of $500.00 at the end 
of the 20-Year Period, and in addition thereto the Cumula- 
tive Dividend apportioned. 

The Cumulative Limited- Endowment Policies contain 
only the one condition — that the premiums be paid as 
agreed. If the insured pays the premiums, the Coinpany 
will pay the policy. 



NEW-YORK LIFE' INSURANCE COMPANY. 



Besides being entirely free from all restrictions, 
the Cumulative Limited=Endowment Policies of 
the New=York Life Insurance Company include 
the greatest number of privileges, guarantees and 
benefits ever embodied in a single Endowment 
contract. Their distinctive provisions are : 

FIRST. 

No. restrictions whatever with respect to occupation, resi- 
dence, travel, habits of life or cause of death. 

SECOND. 

Claims paid immediately after receipt and approval of 
proofs of the death of the insured. 

THIRD. 

Payment of an amount equal to one-half or all of the 
premiums received, taken at the tabular annual rate, in 
addition to the amount of the policy, if the death of the in- 
sured occurs before the end of the Endowment Period, 
if so requested in the application. 

The premium-return provision of the Cumulative Limited- 
Endowment Policies secures to the heirs of those who die dur- 
ing the Endowment Period much larger additions to the policy 
than the old system of annual dividends. 

FOURTH. 

Incontestable after having been in force one full year, if 
the premiums have been duly paid. 

The incontestable provision of the Cumulative Limited- 
Endowment Policies reads as follows : 

"The Company agrees that this policy shall be incontest- 
able after it has been in force one full year, if the premiums 
have been duly paid." 

FIFTH. 

Accumulation of surplus during a selected Cumulative 
Period of 10, 15 or 20 years, with the right to select and 
receive one of four benefits. 



NEW-YORK LIFE INSURANCE COMPANY. 



The 20- Year Cumulative Limited- Endowment Policy, 
with annual loans, issued at age 35, for $10,000.00 con- 
tains the following 

FOUR BENEFITS: 
(1.) Receive the cumulative dividend, in cash, and 
receive paid-up insurance of Five thousand dollars, 
payable at death only, and receive an annual income 
for life of One hundred and fifty dollars, and dis- 
continue this Policy (evidence of good health will not 
be required) ; or, 

(2.) Receive the entire cash value, as stated be- 
low, in cash, and discontinue this Policy ; or, 

(3.) Receive the entire cash value, as stated be- 
low, converted into an annual income for life, and 
discontinue this Policy ; or, 

(4.) Receive the entire cash value, as stated below, 
converted into paid-up insurance, payable at death 
only, subject to evidence of good health satisfactory 
to the Company, and discontinue this Policy. 

The Company guarantees that the entire cash value of 
this Policy at the end of the Endowment Period shall be 
Five thousand dollars, and in addition thereto the cash 
dividend then apportioned by the Company. 

SIXTh. 

An agreement to make advances as loans on policies 
with or without premium-return, at the end of the third 
year, and at subsequent anniversaries within the Endow- 
ment Period, of amounts specified in the policy, with in- 
terest in advance at the rate of 5 per cent, per 
annum. 

The loan provision of the Cumulative Limited-Endowment 
Policies is not a return to the old and objectionable premium- 
note system, under which the policy-holder took more in- 
surance than he could afford, and left a large mortgage on 
his policy at death. Loans are made only after sufficient re- 



NEW-YORK LIFE INSURANCE COMPANY. 



serve has accumulated under the policy, and the premium- 
return provision provides for the payment of these loans in 
case of death during the Endowment Period, and thus pre- 
serves the insurance for the face amount of the policy. The 
loan provision of the Cumulative Limited-Endowment Pol- 
icies is especially valuable, because it allows the policy- 
holder to secure ready cash either temporarily .or perma- 
nently, and at the same time to keep his insurance intact — 
which should be a cardinal principle in every life policy. The 
moderate rate of interest charged on loans will be of special 
advantage to every policy-holder living in a section of the 
country where interest rates are higher. 

SEVENTH. 

A grace of one month in payment of premiums after 
a policy has been in force three months. During the 
month of grace the policy remains in force and will be 
paid, after deduction of the unpaid premium with interest 
at the rate of 5 per cent, per annum, if the death of the 
insured should occur during the month. 

EIGHTH. 

Re-instatement on written application therefor within 
six months after non-payment of any premium, subject to 
evidence of good health satisfactory to the Company, and 
payment of premiums to date of re-instatement, with in- 
terest at the rate of 5 per cent, per annum. 

NINTH. 

Non-forfeitable after having been in force three full 
years. If any subsequent premium is not paid the policy 
gives the policy-holder a choice between — 

1. Extended insurance for the full amount of the policy 
during a period which is shown by a table on the second 
page of the policy, and 

2. Paid-up insurance for a reduced amount payable at 
the same time as the original policy, the amount of which 
is also shown by a table on the second page of the policy. 

In the first case no action on the part of the insured is 



NEW-YORK LIFE INSURANCE COMPANY. 



required. In the second, application must be made and 

the original policy returned for endorsement within six 

months after any premium has not been paid. In neither 
case is a new policy required. 

TENTH. 

Privilege of changing the beneficiary during the life- 
time of the insured if so requested in the application. 
The death of the beneficiary before the death of the in- 
sured has been a fruitful source of annoyance. The 
insurance under this policy is applied for and granted with 
the reservation by the insured of the right to change the 
beneficiary at any time during the continuance of the 
policy, provided it is not assigned, by a written request 
made to the Company and accompanied by the policy for 
endorsement. 

The Cumulative Limited- Endowment 
Policies of the New- York Life Lnsurance 
Company furnish 

COMPLETE Freedom of Action. 

VALUABLE Privileges and Benefits. 

ABSOLUTE Guarantee of Payment. 






NEW-YORK LIFE INSURANCE COMPANY. 1 


Cumulative Limited-Endowment Policy $1000 

10-YEAR ENDOWMENT PERIOD, Rate A. 


Age 21 


Annual 


Premium $40 . 40 




Year. 


Loan 

end of 
Year. 


Paid-up Insurance. 


Term Extension 

with 

Cash if living. 


Until 
maturity 

of 
Policy. 


With Cash 

if living- 
at maturity 
of Policy. 


3 
4 
5 

6 

7 
8 
9 


$70 

98 
129 

164 
204 
249 
299 


$300 
400 
500 

600 
700 

800 
900 


$90 
120 
150 

180 
210 
240 
270 


Yrs. Mos. 

3 10 
6 
5 

4 
3 
2 
1 


Cask. 

$0 



65 

115 
161 

208 
254 


Guaranteed Cash Value at end of 10 Years, $300. 


Age 22 


Annual 


Premium $40.50 




Year. 


Loan 

end of 
Year. 


Paid-up Insurance. 


Term Extension 

with 

Cash if living. 


Until 
maturity 

of 
Policy. 


With Cash 

if living 
at maturity 
of Policy. 


3 

4 
5 

6 

7 
8 
9 


$70 
98 

129 

164 

204 
249 
299 


$300 
400 
500 

600 
700 

800 
900 


$90 
120 
150 

180 
210 
240 
270 


Yrs. Mos. 

3 10 
5 11 
5 

4 
3 

2 
1 


Cash. 

$0 



64 

113 

160 
207 
254 


Guaranteed Cash. Value at end of 10 Years, $300. 


Age 23 


Annual Premium $40.70 


Year. 


Loan 

end of 
Year. 


Paid-up Insurance. 


Term Extension 

with 

Cash if living. 


Until 
maturity 

of 
Policy. 


With Cash 

if living 
at maturity 
of Policy. 


3 

4 
5 

6 

7 
8 
9 


$70 

98 
129 

164 
204 
249 
299 


$300 
400 
500 

600 
700 

800 
900 


$90 
120 
150 

180 
210 
240 
270 


Yrs. Mos. 

3 10 
5 10 
5 

4 
3 

2 
1 


Cash. 
$0 


62 

111 
159 
206 
253 


Guaranteed Cash Value at end of 10 Years, $300. 



The Use of Estimates is Proliitoited. 



2 NEW-YORK LIFE INSURANCE COMPANY. 


Cumulative Limited-Endowment Policy $ 1 000 

10-YEAR ENDOWMENT PERIOD, Rate A. 


Age 24 


Annual Premium $40.90 


Year. 


Loan 

end of 
Year. 


Paid-up Insurance. 


Term Extension 

with 

Cash if living. 


Until 

maturity 

of 

Policy. 


With Cash 

if living 

at maturity 

of Policy. 


3 

4 
5 

6 

7 
8 
9 


$70 
98 

129 

164 

204 
249 
299 


$300 
400 
500 

600 
700 

800 
900 


$90 
120 
150 

180 

210 
240 
270 


Yrs. Mos. 

3 9 

5 9 
5 

4 
3 
2 
1 


Cash. 

$0 



60 

109 
158 
205 
252 


Guaranteed Cash Value at end of 10 Years, $300. 


Age 25 


Annual 


Premium $41.10 




Year. 


Loan 

end of 
Year. 


Paid-up Insurance. 


Term Extension 

with 

Cash if living. 


Until 
maturity 

of 
Policy. 


With Cash 

if living 

at maturity 

of Policy. 


3 

4 
5 

6 

7 
8 
9 


$71 

98 

129 

164 

204 
249 
299 


$300 
400 
500 

600 
700 
800 
900 


$90 

120 
150 

180 
210 
240 
270 


Yrs. Mos. 

3 8 
5 7 
5 

4 
3 
2 
1 


Cash. 

$0 



57 

107 
156 
204 
252 


Guaranteed Cash Value at end of 10 Years, $300. 


Age 26 


Annual 


Premium $41 . 30 




Year. 


Loan 

end of 
Year. 


Paid-up Insurance. 


Term Extension 

with 

Cash if living. 


Until 

maturity 

of 
Policy. 


With Cash 

if living 

at maturity 

of Policy. 


3 
4 
5 

6 

7 
8 
9 


$71 

98 
129 

164 

204 
249 
299 


$300 
400 
500 

600 
700 

soo 

900 


$90 
120 
150 

ISO 
210 
240 
270 


Yrs. Mos. 

3 6 
5 5 
5 

4 
3 

2 
1 


Cash. 
$0 


53 

105 

154 
203 

252 


Guaranteed Cash Value at end of 10 Years, $300. 



Xhe Use of Estimates is Prohibited. 



NEW-YORK LIFE INSURANCE COMPANY. 3 


Cumulative Limited-Endowment Policy $ 1000 

10-YEAR ENDOWMENT PERIOD, Rate A. 


Age 27 


Annual 


Premium $41 50 




Year. 


Loan 

end of 
Year. 


Paid-up Insurance. 


Term Extension 

with 

Cash if living. 


Until 
maturity 

of 
Policy. 


With Cash 

if living 
at maturity 
of Policy. 


3 
4 
5 

6 

7 

9 


$71 
98 

129 

164 

204 
249 
299 


$300 

400 
500 

600 

700 
800 
900 


$90 

120 
150 

180 
210 
240 

270 


J -rs. Mas. 

3 5 
5 4 
5 

4 
3 
2 
1 


Cash. 

$0 



49 

103 
152 
203 
25l 


Guaranteed Cash. Value at end of 10 Years, $300. 


Age 28 


Annual Premium $41 .70 


Year. 


Loan 
end of 
Year. 


Paid-up Insurance. 


Term Extension 

with 

Cash if living. 


Until 

maturity 

of 

Policy- 


With Cash 

if living 
at maturity 
of Policy. 


3 
4 
5 

6 

7 
8 
9 


$71 

9^ 

129 

164 

204 
249 
299 


$300 
400 
500 

600 
700 
800 
900 


$90 
120 

150 

180 
210 

240 
270 


Yrs. A/os. 

3 4 
5 2 
5 

4 

3 
2 
1 


Cash. 

$0 



46 

101 
150 
202 
251 


Guaranteed Cash Value at end of 10 Years, $300. 


Age 29 


Annual 


Premium . . $42 00 




Year. 


Loan 

end of 

Year. 


Paid-up Insurance. 


Term Extension 

with 

Cash if living. 


Until 
maturity 

of 
Policy. 


With Cash 
if living 

at maturity 
of Policy. 


3 

4 
5 

6 

7 
8 
9 


$71 

98 

129 

164 

294 
249 
299 


$300 
400 

500 

600 
700 
800 
900 


$90 

120 
150 

180 
210 

240 
270 


Yrs. Mos. 

3 3 

4 

5 

4 
3 
2 
1 


Cash. 
$0 


44 

99 
149 

201 
250 


Guaranteed Cash Value at end of 10 Years, $300. 



Xlie Use of Estimates is Prohibited. 



4 NEW-YORK LIFE INSURANCE COMPANY. 


Cumulative Limited-Endowment Policy $1000 

10-YEAR ENDOWMENT PERIOD, Rate A. 


Age 30 


Annual 


Premium $42 30 




Year. 


Loan 
end of 
Year. 


Paid-up Insurance. 


Term Extension 

with 

Cash if living. 


Until 
maturity 

of 
Policy. 


With Cash 

if living 

at maturity 

of Policy. 


3 

4 
5 

6 

7 
8 
9 


$71 

98 

129 

164 
204 
249 
299 


$300 
400 
500 

600 
700 

800 
900 


$90 
120 
150 

180 
210 
240 
270 


Vrs. A/OS. 

3 2 

4 11 

5 

4 
3 
2 
1 


Cash. 

$0 



42 

97 

148 
200 
250 


Guaranteed Cash Value at end of 10 Years, $300. 


Age 31 


Annual 


Premium $42 60 




Year. 


Loan 

end of 
Year. 


Paid-up Insurance. 


Term Extension 

with 

Cash if living. 


Until 
maturity 

of 
Policy. 


With Cash 

if living 

at maturity 

of Policy. 


3 

4 
5 

6 

7 
8 
9 


$71. 

98 

129 

164 

204 
249 
299 


$300 
400 
500 

600 
700 

800 
900 


$90 
120 
150 

180 

210 
240 
270 


Vrs. Mos. 

3 1 

4 10 

5 

4 
3 
2 
1 


Cash. 

$0 



40 

95 
147 
199 
250 


Guaranteed Cash Value at end of 10 Years, $300. 


Age 32 


Annual 


Premium $42.90 




Year. 


Loan' 

end of 
Year. 


Paid-up Insurance. 


Term Extension 

with 

Cash if living. 


Until 
maturity 

of 
Policy. 


With Cash 

if living 

at maturity 

of Policy. 


3 
4 
5 

6 

7 
8 
9 


$71 

98 

129 

164 
20J 
249 
299 


$300 
400 
500 

600 

700 
800 
900 


$90 
120 
150 

180 
210 
240 
270 


Vrs. Mos. 

3 

4 8 

5 

4 
3 
2 
1 


Cash. 

$0 


38 

93 
146 
198 
249 


Guaranteed Cash Value at end of 10 Years, $300. 



The Use of Estimates is Prohibited. 



NEW-YORK LIFE INSURANCE COMPANY. 5 


Cumulative Limited-Endowment Policy $1000 

10-YEAR ENDOWMENT PERIOD, Rate A. 


Age 33 


Annual 


Premium $43 20 




Year. 


Loan 

end of 
Year. 


Paid-up Insurance. 


Term Extension 

with 

Cash if living. 


Until 
maturity 

of 
Policy. 


With Cash 

if living 
at maturity 

of Policy. 


3 

4 
5 

6 

7 
8 
9 


$71 

98 
129 

164 

204 
249 
299 


$300 
400 
500 

600 
700 
800 
900 


$90 
120 
150 

180 
210 
240 
270 


Yrs. Mos. 

3 

4 6 

5 

4 
3 
2 

1 


Cash. 

$0 



36 

91 
145 
197 

248 


Guaranteed Cash Value at end of 10 Years, $300. 


Age 34 


Annual 


Premium $43 . 50 




Year. 


Loan 

end of 
Year. 


Paid-up Insurance. 


Term Extension 

with 

Cash if living. 


Until 

maturity 

of 
Policy. 


With Cash 

if living- 
at maturity 
of Policy. 


3 

4 
5 

6 

7 
8 
9 


¥71 

98 
129 

164 
204 
249 
299 


$300 
400 
500 

600 

700 
800 
900 


$90 
120 
150 

180 
210 
240 
270 


Yrs. Mos. 

2 11 

4 5 

5 

4 

3 
2 
1 


Cash. 
$0 



34 

89 
144 
196 

248 


Guaranteed Cash Value at end of 10 Years, $300. 


Age 35 


Annual 


Premium $43 . 90 




Year. 


Loan 
end of 
Year. 


Paid-up Insurance. 


Term Extension 

with 

Cash if living. 


Until 
maturity 

of 
Policy. 


With Cash 

if living 
at maturity 
of Policy. 


3 

4 
5 

6 

7 
8 
9 


$71 

98 

129 

164 
204 
249 
299 


$300 
400 
500 

600 
700 

800 
900 


$90 
120 
150 

180 
210 

240 

270 


Yrs. A fas. 

2 11 

4 4 

5 

4 

3 
2 
1 


Cash. 

$0 



32 

87 
142 
195 
247 


Guaranteed Cash Value at end of 10 Years, $300. 



The Use of Estimates is Proliitoited. 



6 NEW-YORK LIFE INSURANCE COMPANY. 


Cumulative Limited-Endowment Policy $ 1 000 

10-YEAR ENDOWMENT PERIOD, Rate A. 


Age 36 


Annual Premium $44 30 


Year. 


Loan 
end of 
Year. 


Paid-up Insurance. 


Term Extension 

with 

Cash if living. 


Until 
maturity 

of 
Policy. 


With Cash 

if living" 

at maturity 

of Policy." 


3 

4 
5 

6 

7 
8 
9 


$71 

98 

129 

164 
204 
249 
299 


$300 
400 
500 

600 
700 

800 
900 


$90 
120 
150 

180 
210 
240 

270 


}~rs. MOS. 

2 11 

4 2 

5 

4 

3 
2 
1 


Cash. 

$0 



29 

85 
140 
194 
247 


Guaranteed Cash Value at end of 10 Years, $300. 


Age 37 


Annual 


Premium $44 80 




Year. 


Loan 
end of 
Year. 


Paid-up Insurance. 


Term Extension 

with 

Cash if living. 


Until 
maturity 

of 

Policy. 


With Cash 

if living 

at maturity 

of Policy^ 


3 

4 
5 

6 

I 
9 


$71 

98 

129 

164 

204 
249 
299 


$300 
400 
500 

600 
700 

800 
900 


$90 
120 
150 

180 
210 
240 
270 


Yrs. Mas. 

2 10 

4 1 

5 

4 

3 
2 
1 


Cash. 

$0 



25 

82 
138 
192 
247 


Guaranteed Cash Value at end of 10 Years, $300. 


Age 38 


Annual 


Premium $45 . 30 




Year. 


Loan 

end of 
Year. 


Paid-up Insurance. 


Term Extension 

with 

Cash if living. 


Until 
maturity 

of 
Policy. 


With Cash 

if living 
at maturity 
of Policy. 


3 
4 
5 

6 

7 
8 
9 


$71 

98 

129 

164 
204 
249 
299 


$300 
400 
500 

600 
700 
800 
900 


$90 

120 
150 

ISO 
210 

240 

270 


Yrs. Mos. 

2 9 

4 

5 

4 

3 

2 
1 


Cash. 
$0 



21 

79 
136 
190 

246 


Guaranteed Cash Value at end of 10 Years, $300. 



Xlie Use of Estimates is Prohibited. , 



NEW-YORK LIFE INSURANCE COMPANY. 7 


Cumulative Limited-Endowment Policy $1000 

10-YEAR ENDOWMENT PERIOD, Rate A. 


Age 39 


Annual 


Premium $45 90 




Year. 


Loan 

end of 
Year. 


Paid-up Insurance. 


Term Extension 

with 

Cash if living. 


Until 
maturity 

of 
Policy. 


With Cash 

if living 
at maturity 
of Policy. 


3 
4 
5 

6 

7 
8 
9 


$71 

99 

129 

165 
205 
249 
299 


$300 
400 
500 

600 

700 
800 
900 


$90 
120 
150 

180 

210 
240 
270 


Yrs. Mos. ' 

2 8 

3 11 
5 

4 
3 
2 
1 


Cash. 
$0 


17 

75 
134 

188 
245 


Guaranteed Cash Value at end of 10 Years, $300. 


Age 40 


Annual 


Premium $46.50 




Year. 


Loan 

end of 
Year. 


Paid-up Insurance. 


Term Extension 

with 

Cash if living. 


Until 
maturity 

of 
Policy. 


With Cash 

if living 
at maturity 
of Policy. 


3 
4 
5 

6 

7 
8 
9 


$72 
100 
130 

166 

206 
250 
299 


$300 

400 
500 

600 
700 

800 
900 


$90 
120 
150 

180 
210 
240 

270 


Yrs. Mos. 

2 7 

3 10 
5 

4 
3 
2 
1 


Cash. 
$0 


12 

71 
131 
186 
244 


Guaranteed Cash Value at end of 10 Years, $300. 


Age 41 


Annual 


Premium $47.20 




Year. 


Loan 

end of 
Year. 


Paid-up Insurance. 


Term Extension 

with 

Cash if living. 


Until 
maturity 

Policy. 


With Cash 

if living- 
at maturity 
of Policy. 


3 

4 
5 

6 

7 
8 
9 


$72 

100 
130 

166 
206 
250 
299 


$300 
400 
500 

600 

700 
800 
900 


$90 
120 
150 

180 
210 
240 

270 


Yrs. Mos. 

2 7 

3 9 

5 

4 
3 
2 

1 


Cash. 
$0 



6 

m 

128 

184 
243 


Guaranteed Cash Value at end of 10 Years, $300. 



a Xlie Use of Estimates is Prohibited. 



NEW-YORK LIFE INSURANCE COMPANY. 



Cumulative Limited-Endowment Policy $1000 

10-YEAR ENDOWMENT PERIOD, Rate A. 



Age 42 



Annual Premium $48 . 00 



Loan 
end of 
Year. 



100 
130 

166 
206 
250 
299 



Paid-up Insurance. 



Until 

maturity 

of 

Policy. 



$300 
400 
500 

600 

700 
800 
900 



With Cash 



$90 

120 
150 

180 

210 

240 

270 



Term Extension 

with 

Cash if living. 



Yrs. Mos. 

2 6 

3 8 

4 10 

4 

3 

2 

1 



Cash. 

$0 



61 
125 

182 
242 



Guaranteed Cash Value at end of 10 Years, $300. 



Age 43 



Annual Premium $48 . 90 



Loan 
end of 
Year. 



$72 
100 
130 

166 
206 
250 
299 



Paid-up Insurance. 



Until 
maturity 

of 
Policy. 



$300 
400 
500 

600 

700 

800 
900 



With Cash 
if living 

aturity 
of Policy. 



at 



$90 
120 
150 

180 

210 
240 
270 



Term Extension 

with 

Cash if living. 



Yrs. Mos. 

2 5 

3 6 

4 8 

4 

3 

2 

1 



Cash. 

$0 



56 
121 
180 
241 



Guaranteed Cash Value at end of 10 Years, $300. 



Age 44 



Annual Premium $50.00 



Loan 
end of 
Year. 



$72 
100 
131 

167 
206 
250 
299 



Paid-up Insurance. 



Until 

maturity 

of 
Policy. 



$300 
400 
500 

600 
700 

800 
900 



With Cash 

if living- 

at maturity 

of Policy. 



120 
150 

ISO 
210 
240 
270 



Term Extension 

with 

Cash if living. 



Yrs. Mos. 

2 4 

3 5 

4 6 

4 

3 

2 

1 



Cash. 
$0 




50 
116 

178 
240 



Guaranteed Cash Value at end of 10 Years, $300. 



The Use of Estimates is Prohibited. 



NEW-YORK LIFE INSURANCE COMPANY. 9 


Cumulative Limited-Endowment Policy $1000 

10-YEAR ENDOWMENT PERIOD, Rate A. 


Age 45 


Annual Premium $51 . 30 


Year. 


Loan 

end of 
Year. 


Paid-up Insurance. 


Term Extension 

with 

Cash if living. 


Until 
maturity 

of 
Policy. 


With Cash 

if living 

at maturity 

of Policy. 


3 

4 
5 

6 

7 
8 
9 


$74 
101 
132 

168 

207 
251 
299 


$300 
400 
500 

600 

700 
800 
900 


$90 
120 
150 

180 
210 
240 
270 


) 'vs. Mas. 

2 3 

3 3 

4 3 

4 
3 

2 
1 


Cash. 
$0 




43 
111 
176 

238 


Guaranteed Cash Value at end of 10 Years, $300. 


Age 46 


Annual 


Premium $52.70 




Year. 


Loan 

end of 
Year. 


Paid-up Insurance. 


Term Extension 

with 

Cash if living. 


" Until 
maturity 

of 
Policy. 


With Cash 
if living 

at maturity 
of Policy. 


3 
4 
5 

6 

7 
8 
9 


$74 
101 
132 

168 
207 
251 
299 


$300 
400 
500 

600 
700 

800 
900 


$90 
120 
150 

180 

210 
240 
270 


Yrs. A/os. 

2 2 

3 1 

4 

4 
3 
2 
1 


Cash. 

$0 



36 
106 
174 
236 


Guaranteed Cash. Value at end of 10 Years, $300. 


Age 47 


Annual 


Premium $54 . 20 




Year. 


Loan 
end of 
Year. 


Paid-up Insurance. 


Term Extension 

with 

Cash if living. 


Until 
maturity 

of 
Policy. 


With Cash 

if living 

at maturity 

of Policy. 


3 

4 
5 

6 

7 
8 
9 


$74 

101 
132 

168 
207 
251 
299 


$300 

400 
500 

600 

700 
800 
900 


$90 
120 
150 

180 

210 
240 
270 


} 'rs. A/os. 

4 1 

2 11 

3 10 

4 
3 
2 
1 


Cash. 

$0 



29 
101 
171 
235 


Guaranteed Cash Value at end of 10 Years, $300. 



The Use of Estimates is Prohibited. 



10 NEW-YORK LIFE INSURANCE COMPANY. 


Cumulative Limited-Endowment Policy $1000 

10-YEAR ENDOWMENT PERIOD, Rate A. 


Age 48 


Annual 


Premium $55 70 




Year. 


Loan 

end of 
Year. 


Paid-up Insurance. 


Term Extension 

■with 

Cash if living. 


Until 
maturity 

of 
Policy. 


With Cash 

if living 
at maturity 
of Policy." 


3 
4 
5 

6 

7 
8 
9 


$74 
101 
132 

168 
207 
251 
299 


$300 
400 
500 

600 
700 

800 
900 


$90 
120 
150 

180 

210 
240 
270 


Yrs. Mos. 

2 

2 10 

3 8 

4 
3 
2 
1 


Cash. 

$0 



21 

96 

167 

234 


Guaranteed Cash Value at end of 10 Years, $300. 


Age 49 Annual 




. $57 30 






Year. 


Loan 

end of 
Year. 


Paid-up Insurance. 


Term Extension 

with 

Cash if living. 


Until 
maturity 

of 
Policy. 


With Cash 

if living 
at maturity 
of Policy. 


3 
4 
5 

6 

7 
8 
9 


$75 
102 
133 

168 
207 
251 
299 


$300 
400 
500 

600 
700 

800 
900 


$90 
120 
150 

180 
210 
240 
270 


Yrs. Mrs. 

1 11 

2 9 

3 5 

4 
3 
2 
1 


Cash. 

$0 



13 

90 

163 

232 


Guaranteed Cash Value at end of 10 Years, $300. 


Age 50 


Annual 


Premium $59.10 




Year. 


Loan 

end of 
Year. 


Paid-up Insurance. 


Term Extension 

with 

Cash if living. 


Until 
maturity 

of 
Policy. 


With Cash * 

if living 
at maturity 
of Policy. 


3 
4 

5 

6 

7 
8 
9 


$76 
103 
134 

169 

208 
251 
299 


$300 
400 
500 

600 
700 

800 
900 


$90 
120 
150 

180 
210 
240 

270 


Yrs. Mos. 

1 10 

2 7 

3 3 

4 
3 
2 
1 


Cash. 
$0 




4 

83 

158 

230 


Guaranteed Cash Value at end of 10 Years, $300. 



The Use of Estimates is Prohibited. 



NEW-YORK LIFE INSURANCE COMPANY. 11 


Cumulative Limited-Endowment Policy $1000 

10-YEAR ENDOWMENT PERIOD, Rate A. 


Age 51 


Annual 


Premium $61 . 00 




Year. 


Loan 
end of 
Year. 


Paid-up Insurance. 


Term Extension 

with 

Cash if living. 


Until 
maturity 

Policy. 


With Cash 

if living 

at maturity 

of Policy. 


3 

4 
5 

6 

7 
8 
9 


$76 
103 
134 

169 
208 
251 
299 


$300 
400 
500 

600 
700 

800 
900 


$90 
120 
150 

180 
210 
240 
270 


Yrs. A/OS. 

1 9 

2 5 

3 1 

3 11 
3 
2 
1 


Cash. 

$0 





75 
153 

228 


Guaranteed Cash Value at end of 10 Years, $300. 


Age 52 


Annual 


Premium $63 1 




Year. 


Loan 

end of 
Year. 


Paid-up Insurance. 


Term Extension 

with 

Cash if living. 


Until 
maturity 

of 
Policy. 


With Cash 

if living 

at maturity 

of Policy. 


3 
4 
5 

6 

7 
8 
9 


$76 

103 
134 

170 
208 
251 
299 


$300 
400 
500 

600 
700 

800 
900 


. $90 
120 
150 

180 
210 
240 
270 


Yrs. A/os. 

1 8 

2 4 

3 

3 8 
3 
2 
1 


Cash. 
$0 







66 

148 

225 


Guaranteed Cash Value at end of 10 Years, $300. 


Age 53 


Annual Premium $65 . 50 


Year. 


Loan 

end of 
Year. 


Paid-up Insurance. 


Term Extension 

with 

Cash if living. 


Until 
maturity 

of 
Policy. 


With Cash 

if living 

at maturity 

of Policy. 


3 

4 
5 

6 

7 
8 
9 


$77 

104 
135 

171 
209 
251 
299 


$300 
400 
500 

600 

700 
800 
900 


$90 
120 
150 

180 
210 
240 
270 


Yrs. A/os. 

1 8 

2 3 

2 11 

3 5 
3 
2 
1 


Cash. 

$0 





57 
142 

222 


Guaranteed Cash Value at end of 10 Years, $300. 



The Use of Estimates is Prohibited. 



12 NEW-YORK LIFE INSURANCE COMPANY. 


Cumulative Limited-Endowment Policy $1000 


10-YEAR ENDOWMENT PERIOD, Rate A. 


Age 54 


Annual 


Premium 


$68 10 










Paid-up Insurance. 




Year. 




Until 


With Cash 


with 




Year. 


maturity 

of 
Policy. 


if living 
at maturity 
of Policy. 


Cash if living. 










Yrs.Mos. 


Cash. 


3 


$78 


$300 


$90 


1 7 


$0 


4 


105 


400 


120 


2 2 





5 


136 


500 


150 


2 10 





6 


172 


600 


180 


3 3 





7 


210 


700 


210 


3 


47 


8 


252 


800 


240 


2 


135 


9 


299 


900 


270 


1 


219 


Guaranteed Cash Value at end of 10 Years, $300. 


Age 55 


Annual 




. $70.90 










Paid-up Insurance. 




Year. 




Until 


With Cash 


with 




Year. 


maturity 

of 
Policy. 


if living 
at maturity 
of Policy. 


Cash if living. 










Yrs. l\Ios. 


Cash. 


3 


$79 


$300 


$90 


1 6 


$0 


4 


106 


400 


120 


2 1 





5 


138 


500 


150 


2 9 





6 


173 


600 


180 


3 1 





7 


211 


700 


210 


3 


36 


8 


253 


800 


240 


2 


128 


9 


299 


900 


270 


1 


216 


Guaranteed Cash Value at end of 10 Years, $300. 





The Use of Estimates is Prohibited. 



NEW-YORK LIFE INSURANCE COMPANY. 13 


Cumulative Limited-Endowment Policy $1000 


15-YEAR ENDOWMENT PERIOD, Rate A. 


Age 21 


Annual 


Premium 


$34 60 








Paid-up Insurance. 


Term Extension 

with 

Cash if living. 


Year. 


end of 
Year. 


Until 
maturity 

of 
Policy. 


With Cash 
if living 

at maturity 
of Policy." 










)>f. A/os. 


Cash. 


3 
4 
5 


$56 
78 
99 


$200 
266 
333 


$80 

106 
133 


3 

4 11 
6 11 


$0 




6 
7 
8 
9 
10 


122 
147 
174 
205 
237 


400 
466 
533 
600 
666 


160 

186 
213 
240 
266 


8 9 
8 
7 
6 
5 



42 

88 
135 

178 


11 
12 
13 
14 


273 

312 
354 
399 


733 

300 
866 
933 


293 
320 
346 
373 


4 
3 
2 
1 


222 
267 
312 
356 


Guaranteed Cash Value at end of 15 Years, $400. 


Age 22 


Annual Premium $34 . 80 


Year. 


Loan 
end of 
Year. 


Paid-up Insurance. 


Term Extension 

with 

Cash if living. 


Until 
maturity 


With Cash 

if living- 
at maturity 






Policy. 


of Policy. 












Yrs. Mas. 


Cash. 


3 
4 
5 


$56 

78 
99 


$200 

266 
333 


$80 
106 
133 


3 

4 10 
6 10 


$0 





6 

7 

8 

9 

10 


122 
147 
174 
205 
237 


400 
466 
533 

600 
666 


160 
186 
213 
240 
266 


8 7 
8 
7 
6 
5 




38 

85 

132 

176 


11 
12 
13 
14 


273 

312 
354 
399 


733 

800 
866 
933 


293 
320 
346 
373 


4 
3 

2 
1 


221 
266 
311 
356 


Guaranteed Cash Value at end of 15 Years, $400. 





The Use of Estimates is Prohibited. 



NEW-YORK LIFE INSURANCE COMPANY. 



Cumulative Limited-Endowment Policy $1000 

15-YEAR ENDOWMENT PERIOD, Rate A. 



Age 23 



Annual Premium $35 . 00 



3 

4 
5 

6 

7 

8 

9 

10 

11 
12 
13 
14 



Loan 

end of 
Year. 



$56 
78 
99 

122 
147 
174 
205 
237 

273 
312 
354 
399 



Paid-up Insurance. 



Until 

maturity 

of 

Policy. 



$200 
266 
333 

400 
466 
533 
600 
666 

733 

800 
866 
933 



With Cash 

if living 
at maturity 
of Policy. 



$80 
106 
133 

160 

186 
213 
240 
266 

293 
320 
346 
373 



Term Extension 

with 

Cash if living. 



Yrs. Mos. 

3 

4 10 
6 9 








34 

82 

129 

174 

220 
266 
311 
355 



Guaranteed Cash Value at end of 15 Years, $400. 



Age 24 



Annual Premium. 



35.20 



3 

4 
5 

6 

7 

8 

9 

10 

11 
12 
13 
14 



Loan 

end of 
Year. 



$56 
78 
99 

122 
147 
174 
205 
237 

273 
312 
354 
399 



Paid-up Insurance. 



Until 
maturity 

Policy. 



$200 
266 
333 

400 
466 
533 
600 
666 

733 

800 
866 
933 



With Cash 
if living- 

at maturity 
of Policy. 



$80 
106 
133 

160 
186 
213 
240 
266 

293 
320 
346 
373 



Term Extension 

with 

Cash if living. 





Mos. 


2 


11 


4 


9 


6 


7 


8 


1 


8 





7 





6 





5 





4 





3 





2 





1 











30 
79 

126 
171 

218 
265 
310 
355 



Guaranteed Cash Value at end of 15 Years, $400. 



The Use of Estimates is JProliitoited. 



NEW-YORK LIFE INSURANCE COMPANY. 15 


Cumulative Limited-Endowment Policy $1000 


15-YEAR ENDOWMENT PERIOD, Rate A. 


Age 25 


Annual Premium $35 . 40 






Paid-up Insurance. 




Year. 




Until 


With Cash 


with 




Year. 


maturity 

of 
Policy. 


if living 
at maturity 
of Policy; 


Cash if living. 










Yrs. Mos. 


Cash. 


3 


$56 


$200 


$80 


2 11 


$0 


4 


78 


266 


106 


4 8 





5 


99 


333 


133 


6 5 





6 


122 


400 


160 


7 10 





7 


147 


466 


186 


8 


26 


8 


174 


533 


213 


7 


75 


9 


205 


600 


240 


6 


123 


10 


237 


666 


266 


5 


168 


11 


273 


733 


293 


4 


216 


12 


312 


800 


320 


3 


264 


13 


354 


866 


346 


2 


310 


14 


399 


933 


373 


1 


355 


Guaranteed Cash Value at end of 15 Years, $400. 


Age 26 


Annual Premium $35.60 






Paid-up Insurance. 




Year. 




Until 


With Cash 


with 




Year. 


maturity 

of 
Policy. 


if living 
at maturity 
of Policy. 


Cash if living. 










Yrs. Mos. 


Cash. 


3 


$56 


$200 


$80 


2 10 


$0 


4 


78 


266 


106 


4 6 





5 


99 


333 


133 


6 2 





6 


122 


400 


160 


7 7 





7 


147 


466 


186 


8 


21 


8 


174 


533 


213 


7 


72 


9 


205 


600 


240 


6 


120 


10 


237 


666 


266 


5 


166 


11 


273 


733 


293 


4 


215 


12 


312 


800 


320 


3 


263 


13 


354 


866 


346 


2 


310 


14 


399 


933 


373 


1 


355 


Guaranteed Cash Value at end of 15 Years, $400. 





Xlie Use of Estimates is Prohibited. 



16 NEW-YORK LIFE INSURANCE COMPANY. 


Cumulative Limited-Endowment Policy $1000 


15-YEAR ENDOWMENT PERIOD, Rate A. 


A 06 27 I Annual Premium $35.80 




Paid-up Insurance. 




7ear. enc i f 


Until 


With Cash 


with 


Year. 


maturity 

of 


if living 
at maturity 


Cash if living. 




Policy. 


of Policy. 










Yrs, Mos. 


Cash. 


3 $56 


$200 


$80 


2 10 


$0 


4 


78 


266 


106 


4 5 





5 


99 


333 


133 


6 





6 


122 


400 


160 


7 4 





7 


147 


466 


186 


8 


16 


8 


171 


533 


213 


7 


69 


9 


205 


600 


240 


6 


117 


10 


237 


666 


266 


5 


164 


11 273 


733 


293 


4 


213 


12 312 


800 


320 


3 


262 


13 354 


866 


346 


2 


309 


14 399 


933 


373 


1 


354 


Guaranteed Cash Value at end of 15 Years, $400. 


Age 28 


Annual Premium $36 . 10 






Paid-up Insurance. 




Year. 




Until | With Cash 


with 




Year. 


maturity j if living 

of ' at maturity 
Policy. | of Policy. 


Cash if living. 








Yrs. Mo*. 


Cash. 


3 


$56 


$200 $80 


2 9 


$0 


4 


78 


266 


106 


4 3 





5 


99 


333 


133 


5 10 





6 


122 


400 


160 


7 1 





7 


147 


466 


186 


8 


11 


8 


174 


533 


213 


7 


65 


9 


205 


600 


240 


6 


113 


10 


237 


666 


266 


5 


162 


11 


273 


733 


293 


4 


211 


12 


312 


800 


320 


3 


261 


13 


354 


866 


346 


2 


308 


14 


399 


933 


373 


1 


354 


Guaranteed Cash Value at end of 15 Years, $400. 





The Use of Estimates is Prohibited. 



NEW-YORK LIFE INSURANCE COMPANY. 17 


Cumulative Limited-Endowment Policy $1000 


15-YEAR ENDOWMENT PERIOD, Rate A. 


Age 2$ 


1 Annual 




$36 40 










Paid-up Insurance. 




Year. 




Until 


With Cash 


with 




Year. 


maturity 

of 
Policy. 


if living' 
at maturity 

of Policy." 


Cash if living. 










IVr. J /OS. 


Cash. 


3 


$56 


$200 


$80 


2 8 


$0 


4 


78 


266 


106 


4 2 





5 


99 


333 


133 


5 8 





6 


122 


400 


160 


6 11 





7 


147 


466 


186 


8 


6 


8 


174 


533 


213 


7 


61 


9 


205 


600 


240 


6 


109 


10 


238 


666 


266 


5 


160 


11 


273 


733 


293 


4 


209 


12 


312 


800 


320 


3 


259 


13 


354 


866 


346 


2 


307 


14 


399 


933 


373 


1 


353 


Guaranteed Cash Value at end of 15 Years, S400. 


Age3C 


| Annual Premium $36.70 






Paid-up Insurance. 




Year. 




Until 


With Cash 


with 




Year. 


maturity 

of 
Policy. 


if living 
at maturity 
of Policy. 


Cash if living. 










Yrs. Mos. 


Cash. 


3 


$57 


$200 


$80 


2 7 


$0 


4 


78 


266 


106 


4 





5 


99 


333 


133 


5 6 





6 


122 


400 


160 


6 9 





7 


147 


466 


186 


8 





8 


175 


533 


213 


7 


56 


9 


205 


600 


240 


6 


106 


10 


238 


666 


266 


5 


157 


11 


273 


733 


293 


4 


207 


12 


312 


800 


320 


3 


257 


13 


354 


866 


346 


2 


306 


14 


399 


933 


373 


1 


353 


Guaranteed Cash Value at end of 15 Years, $400. 





The Use of Estimates is Prohibited. 



18 NEW-YORK LIFE INSURANCE COMPANY. 


Cumulative Limited-Endowment Policy $1000 


15-YEAR ENDOWMENT PERIOD, Rate A. 


Age 31 


Annual Premium $37 . 00 






Paid-up Insurance. 




Year. 


end ot 


Until 


With Cash 


with 




Year. 


ot" 
Policy. 


at maturity 
of Policy. 


Cash if living. 










Yrs. Mas. 


Cash. 


3 


$57 


$200 


$80 


2 6 


$0 


4 


78 


266 


106 


3 11 





5 


99 


333 


133 


5 5 





6 


122 


400 


160 


6 8 





7 


147 


466 


186 


7 10 





8 


175 


533 


213 


7 


50 


9 


205 


600 


240 


6 


103 


10 


238 


666 


266 


5 


155 


11 


273 


733 


293 


4 


204 


12 


312 


800 


320 


3 


256 


13 


354 


866 


346 


2 II 


305 


14 


399 


933 


373 


1 


353 


Guaranteed Cash Value at end of 15 Years, $400. 


Age 32 


Annual Premium $37 . 30 






Paid-up Insurance. 




Year. 


Loan 


Until 


With Cash 


with 




Year. 


maturity 

of 
Policy. 


if living 
at maturity 
of Policy. 


Cash if living. 










Yrs. Mas. 


Cash. 


3 


$57 


$200 


$80 


2 6 


$0 


4 


78 


266 


106 


3 11 





5 


99 


333 


133 


5 4 





6 


122 


400 


160 


6 7 





7 


147 


466 


186 


7 8 





8 


175 


533 


213 


7 


45 


9 


205 


600 


240 


6 


99 


10 


238 


666 


266 


5 


152 


11 


273 


733 


293 


4 


202 


12 


312 


800 


320 


3 


254 


13 


354 


866 


346 


2 


304 


14 


399 


933 


373 


1 


352 


Guaranteed Cash Value at end of 15 Years, $400. 


— — — 1 



Tlie Use of Estimates is Prohibited. 



NEW-YORK LIFE INSURANCE COMPANY. 19 


Cumulative Limited-Endowment Policy $1000 


15-YEAR ENDOWMENT PERIOD, Rate A. 


Age 3c 


Annual Premium $37. 70 






Paid-up Insurance. 




Year. 


end of 
Year. 


Until 

maturity 

of 

Policy. 


With Cash 

if living 
at maturity 
of Policy. 


with 
Cash if living. 










Yry. Mas. 


Cash. 


3 


$57 


$200 


$80 


2 5 


$0 


4 


78 


266 


106 


3 10 





5 


100 


333 


133 


5 3 





6 


123 


400 


160 


6 5 





7 


148 


466 


186 


7 6 





8 


175 


533 


213 


7 


40 


9 


206 


600 


240 


6 


95 


10 


238 


666 


266 


5 


148 


11 


273 


733 


293 


4 


199 


12 


312 


800 


320 


3 


252 


13 


354 


866 


346 


2 


302 


14 


399 


933 


373 


1 


351 


Guaranteed Cash Value at end of 15 Years, $400. 


Age 34 


Annual 




. .$38 10 










Paid-up Insurance. 




Year. 




Until 


With Cash 


with 




Year. 


maturity 

of 
Policy. 


if living- 
at maturity 
of Policy. 


Cash if living. 










Yrs. Mos. 


Cash. 


3 


$57 


$200 


$80 


2 4 


$0 


4 


78 


266 


106 


3 9 





5 


100 


333 


133 


5 2 





6 


123 


400 


160 


6 3 





7 


148 


466 


186 


7 4 





8 


176 


533 


213 


7 


35 


9 


206 


600 


240 


6 


90 


10 


239 


666 


266 


5 


144 


11 


274 


733 


293 


4 


196 


12 


312 


800 


320 


3 


250 


13 


354 


866 


346 


2 


300 


14 


399 


933 


373 


1 


350 


Guaranteed Cash Value at end of 15 Years, $400. 





Tlie Use of Estimates is Prohibited. 



20 NEW-YORK LIFE INSURANCE COMPANY. 


Cumulative Limited-Endowment Policy $1000 


15-YEAR ENDOWMENT PERIOD, Rate A. 


Age 35 


Annual Premium $38 . 60 






Paid-up Insurance. 




Year. 


Loan 
end of 


Until 


With Cash 


with 




Year. 


of 
Policy. 


at maturity 

of Policy. 


Cash if living. 










Yrs Jlfos. 


Cash. 


3 


$57 


$200 


$80 


2 4 


$0 


4 


79 


266 


106 


3 8 





5 


100 


333 


133 


5 1 





6 


124 


400 


160 


6 1 





7 


149 


466 


186 


7 1 





8 


177 


533 


213 


7 


30 


9 


207 


600 


240 


6 


85 


10 


240 


666 


266 


5 


139 


11 


275 


733 


293 


4 


193 


12 


313 


800 


320 


3 


247 


13 


355 


866 


346 


2 


298 


14 


399 


933 


373 


1 


349 


Guaranteed Cash Value at end of 15 Years, $400. 


Age 36 


Annual 




. .$39 10 






1 


Paid-up Insurance. 




Loan 

. Year. en( i f 


Until j With Cash 


with 


Year. 


maturity if living 
of i at maturity 


Cash if living. 




Policy. 


of Policv. 










Vrs. Jl/»*. 


Cash. 


3 $57 


$200 


$80 


2 4 


$0 


4 79 


266 


106 


3 8 





5 100 


333 


133 


5 





6 124 


400 


160 


5 11 





7 149 


466 


186 


6 10 





8 177 


533 


213 


7 


24 


9 207 


600 


240 


6 


79 


10 


240 


666 


266 . 


5 


134 


11 


275 


733 293 


4 


189 


12 


313 


800 


320 


3 


244 


13 


355 
399 


866 


346 


2 


296 


14 


933 


373 


1 


34« 


Guaranteed Cash Value at end of 15 Years, $400. 


1 



Tlie Use of Estimates is Prohibited. 















NEW-YORK LIFE INSURANCE COMPANY. 21 


Cumulative Limited-Endowment Policy SI 000 


15-YEAR ENDOWMENT PERIOD, Rate A. 


A(ie 37 Annual Premium $39.70 


Year. 


Loan 
end of 
Year. 


Paid-up Insurance. 


Term Extension 

with 

Cash if living. 


Until 
maturity 

of 
Policy. 


With Cash 
if living- 

at maturity 
of Policy. 










IV v. Mos. 


Cash. 


3 

4 
5 


$57 

79 
101 


$200 

266 
333 


$80 
106 
133 


2 3 

3 7 

4 11 


$0 




6 

7 

8 

9 

10 


124 
150 

177 
208 
240 


400 
466 
533 
600 
666 


160 
186 
213 
240 
266 


5 9 

6 8 

7 
6 
5 





17 

72 
128 


11 
12 
13 
14 


275 
313 
355 
399 


733 

800 
866 
933 


293 
320 
346 
373 


4 
3 

2 
1 


184 
241 
294 
347 


Guaranteed Cash Value at end of 15 Years, $400. 


Age 3£ 


1 Annual Premium $40.40 


Year. 


Loan 

end of 
Year. 


Paid-up Insurance. 


Term Extension 

with 

Cash if living. 


Until 
maturity 

of 
Policy. 


With Cash 
if living 

at maturity 
of Policy. 








Yrs. Mos. 


Cash. 


3 

4 
5 


$58 

80 

102 


$200 

266 
333 


$80 

106 
133 


2 3 

3 6 

4 9 


$0 




6 

7 

8 

9 

10 


125 

151 
179 
209 

241 


400 
466 
533 
600 
666 


160 
186 
213 
240 
266 


5 7 

6 5 

7 
6 
5 






9 

64 

121 


11 
12 
13 
14 


276 
313 
355 
399 


733 

800 
866 
933 


293 
320 
346 
373 


4 
3 
2 
1 


179 
237 
292 
347 


Guaranteed Cash Value at end of 15 Years, $400. 


Xlie 


Use oi 


% Kstim 


ates is 


Proliifa 


ited. 



22 NEW-YORK LIFE INSURANCE COMPANY. 


Cumulative Limited-Endowment Policy $1000 


15-YEAR ENDOWMENT PERIOD, Rate A. 


Age 39 


Annual Premium $41.10 




Loan 


Paid-up Insurance. 




Year. 


Until 


With Cash 


with 






maturity 








Year. 


of 

Policy 


at maturity 
of Policy. 


Cash if living. 










Yrs. Mas. 


Cash. 


3 


$59 


$200 


$80 


2 2 


$0 


4 


81 


266 


106 


3 4 





5 


103 


333 


133 


4 7 





6 


126 


400 


160 


5 5 





7 


152 


466 


186 


6 2 





8 


180 


533 


213 


6 11 





9 


210 


600 


240 


6 


55 


10 


242 


666 


266 


5 


113 


11 


277 


733 


293 


4 


174 


12 


314 


800 


320 


3 


233 


13 


355 


866 


346 


2 


290 


14 


399 


933 


373 


1 


346 


Guaranteed Cash. Value at end of 15 Years, $400. 


Age 40 


Annual Premium $41 . 90 






Paid-up Insurance. 




Year. 


Loan 


Until 


With Cash 


with 




Year. 


maturity 

of 
Policy. 


if living 
at maturity 
of Policy. 


Cash if living. 










Yrs. Mas. 


Cash. 


3 


$60 


$200 


$80 


2 2 


$0 


4 


82 


266 


106 


3 3 





5 


104 


333 


133 


4 5 





6 


127 


400 


160 


5 3 





7 


153 


466 


186 


5 11 





8 


181 


533 


213 


6 7 





9 


211 


600 


240 


6 


45 


10 


244 


666 


266 


5 


105 


11 


278 


733 


293 


4 


169 


12 


315 


800 


320 


3 


229 


13 


356 


H66 


346 


2 


288 


14 


399 


933 


373 


1 


346 


Guaranteed Cash Value at end of 15 Years, $400. 





Xlie Use of Estimates is Prohibited. 



NEW-YORK LIFE INSURANCE COMPANY. 23 


Cumulative Limited-Endowment Policy $1000 


15-YEAR ENDOWMENT PERIOD, Rate A. 


Age 41 


Annual Premium $42. 80 






Paid-up Insurance. 








Until 


With Cash 


with 




Year. 


maturity 

of 

Policy. 


if living 
at maturity 
of Policy. 


Cash if living. 










Yrs. Mos. 


Cash. 


3 


$60 


$200 


$80 


2 2 


$0 


4 


82 


266 


106 


3 2 





5 


104 


333 


133 


4 3 





6 


128 


400 


160 


5 1 





7 


154 


466 


186 


5 8 





8 


182 


533 


213 


6 3 





9 


212 


600 


240 


6 


34 


10 


244 


666 


266 


5 


97 


11 


278 


733 


293 


4 


164 


12 


315 


800 


320 


3 


225 


13 


356 


866 


346 


2 


286 


14 


399 


933 


373 


1 


345 


Guaranteed Casli Value at end of 15 Years, $400. 


Age 42 


Annual Premium $43 . 80 




Paid-up Insurance. 












Year. 




Until 


With Cash 


with 




Year. 


maturity 

of 
Policy. 


if living 
at maturity 
of Policy. 


Cash if living. 










Yrs. Mos. 


Cash. 


3 


$61 


$200 


$80 


2 1 


$0 


4 


83 


266 


106 


3 1 





5 


105 


333 


133 


4 2 





6 


129 


400 


160 


4 10 





7 


155 


466 


186 


5 6 





8 


183 


533 


213 


6 





9 


213 


600 


240 


6 


23 


10 


245 


666 


266 


5 


89 


11 


278 


733 


293 


4 


158 


12 


315 


800 


320 


3 


221 


13 


356 


866 


346 


2 


283 


14 


399 


933 


373 


1 


344 


Guaranteed Cash Value at end of 15 Years, $400. 





3 The Use of Estimates is Prohibited. 

















24 NEW-YORK LIFE INSURANCE COMPANY. 


Cumulative Limited-Endowment Policy $1000 


15-YEAR ENDOWMENT PERIOD, Rate A. 


Age 43 


Annual Premium $44 . 90 






Paid-up Insurance. 




Year. 




Until 


With Cash 


with 




Year. 


maturity 

of 
Policy. 


if living 
at maturity 
of Policy. 


Cash if living. 










Yrs Mos. 


Cash. 


3 


$61 


$200 


$80 


2 


$0 


4 


83 


266 


106 


3 





5 


106 


333 


133 


4 





6 


130 


400 


160 


4 8 





7 


155 


466 


186 


5 3 





8 


184 


533 


213 


5 9 





9 


213 


600 


240 


6 


11 


10 


246 


666 


266 


5 


81 


11 


279 


733 


293 


4 


152 


12 


316 


800 


320 


3 


217 


13 


356 


866 


346 


2 


280 


14 


399 


933 


373 


1 


343 


Guaranteed Cash Value at end of 15 Years, $400. 


Age 44 


Annual Premium $46.10 






Paid-up Insurance. 




Year. 




Until 


With Cash 


with 




Year. 


maturity 
of 


if living' 
at maturity 


Cash if living. 






Policy. 


of Policv. 












Yrs. Mo*. 


Cash. 


3 


$62 


$200 


$80 


1 11 


$0 


4 


84 


266 


106 


2 10 





5 


107 


333 


133 


3 10 





6 


131 


400 


160 


4 6 





7 


156 


466 


186 


5 





8 


185 


533 


213 


5 6 





9 


214 


600 


240 


6 





10 


247 


666 


266 


5 


73 


11 


280 


733 


293 


4 


145 


12 


317 


800 


320 


3 


212 


13 


356 


866 


346 


2 


277 


14 


399 


933 


373 


1 


341 


Guaranteed Cash Value at end of 15 Years, $400. 





The Use of Estimates is Prohibited. 



NEW-YORK LIFE INSURANCE COMPANY. 



Cumulative Limited-Endowment Policy $1000 

15-YEAR ENDOWMENT PERIOD, Rate A. 



Age 45 



Annual Premium $47 . 50 



3 
4 
5 

6 

7 

8 

9 

10 

11 
12 
13 
14 



Loan 

end of 
Year. 



$63 

85 
108 

132 

158 
186 
215 

248 

281 
318 
357 



Paid-up Insurance. 



Until 
maturity 

of 
Policy 



$200 
266 
333 

400 
466 
533 
600 
666 

733 

800 
866 
933 



With Cash 

if living 

at maturity 

of Policy. 



$80 

106 
133 

160 
186 
213 
240 
266 

293 
320 
346 
373 



Term Extension 

with 

Cash if living. 



>f. 


Mos. 


1 


10 


2 


9 


3 


8 


4 


4 


4 


9 


5 


4 


5 


10 


5 





4 





3 





2 





1 






Cash. 

$0 







65 

137 
207 
273 
339 



Guaranteed Cash Value at end of 15 Years, $400. 



Age 46 



Annual Premium $49 . 00 



3 
4 
5 

6 

7 

8 

9 

10 

11 
12 
13 
14 



Loan 

end of 
Year. 



$63 

86 
108 

132 
159 

187 
216 
249 

282 
318 
357 
399 



Paid-up Insurance. 



Until 
maturity 

of 
Policy. 



$200 
266 
333 

400 
466 
533 
600 
666 

733 

800 
866 
933 



With Cash 

if living 
at maturity 
of Policy. 



$80 
106 
133 

160 
186 
213 
240 
266 

293 
320 
346 
373 



Term Extension 

with 

Cash if living. 



Yrs. Mos. 

1 10 

2 8 

3 6 



Cash. 

$0 








55 

128 
201 
269 
337 



Guaranteed Cash Value at end of 15 Years, $400. 



The Use of Estimates is Prohibited. 

















26 NEW-YORK LIFE INSURANCE COMPANY. 


Cumulative Limited-Endowment PolioySIOOO 


15-YEAR ENDOWMENT PERIOD, Rate A. 


Age 47 


Annual 


Premium 


$50 60 










Paid-up Insurance. 




Year 




Until 


With Casli 


with 




Year. 


maturity 

of 
Policy. 


if living- 
at maturity 
of Policy. 


Cash if living. 










Yrs. Mos. 


Cash. 


3 


$64 


$200 


$80 


1 10 


$0 


4 


87 


266 


106 


2 7 





5 


109 


333 


133 


3 4 





6 


133 


400 


160 


4 1 





7 


161 


466 


186 


4 5 





8 


188 


533 


213 


5 





9 


217 


600 


240 


5 5 





10 


250 


666 


266 


5 


41 


11 


284 


733 


293 


4 


118 


12 


319 


800 


320 


3 


194 


13 


357 


866 


346 


2 


264 


14 


399 


933 


373 


1 


335 


Guaranteed Cash Value at end of 15 Years, $400. 


Age 48 


Annual Premium $52.30 






Paid-up Insurance. 




Year. 




Until 


With Cash 


with 




Year. 


maturity 

of 
Policy. 


if living 
at maturity 
of Policy 


Cash if living. 










Yrs. Mas. 


Cash. 


3 


$64 


$200 


$80 


1 9 


$0 


4 


88 


266 


106 


2 6 





5 


110 


333 


133 


3 3 





6 


134 


400 


160 


3 11 





7 


162 


466 


186 


4 4 





8 


189 


533 


213 


4 9 





9 


218 


600 


240 


5 2 





10 


251 


666 


266 


5 


23 


11 


285 


733 


293 


4 


107 


12 


320 


800 


320 


3 


1*6 


13 


357 


866 


346 


2 


259 


14 


399 


933 


373 


1 


333 


Guaranteed Cash Value at end of 15 Years. $400. 





Tlie Use of Kstimates is Prohibited. 



NEW-YORK LIFE INSURANCE COMPANY. 27 


Cumulative Limited-Endowment Policy $1000 

15-YEAR ENDOWMENT PERIOD, Rate A. 


Age 49 


Annual 


Premium 


. $54.20 




Year. 


Loan 
end of 
Year. 


Paid-up Insurance. 


Term Extension 

with 

Cash if living. 


Until 

maturity 

of 

Policy. 


With Cash 

if living 
at maturity 
of Policy. 


3 

4 
5 

6 

7 

8 

9 

10 

11 
12 
13 
14 


$65 

89 

112 

136 
162 
190 
220 
252 

286 
321 
35?3 
399 


$200 
266 
333 

400 
466 
533 
600 
666 

733 

800 
866 
933 


$80 
106 
133 

160 

186 
213 
240 
266 

293 
320 
346 
373 


Yrs. Mas. 

1 8 

2 5 

3 2 

3 9 

4 2 
4 6 

4 11 

5 

4 
3 
2 
1 


Cash. 

$0 









95 
177 
254 
330 


Guaranteed Cash Value at end of 15 Years, $400. 


Age 50 


Annual Premium $56 . 30 


Year. 


Loan 
end of 

Year 


Paid-up Insurance. 


Term Extension 

with 

Cash if living. 


Until 
maturity 

Policy. 


With Cash 

if living- 

at maturity 

of Policy. 


3 
5 

6 

7 

8 

9 

10 

11 
12 
13 
14 


$66 

90 

113 

138 
163 
191 
221 
253 

287 
322 
359 
399 


$200 
266 
333 

400 
466 
533 
600 
666 

733 

800 
866 
933 


$80 

106 
133 

160 
186 
213 
240 
266 

293 
320 
346 
373 


Yrs. Mos. 

1 8 

2 4 

3 1 

3 7 

4 
4 4 
4 8 
4 10 

4 
3 

2 
1 


Cash. 

$0 









80 
166 
248 
327 


Guaranteed Cash Value at end of 15 Years, $400. 




The 


"1 


Use oi 


f Hstim 


ales is 


Proliil] 


tited* 



NEW-YORK LIFE INSURANCE COMPANY. 



Cumulative Limited-Endowment Policy $1000 

15-YEAR ENDOWMENT PERIOD, Rate A. 



Age 51 



Annual Premium *-. .' $58 . 50 



3 

4 
5 

6 

7 

8 

9 

10 

11 
12 
13 
14 



Loan 

end of 

Year. 



$67 

91 

114 

139 
165 
193 
223 
255 

289 
323 
360 
399 



Paid-up Insurance. 



Umil 



$200 
266 
333 

400 
466 
533 
600 
666 

733 
800 
866 
933 



With Cash 

if living 

at maturity 

of Policy. 



$80 

106 
133 

160 
186 
213 
240 
266 

293 
320 
346 
373 



Term Extension 

with 

Cash if living. 



Yrs Mas. 

1 8 

2 4 

3 



5 

10 
2 
5 













63 
155 
242 
324 



Guaranteed Cash Value at end of 15 Years, $400. 



Age 52 



Annual Premium $60.90 



3 
4 
5 

6 

7 

8 

9 

10 

11 
12 
13 
14 



Loan 

end of 
Year. 



92 
116 

141 
167 
195 
225 

258 

291 
324 
361 
399 



Paid-up Insurance. 



Until 
maturity 

of 
Policy. 



$200 
266 
333 

400 
466 
533 
600 
666 

733 

800 
866 
933 



With Cash 
if living 

at maturity 
of Policy. 



106 
133 



160 
186 
213 
240 
266. 

293 
320 
346 
373 



Term Extension 

with 

Cash if living. 



\ r rs. Mo*. 

1 7 

2 3 
2 11 



11 
2 
6 

















44 
143 
235 
320 



Guaranteed Cash Value at end of 15 Years, $400. 



The Use of Estimates is Prohibited. 



NEW-YORK LIFE INSURANCE COMPANY. 29 


Cumulative Limited-Endowment Policy $1000 


15-YEAR ENDOWMENT PERIOD, Rate A. 


Age 53 


Annual Premium $63.50 






Paid-up Insurance. 




Year. 




Until 


With Cash 


with 




Year. 


maturity 

of 
Policy. 


if living 
at maturity 
of Policy. 


Cash if living. 










Yrs. Mos. 


Cash. 


3 


$69 


$200 


$80 


1 6 


$0 


4 


93 


266 


106 


2 2 





5 


117 


333 


133 


2 10 





6 


143 


400 


160 


3 2 





7 


168 


466 


186 


3 6 





8 


197 


533 


213 


3 9 





9 


227 


600 


240 


3 11 





10 


259 


666 


266 


4 3 





11 


292 


733 


293 


4 


23 


12 


325 


800 


320 


3 


130 


13 


361 


S66 


346 


2 


227 


14 


399 


933 


373 


1 


316 


Guaranteed Cash Value at end of 15 Years, $400. 


Age 54 


Annual Premium ^66 . 40 






Paid-up Insurance. 




Year. 


Loan 


Until 


With Cash 


with 




Year. 


maturity 

of 
Policy. 


if living 
at maturity 
of Policy. 


Cash if living. 










Yrs. Mos. 


Cash. 


3 


$70 


$200 


$80 


1 5 


$0 


4 


95 


266 


106 


2 1 





5 


119 


333 


133 


2 9 





6 


145 


400 


160 


3 1 





7 


170 


466 


186 


3 4 





8 


200 


533 


213 


3 7 





9 


229 


600 


240 


3 9 





10 


261 


666 


266 


4 





11 


293 


733 


293 


4 





12 


327 


800 


320 


3 


115 


13 


361 


866 


346 


2 


218 


14 


399 


933 


373 


1 


312 


Guaranteed Cash Value at end of 15 Years, $400. 





The Use of Estimates is Prohibited. 



NEW-YORK LIFE INSURANCE COMPANY. 



Cumulative Limited-Endowment Policy $1000 

15-YEAR ENDOWMENT PERIOD. Rate A. 



Age 55 



Annual Premium $69 . 60 



3 
4 
5 

6 

7 

8 

9 

10 

11 
12 
13 
14 



Loan 

end of 
Year. 



$71 

97 
121 

147 
173 
202 
231 

262 

295 
328 
362 
399 



Paid-up Insurance. 



Until 
maturity 

of 
Policy. 



$200 
266 
333 

400 
466 
533 
600 
666 

733 

800 
866 
933 



With Cash 
if living 

at maturity 
of Policy. 



106 
133 

160 
186 
213 
240 
266 

293 
320 
346 
373 



Term Extension 

with 

Cash if living. 



Yrs. 


Mos. 


1 


4 


1 


11 


2 


7 


2 


11 


3 


2 


3 


5 


3 


7 


3 


9 


3 


10 


3 





2 





1 


















99 

207 

307 



Guaranteed Cash Value at end of 15 Years, $400. 



The Use of Kstimates is Prohibited. 



XEW-YORK LIFE INSURANCE COMPANY. 



Cumulative Limited-Endowment Policy $1000 

20-YEAR ENDOWMENT PERIOD, Rate A. 



Age 21 



Annual Premium $31.00 



3 
4 
5 

6 

7 

8 

9 

10 

11 
12 
13 
14 
15 

16 
17 

18 
19 



Loan 
end of 
Year. 



$45 
60 

77 

94 
114 
135 
160 
186 

214 
245 
277 
313 
352 

393 
426 

462 
499 



Paid-up Insurance. 



Until 
maturity 

of 
Policy. 



$150 
200 
250 

300 
350 
400 
450 
500 

550 
600 
650 
700 
750 

800 
850 
900 
950 



With Cash 

if living 
at maturity 
of Policy. 



$75 
100 
125 

150 
175 
200 
225 
250 

275 
300 
325 
350 
375 

400 
425 
450 
475 



Term Extension 

with 

Cash if living. 



Yrs. 


Mos. 


2 


5 


4 





5 


8 


7 





8 


4 


9 


10 


11 





10 





9 





8 





7 





6 





5 





4 





3 





2 





1 












4 
52 

100 
147 
192 
235 
279 

324 
370 
414 
457 



Guaranteed Cash Value at end of 20 Years, $500. 



Age 22 



Annual Premium $31.10 



3 

4 
5 

6 

7 

8 

9 

10 

11 
12 
13 
14 
15 

16 
17 
18 
19 



Loan 

end of 
Year. 



$45 

60 

77 

94 
114 
136 
160 
186 

214 
245 
277 
313 
352 

393 
426 
462 
499 



Paid-up Insurance. 



Until 
maturity 

of 
Policy. 



$150 
200 
250 

300 
350 

400 
450 
500 

550 
600 
650 
700 
750 

800 
850 
900 
950 



With Cash 
if living- 

at maturity 
of Policy. 



$75 
100 
125 

150 
175 
200 
225 
250 

275 
300 
325 
350 
375 

400 
425 
450 
475 



Term Extension 

with 
Cash if living. 



I 'rs. 


Mos. 


2 


5 


3 


11 


5 


7 


6 


11 


8 


2 


9 


7 


10 


8 


10 





9 





8 





7 





6 





5 





4 





3 





2 





1 
















46 

95 
144 

190 
233 

278 

325 
369 
413 

457 



Guaranteed Cash Value at end of 20 Years, $500. 



The Use of Estimates is Prohibited. 



NEW-YORK LIFE INSURANCE COMPANY. 



Cumulative Limited-Endowment Policy $1000 

20-YEAR ENDOWMENT PERIOD, Rate A. 



Age 23 



Annual Premium $31 . 30 



3 

4 
5 

6 

7 

8 

9 

10 

11 
12 
13 
14 
15 

16 
17 

18 
19 



Loan 

end of 
Year. 



60 

77 

94 
114 
136 
160 
186 

214 
245 
277 
313 
352 

393 
426 
462 
499 



Paid-up Insurance. 



Until 
maturity 

of 
Policy. 



$150 
200 
250 

300 
350 

400 
450 
500 

550 
600 
650 
700 
750 

800 
850 
900 
950 



With Cash 
if living 

at maturity 
of Policy. 



$75 

100 
125 

150 
175 

200 
225 
250 

275 
300 
325 
350 
375 

400 
425 
450 
475 



Term Extension 

with 

Cash if living. 



9 
10 

10 

9 

8 
7 
6 
5 

4 
3 

2 
1 



Mos. 

5 

11 

6 

9 

4 










39 



140 
187 
231 
276 

322 
368 
413 
456 



Guaranteed Cash Value at end of 20 Years, $500. 



Age 24 



Annual Premium $31 . 50 



Loan 

end of 
Year. 



Paid-up Insurance. 



Until 
maturity 

of 
Policy. 



W T ith Cash 
if living 

at maturity 
of Policy. 



Term Extension 

with 

Cash if living. 



3 
4 
5 

6 

7 

8 

9 

10 

11 
12 
13 
14 

15 

16 
17 
18 
19 



$45 
60 

77 

94 
114 
136 
160 
186 

214 
245 

277 
313 
352 

393 
426 
462 
499 



$150 
200 
250 

300 
350 
400 
450 
500 

550 
600 
650 
700 
750 

800 
850 
900 
950 



$75 
100 
125 

150 
175 
200 
225 
250 

275 
300 
325 
350 
375 

400 
425 
450 
475 



Yrs. 


Mos. 


2 


5 


3 


10 


5 


5 


6 


7 


7 


10 


9 


1 


10 


2 


10 





9 





8 





7 


0. 


6 





5 





4 





3 





2 





1 













32 

83 
135 
184 
229 
274 

321 
367 
412 
456 



Guaranteed Cash Value at end of 20 Years, $500. 



The Use of Estimates is Prohibited, 



NEW-YORK LIFE INSURANCE COMPANY. 33 


Cumulative Limited-Endowment Policy $1000 


20-YEAR ENDOWMENT PERIOD, Rate A. 


Age 25 


Annual Premium $31 . 80 


Year. 


Loan 

end of 
Year. 


Paid-up Insurance. 


Term Extension 

with 

Cash if living. 


Until 

maturity 

of 
Policy. 


With Cash 

if living 
at maturity 
of Policy. 










Yrs. Mos. 


Cash. 


3 
4 
5 


$45 

60 

. 77 


$150 
200 
250 


$75 
100 
125 


2 5 

3 10 
5 3 


$0 




6 

7 

8 

9 

10 


94 
114 
136 
161 
186 


300 
350 
400 
450 
500 


150 
175 

200 
225 
250 


6 5 

7 7 

8 9 

9 11 
10 






24 


11 
12 
13 
14 
15 


214 
245 

277 
313 
352 


550 
600 
650 
700 
750 


275 
300 
325 
350 
375 


9 
8 
7 
6 
5 


77 
130 
180 
226 
272 


16 
17 

18 
19 


394 
426 
462 
499 


800 
850 
900 
950 


400 
425 
450 
475 


4 
3 

2 
1 


319 
365 
411 
456 


Guaranteed Cash Value at end of 20 Years, $500, 


Age 26 


Annual Premium $32.10 


Year. 


Loan 

end of 
Year. 


Paid-up Insurance. 


Term Extension 

with 

Cash if living. 


Until 
maturity 

Policy. 


With Cash 
if living 

at maturity 
of Policy. 










Yrs. Mos. 


Cash. 


3 
4 
5 


$45 
60 

77 


$150 
200 
250 


$75 
100 
125 


2 5 

3 9 
5 1 


$0 




6 

7 

8 

9 

10 


94 
114 
136 
161 
186 


300 
350 
400 
450 
500 


150 
175 
200 
225 
250 


6 3 

7 4 

8 6 

9 8 
10 







16 


11 
12 
13 
14 
15 


214 
245 
277 
313 
352 


550 
600 
650 
700 
750 


275 
300 
325 
350 
375 


9 
8 
7 
6 
5 


73 

125 
175 
222 
269 


16 
17 

18 
19 


394 
426 
462 
499 


800 
850 
900 
950 


400 
425 
450 
475 


4 
3 
2 
1 


315 
365 
409 
456 


Guaranteed Cash Value at end of 20 Years, $500. 



The Use of Estimates is Prohibited. 



NEW-YORK LIFE INSURANCE COMPANY. 



Cumulative Limited-Endowment Policy $ 1 000 

20-YEAR ENDOWMENT PERIOD, Rate A. 



Age 27 



Annual Premium $32 . 40 



6 

7 

8 

9 

10 

11 
12 
13 
14 
15 

16 
17 

18 
19 



Loan 

end of 
Year. 



$45 

60 

77 

94 
114 
136 
161 
186 

214 

245 
277 
313 
352 

394 
426 
462 
499 



Paid-up Insurance. 



Until 
maturity 

of 
Policy. 



$150 
200 
250 

300 
350 

400 
450 
500 

550 

600 
650 
700 
750 

800 
850 
900 
950 



With Cash 
if living 

at maturity 
of Policy. 



$75 

100 
125 

150 
175 
200 
225 
250 

275 
300 
325 
350 
375 

-100 
425 
450 
475 



Term Extension 

with 

Cash if living. 



Yrs. Mos. 

2 4 

3 7 

4 11 



9 
10 



Cash. 

$0 








8 

68 
120 
170 

218 
266 

312 

365 

408 
455 



Guaranteed Cash Value at end of 20 Years, $530. 



Age 28 



Annual Premium $32 . 70 



3 

4 
5 

6 

7 

8 

9 

10 

11 
12 
13 
14 
15 

16 
17 
18 
19 



Loan 

end of 
Year. 



$45 

60 

77 

96 
116 
136 
161 

187 

215 

246 
278 
314 
353 

394 
427 
462 
499 



Paid-up Insurance. 



Until 
maturity 

of 
Policy. 



$150 

2C0 
250 

300 
350 

400 
450 
500 

550 
600 
650 
700 
750 

800 

850 
900 
950 



With Cash 
if living 

at maturity 
of Policy. 



$75 
100 
125 

150 
175 
200 
225 
250 

275 
300 
325 
350 
375 

400 
425 
450 
475 



Term Extension 

with 

Cash if living. 



Yrs. Mos. 

2 4 

3 6 

4 9 

5 11 

7 

8 

9 2 
9 11 












62 
114 
165 
214 
262 

308 
363 
406 
454 



Guaranteed Cash Value at end of 20 Years, $500. 



The Use of Estimates is Prohibited. 



NEW-YORK LIFE INSURANCE COMPANY. 35 


Cumulative Limited-Endowment Policy $1000 


20-YEAR ENDOWMENT PERIOD, Rate A. 


Age 29 


Annual Premium $33 . 00 


Year. 




Paid-up Insurance. 


Term Extension 

with 

Cash if living. 


Loan 

end of 
Year. 


Until 
maturity 

of 
Policy. 


With Cash 

if living 
at maturity 
of Policy. 


3 
4 
5 


$45 
61 

77 


$150 
200 
250 


$75 

100 
125 


Yrs. Mai. 

2 3 

3 5 

4 8 


Cash. 

$0 




6 

7 

8 

9 

10 


96 
116 
138 
161 

187 


300 
350 
400 
450 
500 


150 
175 
200 
225 
250 


5 9 

6 10 

7 10 

8 11 

9 10 









11 
12 
13 
14 
15 


215 

246 
279 
315 
353 


550 
600 
650 
700 
750 


275 
300 
325 
350 
375 


9 
8 
7 
6 
5 


55 

108 
160 
210 

258 


16 
17 
18 
19 


394 
427 
462 
499 


800 
850 
900 
950 


400 
425 
450 
475 


4 
3 
2 
1 


305 

360 
405 
453 


Guaranteed Cash Value at end of 20 Years, $500. 


Age 30 


Annual Premium $33 . 40 


Year. 


Loan 

end of 
Year. 


Paid-up Insurance. 


Term Extension 

with 
Cash if living. 


Until 
maturity 

of 
Policy. 


With Cash 
if living- 

at maturity 
of Policy. 


3 

4 
5 


$45 
61 

78 


$150 
200 
250 


$75 
100 
125 


Yrs. Mos. 

2 2 

3 4 

4 7 


Cash. 
$0 





6 

7 

8 

9 

10 


96 
116 
138 
162 

188 


300 
350 
400 
450 
500 


150 
175 
200 
225 
250 


5 7 

6 8 

7 8 

8 9 

9 8 









11 
12 
13 
14 
15 


216 

247 
2SO 
316 
354 


550 
600 
650 
700 
750 


275 
300 
325 
350 
375 


9 
8 
7 
6 
5 


47 
102 
155 
205 
254 


16 
17 
18 
19 


395 

428 
462 
499 


800 
850 
900 
950 


400 
425 

450 
475 


4 
3 
2 
1 


301 
356 
404 
453 


Guaranteed Cash Value at end of 20 Years, $500. 



The Use of Estimates is Prohibited. 



NEW-YORK LIFE INSURANCE COMPANY. 



Cumulative Limited-Endowment Policy $1000 

20-YEAR ENDOWMENT PERIOD, Rate A. 



Age 31 



Annual Premium $33 . 80 



3 
4 
5 

6 

7 

8 

9 

10 

11 
12 
13 
14 
15 

16 
17 

18 
19 



Loan 

end of 
Year. 



$46 
61 

78 

97 
117 
139 
163 
189 

217 

248 
280 
316 
354 

395 

428 
462 
499 



Paid-up Insurance. 



Until 
maturity 

of 
Policy. 



$150 
200 
250 

300 
350 
400 
450 
500 

550 
600 
650 
700 
750 

800 

850 
900 
950 



With Cash 
if living 

at maturity 
of Policy. 



$75 
100 
125 

150 
175 
200 
225 
250 

275 
300 
325 
350 
375 

400 

425 
450 
475 



Term Extension 

with 

Cash if living. 



Yrs. Mos. 

2 2 



Cash. 

$0 










38 

95 

149 

199 

248 

298 
351 
403 
452 



Guaranteed Cash Value at end of 20 Years, $500. 



A (If* 32 Annual Premium. 



.$34.20 



Loan 

end of 
Year. 



Paid-up Insurance. 



Until 

maturity 

of 
Policy. 



With C ash 
if living 

at maturity 
of Policy. 



Term Extension 

with 

Cash if living. 



3 

4 
5 

6 

7 

8 

9 

10 

11 
12 
13 
14 
15 

16 
17 
18 
19 



$46 
61 



97 
117 
139 
163 
190 

218 
249 
281 
317 
355 

395 

428 
462 
499 



$150 
200 
250 

300 
350 
400 
450 
500 

550 
600 
650 
700 
750 

800 
850 
900 
950 



$75 
100 
125 

150 

175 
200 
225 
250 

275 
300 
325 
350 
375 

400 
425 
450 
475 



Yrs. 


Mos. 


2 


2 


3 


4 


4 


7 


5 


5 


6 


5 


7 


4 


8 


4 


9 


2 


9 





8 





7 





6 





5 





4 





3 





2 





1 






Cash. 
$0 










27 

87 

142 

192 

242 

295 
345 
402 
451 



Guaranteed Cash Value at end of 20 Years, $500. 



The Use of Estimates is Prohibited. 



NEW-YORK LIFE INSURANCE COMPANY. 



Cumulative Limited-Endowment Policy $1000 

20-YEAR ENDOWMENT PERIOD, Rate A. 



Age 33 



Annual Premium $34.70 



3 
4 
5 

6 

7 

8 

9 

10 

11 
12 
13 
14 
15 

16 
17 
18 
19 



Loan 

end of 
Year. 



$46 
62 
79 

98 
118 
140 
164 
191 

219 
250 

282 
318 
356 

396 

428 
462 
499 



Paid-up Insurance. 



Until 

maturity 

of 

Policy. 



$150 
200 
250 

300 
350 

400 
450 
500 

550 
600 
650 
700 
750 

800 
850 
900 
950 



With Cash 

if living 
at maturity 
of Policy. 



$75 

100 
125 

150 
175 
200 
225 
250 

275 
300 
325 
350 
375 

400 

425 
450 
475 



Term Extension 

with 

Cash if living. 



]V.r. MOS. 

2 1 

3 3 

4 6 



5 4 

6 4 

7 2 

8 1 
8 11 



$0 









15 

78 

134 

185 

236 

291 
340 
400 
450 



Guaranteed Cash Value at end of 20 Years, $500. 



Age 34 



Annual Premium $35. 20 



3 

4 
5 

6 

7 

8 

9 

10 

11 
12 
13 
14 
15 

16 
17 
18 
19 



Loan 

end of 
Year. 



$46 
62 
79 

98 
119 
141 
165 
192 

220 

251 
284 
319 
357 

397 
429 
463 
499 



Paid-up Insurance. 



Until 
maturity 

Policy. 



$150 
200 
250 

300 
350 
400 

450 
500 

550 
600 
650 
700 
750 

800 
850 
900 
950 



With Cash 
if living 

at maturity 
of Policy. 



$75 

100 
125 

150 
175 
200 
225 
250 

275 
300 
325 
350 
375 

400 
425 
450 
475 



Term Extension 

with 

Cash if living. 



Yrs. 


Mos. 


2 


1 


3 


3 


4 


5 


5 


3 


6 


2 


7 





7 


10 


8 


7 


9 





8 





7 





6 





5 





4 





3 





2 





1 






Cash. 

$0 









2 

67 

124 

177 

230 

287 
335 
398 
449 



Guaranteed Cash Value at end of 20 Years, $500. 



The Use of Estimates is Prohibited. 



38 NEW-YORK LIFE INSURANCE COMPANY. 


Cumulative Limited-Endowment Policy $1000 


20-YEAR ENDOWMENT PERIOD, Rate A. 


Age 35 


Annual 


Premium 


$35 70 






Year. 


Loan 

end of 
Year. 


Paid-up Insurance. 


Term Extension 

with 

Cash if living. 


Until 
maturity 

of 
Policy. 


With Cash 
if living 

at maturity 
of Policy. 


3 
4 
5 


$47 
63 
80 


$150 

200 
250 


$75 

100 
125 


Yrs. Mos. 

2 

3 2 

4 4 


Cash. 

$0 




6 

7 

8 

9 

10 


99 
120 
142 
166 
193 


300 
350 
400 
450 
500 


150 
175 
200 
225 
250 


5 2 

6 

6 9 

7 7 

8 3 









11 
12 

13 
14 

15 


222 
252 
285 
320 
358 


550 
600 
650 
700 
750 


275 
300 
325 
350 
375 


8 10 
8 
7 
6 
5 




54 
112 
169 
223 


16 
17 
18 
19 


398 
430 
464 
499 


800 
850 
900 
950 


400 
425 
450 
475 


4 
3 

2 
1 


283 
331 
396 
449 


Guaranteed Cash Value at end of 20 Years, S500. 


Age 36 


Annual Premium $36. 30 


Year. 


Loan 

end of 
Year. 


Paid-up Insurance. 


Term Extension 

with 

Cash if living. 


Until 
maturity 

of 
Policy. 


With Cash 
if living 

at maturity 
of Policy. 










Yrs. Mos. 


Cash. 


3 

4 
5 


$47 

63 

81 


$150 

200 
250 


$75 
100 
125 


2 

3 1 

4 3 


$0 




6 

7 

8 

9 

10 


100 
121 
143 
168 
194 


300 
350 
400 
450 
500 


150 

175 
200 
225 

250 


5 1 

5 11 

6 7 

7 3 
7 11 










11 
12 
13 
14 
15 


223 
253 

286 
321 
359 


550 
600 
650 
700 
750 


275 
300 
325 
350 
375 


8 6 
8 
7 
6 
5 



39 

100 
160 
216 


16 
17 

18 
19 


399 
432 
464 
499 


800 
850 
900 
950 


400 
425 
450 
475 


4 

3 
'2 
1 


278 
328 ! 
394 
448 


Guaranteed Cash Value at end of 20 Years, $500. 



Tlie Use of Estimates is F»roliit>ite€i. 



NEW-YORK LIFE INSURANCE COMPANY. 



Cumulative Limited-Endowment Policy $1000 

20-YEAR ENDOWMENT PERIOD, Rate A. 



Age 37 



Annual Premium $37 . 00 



3 
4 
5 

6 

7 

8 

9 

10 

11 
12 
13 
14 
15 

16 
17 

18 
19 



Loan 

end of 
Year. 



64 

82 

101 
122 
145 
169 
195 

224 
254 
287 
322 
360 

400 
433 
464 
499 



Paid-up Insurance. 



Until 
maturity 

of 
Policy. 



$150 
200 
250 

300 
350 
400 

450 
500 

550 
600 
650 
700 
750 

800 
850 
900 
950 



With Cash 
if living- 

at maturity 
of Policy. 



$75 

100 
125 

150 

175 
200 
225 
250 

275 
300 
325 
350 
375 

400 
425 
450 
475 



Term Extension 

with 

Cash if living. 



Yrs. Mos. 

2 

3 1 

4 2 



4 

3 

2 

1 















22 

88 

151 

210 

273 

326 
392 
447 



Guaranteed Cash Value at end of 20 Years, $500. 



Age 38 



Annual Premium $37. 80 



6 

7 

8 

9 

10 

11 
12 
13 
14 

15 

16 
17 

18 
19 



Loan 

end of 
Year. 



$49 
65 

83 

102 

123 
146 
170 
196 

225 
255 

288 
323 
361 

401 
433 
464 
499 



Paid-up Insurance. 



Until 
maturity 

of 
Policy. 



$150 

200 

250 

300 
350 
400 
450 
500 

550 

600 
650 
700 
750 

800 

850 
900 
950 



With Cash 
if living: 

at maturity 
of Policy. 



$75 
100 
125 

150 
175 
200 

225 
250 

275 
300 
325 
350 
375 

400 

425 
450 
475 



Term Extension 

with 

Cash if living. 



Yrs. 


Mos. 


2 





3 





4 


1 


4 


11 


5 


7 


6 


3 


6 


9 


7 


3 


7 


10 


8 





7 





6 





5 





4 





3 





2 





1 






Cash. 

$0 










3 

75 
142 
203 

268 
325 
389 
416 



Guaranteed Cash Value at end of 20 Years, $500. 



4 The Use of Estimates is Prohibited. 



40 NEW-YORK LIFE INSURANCE COMPANY. 


Cumulative Limited-Endowment Policy $1000 


20-YEAR ENDOWMENT PERIOD, Rate A. 


Age 39 


Annual Premium $38.70 


Year. 


Loan 

end of 
Year. 


Paid-up Insurance. 


Term Extension 

with 

Cash if living. 


Until 
maturity 

of 
Policy. 


With Cash 

if living 
at maturity 
of Policy. 










Yrs. Mas. 


Cash. 


3 

4 
5 


$49 
66 

84 


$150 
200 
250 


$75 
100 
125 


1 11 

2 11 

4 


$0 




6 

7 

8 

9 

10 


103 
124 
147 
172 
197 


300 
350 
400 
450 
500 


150 
175 
200 
225 
250 


4 9 

5 5 

6 
6 6 
6 11 










11 
12 
13 
14 
15 


227 
257 
290 
324 
362 


550 
600 
650 
700 
750 


275 
300 
325 
350 
375 


7 6 
7 9 
7 
6 
5 





62 
132 
197 


16 
17 
18 
19 


402 
433 
464 
499 


800 
850 
900 
950 


400 
425 
450 
475 


4 
3 
2 

1 


262 
323 
386 
445 


Guaranteed Cash Value at end of 20 Years, $500. 


Age 40 


Annual 




. .$39.60 






Year. 


Loan 

end of 
Year. 


Paid-up Insurance. 


Term Extension 

with 
Cash if living. 


Until 
maturity 

of 
Policy. 


With Cash 
if living' 

at maturity 
of Policy. 










Yrs. Mas. 


Cash. 


3 
4 
5 


$50 
67 

85 


$150 
200 
250 


$75 

100 
125 


1 11 

2 11 

3 11 


$0 




6 

7 

8 

9 

10 


104 
126 
149 
173 
200 


300 
350 
400 
450 
500 


150 
175 
200 
225 
250 


4 7 

5 3 

5 9 

6 3 

6 8 









11 
12 
13 
14 
15 


229 
259 
292 
327 
363 


550 
600 

650 
700 
750 


275 
300 
325 
350 
375 


7 2 
7 6 
7 
6 
5 






49 

122 

190 


16 
17 

18 
19 


403 
434 
465 
499 


800 
850 
900 
950 


400 
425 
450 
475 


4 
3 
2 
1 


256 
320 
383 
443 


Guaranteed Cash Value at end of 20 Years, $500. 



The Use of Estimates is Prohibited. 



NEW-YORK LIFE INSURANCE COMPANY. 



Cumulative Limited-Endowment Policy $1000 

20-YEAR ENDOWMENT PERIOD, Rate A. 



Age 41 



Annual Premium. 



.60 



Loan 

end of 
Year. 



3 

4 
5 

6 

7 

8 

9 

10 

11 
12 
13 

14 
15 

16 
17 
18 
19 



$51 

68 
86 

106 
127 
150 
175 
201 

230 
260 
293 
328 
364 

404 
434 
465 
499 



Paid-up Insurance. 



Until 
maturity 

of 
Policy. 



$150 
200 
250 

300 
350 
400 
450 
500 

550 
600 
650 
700 
750 

800 
850 
900 
950 



With Cash 
if living 

at maturity 
of Policy. 



$75 

100 
125 

150 
175 
200 

225 
250 

275 
300 
325 
350 
375 

400 
425 
450 
475 



Term Extension 

with 

Cash if living. 



Vi 



Mas. 

1 11 

2 10 

3 9 



6 11 

7 2 
7 
6 
5 
















35 

111 

181 

M9 
316 
380 
441 



I 



Guaranteed Cash Value at end of 20 Years, $500. 



Age 42 



Annual Premium $41 . 70 



3 

4 
5 

6 

7 

8 

9 

10 

11 
12 
13 
14 
15 

16 
17 
18 
19 



Loan 

end of 
Year. 



$52 
69 

87 

107 
128 
151 
176 
203 

231 
261 
294 
329 
365 

405 
435 
465 
499 



Paid-up Insurance. 



Until 
maturity 

of 
Poiicy. 



$150 
200 
250 

300 
350 
400 
450 
500 

550 
600 
650 
700 
750 

800 
850 
900 
950 



With Cash 
if living 

at maturity 
of Policy. 



$75 

100 
125 

150 
175 
200 
225 
250 

275 
300 
325 
350 
375 

400 
425 
450 
475 



Term Extension 

with 

Cash if living. 



Yrs. Mo,. 

1 10 

2 9 

3 7 

4 4 

4 11 

5 4 

5 11 

6 2 

6 8 
6 11 




Cash. 

$0 













20 

98 

170 

241 
311 
376 
439 



Guaranteed Cash Value at end of 20 Years, $500. 



*Mie Use of Estimates is Proliitoited, 



42 NEW-YORK LIFE INSURANCE COMPANY. 


Cumulative Limited-Endowment Policy $1000 


20-YEAR ENDOWMENT PERIOD, Rate A. 


Age 43 


Annual 


Premium 


$42.90 




Year. 


Loan 

end of 
Year. 


Paid-up Insurance. 


Term Extension 

with 

Cash if living. 


Until 

maturity 

of 

Policy. 


With Cash 

if living 
at maturity 
of Policy. 


3 
4 
5 


$52 
70 

88 


$150 
200 
250 


$75 
100 
125 


Yrs. Mos. 

1 10 

2 8 

3 6 


Cash. 

$0 




6 

7 

8 

9 

10 


108 
130 
153 

178 
205 


300 
350 
400 
450 
500 


150 
175 

200 

225 
250 


4 3 

4 9 

5 2 
5 9 
5 11 









11 
12 
13 
14 
15 


233 
264 
296 
331 
366 


550 
600 

650 
700 
750 


275 
300 
325 
350 
375 


6 5 

6 8 

7 
6 
5 





4 

83 
157 


16 
17 

18 
19 


406 
436 
465 
499 


800 
850 
900 
950 


400 
425 
450 
475 


4 
3 

2 

1 


232 
304 
372 
437 


Guaranteed Cash Value at end of 20 Years, $500. 


Age 44 


Annual Premium $44.30 


Year. 


Loan 

end of 
Year. 


Paid-up Insurance. 


Term Extension 

with 

Cash if living. 


Until 
maturity 

Policy. 


With Cash 
if living 

at maturity 
of Policy. 


3 
4 
5 


$54 
71 

89 


$150 
200 
250 


$75 
100 
125 


Yrs. Mos. 

1 9 

2 7 

3 5 


Cash. 

$0 




6 

7 

8 

9 

10 


110 
131 
155 
180 
207 


300 
350 

400 
450 
500 


150 
175 
200 
225 
250. 


4 1 

4 7 

5 
5 6 
5 9 









11 
12 

13 
14 
15 


235 

266 
298 
333 
369 


550 
600 
650 
700 
750 


275 
300 
325 
350 
375 


6 2 
6 5 
6 9 
6 
5 








65 

142 


16 

17 

18 
19 


407 

437 
466 
499 


800 
850 
900 
950 


400 
425 
450 
475 


4 
3 
2 
1 


221 

296 
367 
435 


Guaranteed Cash Value at end of 20 Tears, $500. 



The Use of Estimates is Prohibited. 



NEW-YORK LIFE INSURANCE COMPANY. 



Cumulative Limited-Endowment Policy $1000 

20-YEAR ENDOWMENT PERIOD, Rate A. 



Age 45 



Annual Premium $45.90 



3 
4 
5 

6 
7 
8 
9 
10 

11 
12 
13 
14 
15 

16 
17 
18 
19 



Loan 

end of 
Year. 



$55 

72 
91 

111 

133 

156 

182 
209 

237 
268 
300 
335 
371 

410 

438 
467 
499 



Paid-up Insurance. 



Until 

maturity 

of 

Policy. 



$150 
200 
250 

300 
350 
400 
450 
500 

550 
600 
650 
700 
750 

800 
850 
900 
950 



With Cash 

if living 
at maturity 
of Policy. 



$75 

100 
125 

150 
175 

200 
225 
250 

275 
300 
325 
350 
375 

400 
425 
450 
475 



Term Extension 

with 

Cash if living. 



Yrs. 


Mos. 


1 


8 


2 


6 


3 


4 


3 


11 


4 


5 


4 


10 


5 


3 


5 


7 


5 


11 


6 


2 


6 


D 


6 





5 





4 





3 





2 





1 






Cash. 

$0 















43 

125 

208 
287 
362 
433 



Guaranteed Cash Value at end of 20 Years, $500. 



Age 46 



Annual Premium $47.60 



3 

4 
5 

6 
7 
8 
9 
10 

11 
12 
13 
14 
15 

16 
17 
18 
19 



Loan 

end of 

Year. 



$56 

74 
92 

112 
135 
159 
184 
211 

239 
270 
302 
337 
373 

411 
439 
467 
499 



Paid-up Insurance. 



Until 
maturity 

of 
Policy. 



$150 
200 
250 

300 
350 
400 
450 
500 

550 

600 
650 
700 
750 

800 
850 
900 
950 



With Cash 
if living- 

at maturity 
of Policy. 



$75 
100 
125 

150 
175 
200 
225 
250 

275 
300 
325 
350 
375 

400 
425 

450 

475 



Term Extension 

with 

Cash if living. 



Yrs. Mos. 

1 8 

2 5 

3 3 

3 10 

4 3 



9 

4 

8 
11 
1 





4 

3 

2 

1 


















17 

107 

194 

278 
356 
430 



Guaranteed Cash Value at end of 20 Years, $500. 



The Use of Estimates is Prohibited. 



NEW-YORK LIFE INSURANCE COMPANY. 



Cumulative Limited-Endowment Policy $1000 

20-YEAR ENDOWMENT PERIOD, Rate A. 



Age 47 



Annual Premium $49 .40 



7 

8 

9 

10 

11 
12 
13 
14 

15 

16 
17 
18 
19 



Loan 
end of 
Year. 



$57 
75 
93 

114 
136 
161 
186 
213 

242 

272 
304 
339 
375 

412 

440 
468 
499 



Paid-up Insurance. 



Until 
maturity 

of 
Policy. 



With Cash 

if living- 

at maturity 

of Policy. 



$150 
200 
250 

300 
350 
400 
450 
500 

550 
600 
650 
700 
750 

800 
850 
900 
950 



$75 
100 
125 

150 
175 
200 
225 
250 

275 
300 
325 
350 
375 

400 
425 
450 

475 



Term Extension 

with. 

Cash if living. 



Yrs. Mas. 

1 8 

2 5 

3 2 

3 8 

4 1 
4 7 

4 10 

5 1 



9 

11 










Cash. 

$0 















87 

179 

268 
349 
427 



Guaranteed Cash Value at end of 20 Years, $500. 



Age 48 



Annual Premium $51 .30 



9 
10 

11 
12 
13 
14 
15 

16 
17 

IK 

19 



Loan 

end of 
Year. 



$58 

76 
96 

117 
139 
163 
189 
215 

245 
275 
307 
341 
377 

414 

441 
469 
499 



Paid-up Insurance. 



Until 
maturity 

of 
Policy. 



$150 
200 
250 

300 
350 
400 
450 
500 

550 
600 
650 
700 
750 

800 
850 
900 
950 



With Cash 
if living 

at maturity 
of Policy. 



$75 

100 
125 

150 
175 
200 
225 
250 

275 
300 
325 
350 
375 

400 
425 
450 
475 



Term Extension 

with 

Cash if living. 



Yrs. Mo*. 

1 8 

2 4 

3 1 



3 7 

4 
4 5 
4 8 
4 11 



















65 

162 
256 
342 
424 



Guaranteed Cash Value at end of 20 Years, $500. 



Xhe Use of Estimates is Prohibited. 



NEW- YORK LIFE INSURANCE COMPANY. 



Cumulative Limited-Endowment Policy $ 1 000 

20-YEAR ENDOWMENT PERIOD, Rate A. 



Age 49 



Annual Premium $53 . 40 



3 
4 
5 

6 

7 

8 

9 

10 

11 
12 
13 

14 
15 

16 
17 

18 
19 



Loan 

end of 
Year. 



$59 
77 
97 

119 
141 
166 
191 

218 

248 
278 
310 
343 
379 

416 
443 
470 
499 



Paid-up Insurance. 



Until 
maturity 

of 
Policy. 



$150 
200 
250 

300 
350 

400 
450 
500 

550 
600 
650 
700 
750 

800 
850 
900 
950 



With Cash 
if living 

aturity 
of Policy. 



at 



$75 

100 
125 

150 
175 
200 
225 
250 

275 
300 
325 
350 
375 

400 
425 
450 
475 



Term Extension 

with 

Cash if living. 



}>f. Si/os. 

1 7 



3 5 
3 10 



4 11 

5 2 



Cash. 

$0 














41 

143 
243 
334 
420 



Guaranteed Cash Value at end of 20 Years, $500. 



Age 50 



Annual Premium $55 . 70 



3 

4 
5 

6 

7 

8 

9 

10 

11 
12 
13 
14 
15 

16 
17 

18 
19 



Loan 

end of 
Year. 



$60 
79 
99 

121 
144 
168 
194 

222 

251 

281 
313 
346 

382 

418 
445 
471 
499 



Paid-up Insurance. 



Until 
maturity 

of 
Policy. 



$150 
200 
250 

300 
350 
400 
450 
500 

550 
600 
650 
700 
750 

800 
850 
900 
950 



With Cash 
if living 

at maturity 
of Policy. 



$75 
100 
125 

150 

175 
200 
225 
250 

275 
300 
325 
350 
375 

400 
425 
450 
475 



Term Extension 

with 

Cash if living. 



Yrs. 


Mos. 


1 


7 


2 


3 


2 


11 


3 


4 


3 


9 


4 


1 


4 


4 


4 


7 


4 


9 


4 


11 


5 





5 


1 


5 





4 





3 





2 





1 






Cash. 

$0 














15 

123 
229 
325 
416 



Guaranteed Cash Value at end of 20 Years, $500. 



Xlie Use of Estimates is Prohibited. 



NEW-YORK LIFE INSURANCE COMPANY. 



Cumulative Limited-Endowment Policy $1000 

20-YEAR ENDOWMENT PERIOD, Rate A. 



Age 51 



Annual Premium $58.20 



Loan 

end of 
Year. 



Paid-up Insurance. 



Until 
maturity 

of 
Policy. 



With Cash 
if living 

at maturity 
of Policy. 



Term Extension 

with 

Cash if living. 



10 

11 
12 
13 
14 
15 

16 
17 
18 
19 



$61 

80 

101 

123 

146 
171 
197 
225 

254 
285 
316 
350 
385 

420 
446 

472 
499 



$150 
200 
250 

300 
350 
400 
450 
500 

550 
600 
650 
700 
750 

800 
850 
900 
950 



$75 
100 
125 

150 
175 
200 
225 
250 

275 
300 
325 
350 
375 

400 
425 
450 
475 



'rs. 


Mas. 


1 


7 


2 


2 


2 


10 


3 


2 


o 


7 


3 


11 


4 


2 


4 


4 


4 


6 


4 


8 


4 


9 


4 


10 


4 


11 


4 





3 





2 





1 






Cash. 

$0 















101 

214 
315 
412 



Guaranteed Cash Value at end of 20 Years, $500. 



Age 52 



Annual Premium $60. 80 



9 
10 

11 
12 
13 
14 
15 

16 
17 

18 
19 



Loan 

end of 
Year. 



$63 

82 

103 

125 

149 
174 
201 

228 

257 

288 
319 
353 

388 

422 

448 
474 
499 



Paid-up Insurance. 



Until 
maturity 

of 
Policy. 



$150 
200 
250 

300 
350 
400 
450 
500 

550 
600 
650 
700 
750 

800 
850 
900 
950 



With Cash 
if living 

at maturity 
of Policy. 



$75 
100 
125 

150 
175 
200 
225 
250 

275 
300 
325 
350 
375 

400 
425 
450 
475 



Term Extension 

with 
Cash if living. 



'rs. Mos. 

1 6 

2 1 
2 9 



Cash. 
$0 

















76 
197 

304 

408 



Guaranteed Cash Value at end of 20 Years, $500. 



The Use of Estimates is Prohibited. 



NEW-YORK LIFE INSURANCE COMPANY. 



Cumulative Limited-Endowment Policy $1000 

20-YEAR ENDOWMENT PERIOD, Rate A. 



Age 53 



Annual Premium $63.60 



Loan 

end of 
Year. 



Paid-up Insurance. 



Until 

maturity 

of 

Policy. 



With Cash 

if living 
at maturity 
of Policy. 



Term Extension 

with 

Cash if living. 



3 
4 
5 

6 

7 

8 

9 

10 

11 
12 
13 
14 
15 

16 
17 
18 
19 



$64 

84 

105 

128 
152 

177 
204 
232 

261 
292 
323 
356 
392 

425 
450 
475 
499 



$150 
200 
250 

300 
350 
400 
450 
500 

550 
600 
650 
700 
750 

800 
850 
900 
950 



$75 
100 
125 

150 
175 
200 
225 
250 

275 
300 
325 
350 
375 

400 
425 
450 
475 



IV.c Mos. 

1 6 

2 1 

2 8 

3 
3 4 

3 7 

3 10 

4 


















49 
178 
293 
403 



Guaranteed Cash Value at end of 20 Years, $500. 



Age 54 



Annual Premium $66.60 



3 

4 
5 

6 

7 

8 

9 

10 

11 
12 
13 
14 
15 

16 
17 
18 
19 



Loan 

end of 
Year. 



86 

107 

130 
155 
181 

208 
236 

266 
296 
328 
360 
395 

428 
453 
476 
499 



Paid-up Insurance. 



Until 
maturity 

Policy. 



$150 
200 
250 

300 
350 

400 
450 
500 

550 
600 
650 
700 
750 

800 
850 
900 
950 



With Cash 
if living 

at maturity 
of Policy. 



$75 
100 
125 

150 
175 
200 
225 
250 

275 
300 
325 
350 
375 

400 
425 
450 

475 



Term Extension 

with 

Cash if living. 



1 r rs. 


Mas. 


1 


5 


2 





2 


7 


2 


11 


3 


2 


3 


5 


3 


8 


3 


10 


3 


11 


4 





4 





4 


1 


4 


2 


4 





3 





2 





1 






Cosh. 

$0 















20 
157 

282 
398 



Guaranteed Cash Value at end of 20 Years, $500. 



Xlie Use of Estimates is Prohibited. 



NEW-YORK LIFE INSURANCE COMPANY. 



Cumulative Limited-Endowment Policy $1000 

20-YEkR ENDOWMENT PERIOD, Rate A. 



Age 55 



Annual Premium $69 . 90 



Loan 

end of 
Year. 



7 

8 

9 

10 

11 
12 
13 
14 
15 

16 
17 

18 
19 



$67 

88 

110 

133 

159 
185 
212 

240 

270 
300 
332 
364 
399 

432 

455 

477 
499 



Paid-up Insurance. 


Until 


With Cash 


maturity 


if living 


of 


at maturity 


Policy. 


of Policy. 


$150 


$75 


200 


100 


250 


125 


300 


150 


350 


175 


400 


200 


450 


225 


500 


250 


550 


275 


600 


300 


650 


325 


700 


350 


750 


375 


800 


400 


850 


425 


900 


450 


950 


475 



Term Extension 

with 

Cash if living. 



Yrs. 


Mos. 


1 


4 


I 


11 


2 


6 


2 


10 


3 


1 


3 


4 


3 


6 


3 


8 


3 


9 


3 


10 


3 


10 


3 


11 


3 


11 


3 


11 


3 





2 





1 






$0 

















131 
270 
392 



Guaranteed Cash Value at end of 20 Years, $500. 



Xhe Use of Estimates is Prohibited. 



NEW-YORK LIFE INSURANCE COMPANY. 



Cumulative Limited-Endowment Policy $1000 

10-YEAR ENDOWMENT PERIOD, Rate B. 



Age 21 



Annual Premium $41 . 80 



Total Value 
of Policy 

at Death in 

Year 
Specified. 



$1,020.90 
1,041.80 
1,062.70 
1,083.60 
1,104.50 
1,125.40 
1,146.30 
1,167.20 
1,188.10 



Loan 

end of 
Year. 



$70 

98 
129 
164 
204 
249 
299 



Paid-up Insurance 



Until 
maturity 

of 
Policy. 



$300 
400 
500 
600 
700 
800 
900 



With Cash 

if living 
at maturity 
of Policy. 



$90 
120 
150 
180 
210 
240 
270 



Term Extension 

with 

Cash if living. 



Yrs. 


Mos. 


3 


10 


6 





5 





4 





3 





2 





1 






$0 


65 
115 
161 
208 
254 



Guaranteed Cash Value at end of 10 Years, $300. 



Age 22 



Annual Premium $42.00 



Total Value 
of Policy 

at Death in 

Year 
Specified. 



$1,021.00 
1,042.00 
1,063.00 
1,084.00 
1,105.00 
1,126.00 
1,147.00 
1,16800 
1,189.00 



Loan 

end of 
Year. 



$70 
98 
129 
164 
204 
249 
299 



Paid-up Insurance. 



Until 
maturity 

of 
Policy. 



$300 
400 
500 
600 
700 
800 
900 



With Cash 

if living 
at maturity 
of Policy. 



$90 
120 
150 
180 
210 
240 
270 



Term Extension 

with 

Cash if living. 



'rs 


Mos. 


•J 


10 


5 


11 


5 





4 





3 





2 





1 








64 

113 

160 
207 
254 



Guaranteed Cash Value at end of 10 Years, $300. 



Age 23 



Annual Premium $42 . 20 



Total Value 
of Policy 

at Death in 

Year 
Specified. 



$1,021.10 
1,042 20 
1,063.30 
1,084.40 
1,105.50 
1,126.60 
1,147.70 
1,168.80 
1,189.90 



Loan 

end of 
Year. 



$70 

98 
129 
164 
204 
249 
299 



Paid-up Insurance. 



Until 
maturity 

of 
Policy. 



$300 
400 
500 
600 

700 
800 
900 



With Cash 

if living 
at maturity 
of Policy. 



$90 
120 

150 
180 
210 
240 

270 



Term Extension 

with 

Cash if living. 





Mos. 


3 


10 


5 


10 


5 





4 





3 





2 





1 






$0 


62 
111 
159 
206 
253 



Guaranteed Cash Value at end of 10 Years, $300. 



Xhe Use of Estimates is Prohibited. 



50 NEW-YORK LIFE INSURANCE COMPANY. 


Cumulative Limited-Endowment Policy $ 1 000 


10-YEAR ENDOWMENT PERIOD, Rate B. 


Age 24 


Annual Premium $42 . 40 








Paid-up Insurance. 




Year. 


Total Value 
of Policy 


Loan 




Term Extension 
with 


Until 


With Cash 




Year 
Specified. 


Year. 


maturity 

of 
Policy. 


if living 
at maturity 
of Policy. 


Cash if living. 












) rs. Mos. 


Cash. 


1 


$1,021.20 












2 


1,042.40 












3 


1,063.60 


$70 


$300 


$90 


3 9 


$0 


4 


1,084.80 


98 


400 


120 


5 9 





5 


1,106.00 


129 


500 


150 


5 


60 


6 


1,127.20 


164 


600 


180 


4 


109 


7 


1,14S.40 


204 


700 


210 


3 


158 


8 


1,169.60 


249 


800 


240 


2 


205 


9 


1,190.80 


299 


900 


270 


1 


252 


Guaranteed Cash Value at end of 10 Years, $300. 


Age 25 


Annual Premium 




$42.70 










Paid-up Insurance. 




Year. 


Total Value 
of Policy 


Loan 




Term Extension 
with 


Until 


With Cash 




Year 
Specified. 


Year. 


maturity 

of 
Policy. 


if living 
at maturity 
of Policy. 


Cash if living. 












Yrs. Mos. 


Cash. 


1 


$1,021.35 










.... 


2 


1,042.70 










.... 


3 


1,064.05 


$71 


$300 


$90 


3 8 


$0 


4 


1,085.40 


98 


400 


120 


5 7 





5 


1,106.75 


129 


500 


150 


5 


57 


6 


1,128.10 


164 


600 


180 


4 


107 


7 


1,149.45 


204 


700 


210 


3 


156 


8 


1,170.80 


249 


800 


240 


2 


204 


9 


1,192.15 


299 


900 


270 


1 


252 


Guaranteed Cash Value at end of 10 Years, $300. 


Age 26 


Annual Premium 




$43.00 












Paid-up Insurance. 




Year. 


Total Value 
of Policy 

at Death in 

Year 

Specified. 


Loan 

end of 
Year. 




Term Extension 

with 

Cash if living. 


Until 
maturity 

of 
Policy. 


With Cash 

if living 

at .maturity 

of Policy. 












Yrs. Mos. 


Cash. 


1 


$1,021.50 












2 


1,043.00 












3 


1,064.50 


$71 


$300 


$90 


3 6 


$6 


4 


1,086.00 


98 


400 


120 


5 5 





5 


1,107.50 


129 


500 


150 


5 


53 


6 


1,129.00 


164 


600 


180 


4 


105 


7 


1,150.50 


204 


700 


210 


3 


154 


8 


1,172-00 


249 


800 


240 


2 


203 


9 


1,193.50 


299 


900 


270 


1 


252 


Guaranteed Cash Value at end of 10 Years, $300. 



The Use of Estimates is Proliibited. 



NEW-YORK LIFE INSURANCE COMPANY. 



Cumulative Limited-Endowment Policy $1000 

10-YEAR ENDOWMENT PERIOD, Rate B. 



Age 27 



Annual Premium $43.30 



Total Value 
of Policy 

at Death in 

Year 
Specified. 



Loan 

end of 
Year. 



Paid-up Insurance. 



Until 
maturity 

of 
Policy. 



With Cash 

if living 

at maturity 

of Policy. 



Term Extension 

with 

Cash if living. 



51,021.65 
1,043.30 
1,064.95 
1,086.60 
1,108.25 
1,129.90 
1,151.55 
1,173.20 
1,194.85 



Yrs. Mos. Cash. 



$71 
98 
129 
164 
204 
249 
299 



$300 
400 
500 
600 
700 
800 
900 



$90 
120 
150 
180 
210 
240 
270 



$0 


49 
103 
152 
203 
251 



Guaranteed Cash Value at end of 10 Years, $300. 



Age 28 



Annual Premium $43 . 60 



Total Value 
of Policy 

at Death in 

Year 
Specified. 



$1,021.80 
1,043.60 
1,065.40 
1,087.20 
1,109.00 
1,130.80 
1,152.60 
1,174.40 
1,196.20 



Loan 

end of 
Year. 



$71 

98 
129 
164 
204 
249 
299 



Paid-up Insurance. 



Until 
maturity 

of 
Policy. 



$300 
400 
500 
600 
700 
800 
900 



With Cash 

if living' 

at maturity 

of Policy. 



$90 

120 
150 
180 
210 
240 
270 



Term Extension 

with 

Cash if living. 



/ rs. 


Mos. 


3 


4 


5 


2 


5 





4 





3 





2 





1 






$0 


46 
101 
150 
202 
251 



Guaranteed Cash Value at end of 10 Years, $300. 



Age 29 



Annual Premium $43.90 



Total Value 
of Policy 

at Death in 

Year 
Specified. 



$1,021 95 
1,043.90 
1,065.85 
1,087.80 
1,109.75 
1,131.70 
1.153.65 
1,175.60 
1,197.55 



Loan 

end of 
Year. 



$71 
98 

129 
164 
204 
249 
299 



Paid-up Insurance 



Until 
maturity 

of 
Policy. 



$300 
400 
500 
600 

700 
800 
900 



With Cash 

if living 

at maturity 

of Policy. 



$90 
120 
150 
ISO 
210 
240 
270 



Term Extension 

with 

Cash if living. 



Yrs. 


Mos. 


Cash. 


3 


3 


'$6 


4 








5 





44 


4 





99 


3 





149 


2 





201 


1 





250 



Guaranteed Cash Value at end of 10 Years, $300. 



Xlie Use of Estimates is Prohibited. 



NtW-YORK LIFE INSURANCE COMPANY. 



Cumulative Limited-Endowment Policy $1000 

10-YEAR ENDOWMENT PERIOD, Rate B. 



Age 30 



Annual Premium $44 . 20 



Total Value 
of Policy 

at Death in 

Year 
Specified. 



$1,022.10 
1,044.20 
1,066.30 

1,088.40 
1,110.50 
1,132.60 
1,154.70 
1,176.80 
1,198.90 



Loan 

end of 
Year. 



$71 

98 
129 
164 
204 
249 
299 



Paid-up Insurance 



Until 
maturity 

of 
Policy. 



$300 
400 
500 
600 
700 
800 
900 



With Cash 

if living 
at maturity 
of Policy. 



$90 
120 
150 
3 80 
210 
240 
270 



Term Extension 

with 

Cash if living. 



Yrs. Mos. Cash 



3 2 

4 11 





42 

97 

148 

200 

250 



Guaranteed Cash Value at end of 10 Years, $300. 



Age 31 



Annual Premium $44 . 50 



Total Value 
of Policy 

at Death in 

Year 

Specified. 



$1,022.25 
1,044.50 
1,066.75 
1,089.00 
1,111.25 
1,133.50 
1,155.75 
1,178.00 
1,200.25 



Loan 

end of 
Year. 



$71 
98 
129 
164 
204 
249 
299 



Paid-up Insurance, 



Until 



Policy. 



$300 
400 
500 
600 
700 
800 
900 



With Cash 

if living 
at maturi^ 
of Policy." 



$90 
120 
150 
180 

210 
240 

270 



Term Extension 

with 

Cash if living. 



^rs. 


Mos. 


•j 


i 


4 


10 


5 





4 





3 





2 





1 







40 
95 

147 
199 
250 



Guaranteed Cash Value at end of 10 Years, $300. 



Age 32 



Annual Premium $44. 80 



Total Value 
of Policy 

at Death in 

Year 
Specified. 



$1,022.40 
1,044 80 
1,067.20 
1,089.60 
1,112.00 
1,134.40 
1,156 80 
1,179.20 
1,201.60 



Loan 

end of 
Year. 



$71 
98 

129 
164 
204 
249 
299 



Paid-up Insurance 



Until 
maturity 

of 
Policy. 



$300 
400 
500 
600 

700 
800 
900 



AVith Cash 

if living 
at maturity 
ofTolicy." 



$90 
120 
150 
180 
210 
240 
270 



Term Extension 

with 

Cash if living. 



Yrs. Mos. Cash 





38 

93 

146 

198 

249 



Guaranteed Cash Value at end of 10 Years, $300. 



The Use of Estimates is Prohibited. 



NEW-YORK LIFE INSURANCE COMPANY. 



Cumulative Limited-Endowment Policy $1000 

10-YEAR ENDOWMENT PERIOD, Rate B. 



Age 33 



Annual Premium $45 . 10 



Total Value 
of Policy 

at Death in 

Year 
Specified. 



Loan 

end of 
Year. 



Paid-up Insurance. 



Until 
maturity 

of 
Policy. 



With Cash 

if living 

at maturity 

of Policy. 



Term Extension 

with 

Cash if living. 



$1,022.55 
1,045.10 
1,067.65 
1,090.20 
1,112.75 
1,135.30 
1,157.85 
1,180.40 
1,202.95 



$71 
98 
129 
164 
204 
249 
299 



$300 
400 
500 
600 
700 
800 
900 



$90 
120 
150 
180 
210 
240 
270 



$0 



36 

91 

145 

197 

248 



Guaranteed Cash Value at end of 10 Years, 



Age 34 



Annual Premium $45 50 



Total Value 
of Policy 

at Death in 

Year 
Specified. 



$1,022.75 
1,045.50 
1,06825 
1,091.00 
1,113 75 
1,136.50 
1,159.25 
1,182.00 
1,204.75 



Loan 

end of 
Year. 



$71 
98 
129 
164 
2C4 
249 
299 



Paid-up Insurance. 



Until 
maturity 

of 
Policy. 



$300 
400 
500 
600 
700 
800 
900 



With Cash 

if living 

at maturity 

of Policy. 



$90 
120 
150 
180 
210 
240 
270 



Term Extension 

with 

Cash if living. 



'rs. 


Mos. 


2 


11 


4 


D 


5 





4 





3 





2 





1 






$0 



34 

89 

144 

196 

248 



Guaranteed Cash Value at end of 10 Years, $300. 



Age 35 



Annual Premium $46.00 



Total Value 
of Policy 

at Death in 

Year 
Specified. 



$1,023.00 
1,046.00 
1,069.00 
1,092.00 
1,115.00 
1,138 00 
1,161.00 
1,184.00 
1,207.00 



Loan 


Paid-up Insurance. 






end of 


Until 
maturity 


With Cash 
if living 


Year. 


of 


at maturity 




Policy. 


of Policy. 


$71 


$300 


$90 


98 


400 


120 


129 


500 


150 


164 


600 


180 


204 


700 


210 


249 


800 


240 


299 


900 


270 



Term Extension 

with 

Cash if living. 



$0 



32 

87 

142 

195 

247 



Yrs. 


Mos. 


2 


11 


4 


4 


5 





4 





3 





'> 





1 






Guaranteed Cash Value at end of 10 Years, $300. 



The Use of Estimates is Prohibited. 



54 NEW-YORK LIFE INSURANCE COMPANY. 


Cumulative Limited-Endowment Policy $1000 


10-YEAR ENDOWMENT PERIOD, Rate B. 


Age 36 


Annual Premium 




$46.50 






Total Value 




Paid-up Insurance. 


Term Extension 
with 


Year. 


of Policy 
at Death in 




Until 


With Cash 




Year 
Specified. 


Year. 


maturity 

of 
Policy. 


if living 
at maturity 
of Policy. 


Cash if living. 












Yrs. Mos. 


Cash. 


1 


$1,023.25 












2 


1,046.50 












3 


1,069.75 


$71 


$300 


$90 


2 11 


$0 


4 


1,093.00 


98 


400 


120 


4 2 





5 


1,116.25 


129 


500 


150 


5 


29 


6 


1,139.50 


164 


600 


180 


4 


85 


7 


1,162.75 


204 


700 


210 


3 


140 


8 


1,186.00 


249 


800 


240 


2 


194 


9 


1,209.25 


299 


900 


270 


1 


247 


Guaranteed Cash Value at end of 10 Years, $300. 


Age 37 


Annual Premium $47. 10 








Paid-up Insurance. 




Year. 


Total Value 

of Policy 
at Death in 


Loan 




Term Extension 
•with 


Until 


With Cash 




Year 
Specified. 


Year. 


maturity 

of 
Policy. 


if living 
at maturity 
of Policy. 


Cash if living. 












Yrs. Mos. 


Cash. 


1 


$1,023.55 












2 


1,047.10 












3 


1,070.65 


$71 


$300 


$90 


2 10 


$0 


4 


1,094.20 


98 


400 


120 


4 1 





5 


1,117.75 


129 


500 


150 


5 


25 


6 


1,141.30 


164 


600 


180 


4 


82 


7 


1,164 85 


204 


700 


210 


3 


138 


- 8 


1,188.40 


249 


800 


240 


2 


192 


9 


1,211.95 


299 


900 


270 


1 


247 


Guaranteed Cash Value at end of 10 Years, $300. 


Age 38 


Annual Premium 




$47.80 










Paid-up Insurance. 




Year. 


Total Value 

of Policy 
at Death in 


Loan 




Term Extension 
with 


Until 


With Cash 




Year 
Specified. 


Year. 


maturity 

of 
Policy. 


if living 
at maturity 
of Policy. 


Cash if living. 












Yrs. Mos. 


Cash . 


1 


$1,023.90 












2 


1,047.80 












3 


1,071.70 


$71 


$300 


$90 


2 9 


$6 


4 


1,095.60 


98 


400 


120 


4 





5 


1,119.50 


129 


500 


150 


5 


21 


6 


1,143.40 


164 


600 


180 


4 


79 


7 


1,167.30 


204 


700 


210 


3 


136 


8 


1,191.20 


249 


800 


240 


2 


190 


9 


1,215.10 


299 


900 


270 


1 


246 


Guaranteed Cash Value at end of 10 Years, $300. 



Xlie Use of Estimates is Proliitoited. 



NEW-YORK LIFE INSURANCE COMPANY. 



Cumulative Limited-Endowment Policy $1000 

10-YEAR ENDOWMENT PERIOD, Rate B. 



Age 39 



Annual Premium $48 . 50 



Total Value 
of Policy 

at Death in 

Year 
Specified. 



$1,024.25 
1,048.50 
1,072.75 
1,097 00 
1,121 25 
1,145.50 
1,169.75 
1,194.00 
1,218.25 



Loan 
end of 
Year. 



$71 
99 
129 
165 
205 
249 
299 



Paid-up Insurance 



Until 
maturity 

of 
Policy. 



$300 
400 
500 
600 
700 
800 
900 



With Cash 

if living 

at maturity 

of Policy. 



$90 
120 
150 
180 
210 
240 
270 



Term Extension 

with 

Cash if living. 



2 8 

3 11 
5 

4 
3 
2 
1 





17 

75 

134 

188 
245 



Guaranteed Cash Value at end of 10 Years, $300. 



Age 40 



Annual Premium $49.30 



Total Value 
of Policy 

at Death in 

Year 
Specified. 



$1,024.65 
1,049 30 
1,073.95 
1,098.60 
1,123.25 
1,147 90 
1,172.55 
1,197.20 
1,221.85 





Paid-up Insurance. 


Loan 






end of 


Until 
maturity 


With Cash 
if living 


Year. 


of 


at maturity 




Policy. 


of Policy. 


$72 


$300 


$90 


100 


400 


120 


130 


500 


150 


166 


600 


180 


206 


700 


210 


250 


800 


240 


299 


900 


270 



Term Extension 

with 

Cash if living. 



$0 



12 

71 

131 

186 

244 



Guaranteed Cash Value at end of 10 Years, $300. 



Age 41 



Annual Premium $50. 20 



Total Value 
of Policy 

at Death in 

Year 
Specified. 



$1,025.10 
1,050.20 
1,075.30 
1,100.40 
1,125.50 
1,150.60 
1,175.70 
1,200.80 
1,225.90 





Paid-up Insurance. 


Loan 






end of 


Until 


With Cash 


maturity 


if living 


Year. 


of 


at maturity 




Policy. 


of Policy. 


$72 


$300 


$90 


100 


400 


120 


130 


500 


150 


166 


600 


180 


206 


700 


210 


250 


800 


240 


299 


900 


270 



Term Extension 

with 

Cash if living. 



$0 



6 

66 

128 

184 

243 



Yrs. 


Mas. 


2 


7 


3 


9 


5 





4 





3 





<> 





1 






Guaranteed Cash Value at end of 10 Years, $300. 



5 The Use of Estimates is Prohibited. 



NEW-YORK LIFE INSURANCE COMPANY. 



Cumulative Limited-Endowment Policy $1000 

10 -YEAR ENDOWMENT PERIOD, Rate B. 



ACje 42 Annual Premium $51.20 



1 

2 
3 
4 

6 

7 



Total Value 
of Policy 

at Death in 

Year . 
Specified. 



$1,025.60 
1,051.20 
1,076.80 
1,102.40 
1,128.00 
1,153.60 
1,179.20 
1,204.80 
1,230.40 



Loan 

end of 
Year. 



$72 

100 
130 
166 
206 
250 
299 



Paid-up Insurance. 



Until 
maturity 

of 
Policy. 



$300 
400 
500 
600 
700 
800 
900 



With Cash 

if living- 
at maturity 
of Policy. 



120 
150 
180 
210 
240 
270 



Term Extension 

with 

Cash if living. 



Yrs. 


Mos. 


2 


6 


3 


8 


4 


10 


4 





3 





2 





1 






Cash. 





o 

61 

125 

182 
242 



Guaranteed Cash Value at end of 10 Years, $300. 



Age 43 



Annual Premium $52 . 40 



Total Value 
of Policy 

at Death in 

Year 

Specified. 



$1,026.20 
1,052.40 
1,078.60 
1,104.80 
1,131.00 
1,157.20 
1,183.40 
1,209.60 
1,235.80 



Loan 

end of 
Year. 



$72 
100 
130 
166 
206 
250 
299 



Paid-up Insurance, 



Until 
maturity 

of 
Policy. 



$300 
400 
500 
600 
700 
800 
900 



With Cash 

if living" 
at maturity 
of Policy. 



$90 
120 
150 
180 
210 
240 
270 



Term Extension* 

with 

Cash if living. 



Yrs. Mos. Cash. 



2 5 

3 6 

4 8 
4 
3 
2 
1 



$0 





56 

121 

180 

241 



Guaranteed Cash Value at end of 10 Years, $300. 



Age 44 



Annual Premium $53. 80 



Total Value 
of Policy 

at Death in 

Year 
Specified. 



$1,026 90 
1,053.80 
1,080.70 
1,107.60 
1,134.50 
1,161.40 
1,188.30 
1,215.20 
1,242.10 





Paid-up Insurance. 


Loan 






end of 


Until 
maturity 


With Cash 
if living 


Year. 


of 


at .maturity 




Policy. 


of Policy. 


$72 


$300 


$90 


100 


400 


120 


131 


500 


150 


167 


600 


180 


206 


700 


210 


250 


800 


240 


299 


900 


270 



Term Extension 

with 

Cash if living. 



$0 





50 

116 

178 

240 



Guaranteed Cash Value at end of 10 Years, $300. 



The Use of Estimates is Prohibited. 



NEW-YORK LIFE INSURANCE COMPANY. 



Cumulative Limited-Endowment Policy $1000 

10-YEAR ENDOWMENT PERIOD, Rate B. 



Age 45 



Annual Premium $55 . 30 



Total Value 

of Policy 
at Death in 

I? :Year--- 

Specified. 



$1,027.65 
1,055.30 

1,082.95 

lyllO.60 

1J138.25 
1*165.90 
1,193.55 
1,221.20 
1J248.85 



Loan 

end of 
Year, s 



$74 
101 
132 
168 
207 
251 
299 



Paid-up Insurance. 



Until 
maturity 

of 
.Policy. 



$300 
400 
500 
600 
700 
800 
900 



With Cash 

if living 

at maturity 

of Policy. 



$90 
120 
150 
180 
210 
240 
270 



Term Extension 

with 

Cash if living. 



Yrs 


Mos. 


2 


3 


3 


3 


4 


3 


4; 





3 





2- 





1 










43 

111 

176 

238- 



Guaranteed. CasTi v Value at end of 10 Years, $300. 



Age 46 



Annual Premium .... ...... -.■'■. -■. .- . V. $57.00 



Total Value 
of Policy 

at Death in 

Year . 

Specified. 



$1,028.50 
1,057.00 
1,^)85.50 
1,1114.00 
1,1142.50 
1J171.00- 
1,1199.50 
1,(228.00" 

I i;256.50 



Loan 

end of 
Year. 



$74 
101 
132 
168 
207 
251 
299 



Paid-up Insurance. 



Until 
maturity 

of 
Policy. 



$300 
400 
500 
600 
700 
800 
900 



With Cash 

if living 

at maturity 

of Policy. 



$90 
120 
150 
180 
210 
240 
270 



Term Extension 

with 

Cash if living. 



Yrs. 


Mos. 


2 


2 


3 


1 


4 





4 





3 





2 





1 






$0- 





36 

106 

174 

236 



Guaranteed Cash Value at end of 10 Years, $300. 



Age47 



Annual Premium : . ■. ; . ...... $58 . 80 , 



Total Value 
\ of Policy 
at Death in 

Year 
Specified. 



$1,029.40 
1,058.80 
1,088.20 
ljl 17.60 
1,147.00 
1,176.40 
1,205.80 
1,235.20 
1,264.60 



Paid-up Insurance. 



Loan 

end of 
, Year. 



$74 
101 
132 
168 
207 
251 
299 



Until 
maturity 

of 
Policy. 



$300 
400 
500 

600 
700 

800 
900 



With Cash 

if living 

at maturity 

of Policy. 



120 
150 
180 
210 
240 
270 



Term Extension 

with 

Cash if living. 



r rs 


Mos. 


2 


i 


2 


n 


3 


10 


4 





3 





2 





1 






$0' 





29 

101 

171 

235 



Guaranteed Cash Value at end of 10 Years, $300. 



The Use of Estimates is Prohibited. 



NEW-YORK LIFE INSURANCE COMPANY. 



Cumulative Limited-Endowment Policy $ 1 000 

10-YEAR ENDOWMENT PERIOD, Rate B. 



Age 48 



Annual Premium $60.80 



Total Value 
of Policy 

at Death in 

Year 

Specified. 



$1,030.40 
1,060.80 
1,091.20 
1,121.60 
1,152.00 
1,182.40 
1,212.80 
1,243.20 
1,273.60 



Loan 

end of 
Year. 



$74 
101 
132 
168 
207 
251 
299 



Paid-up Insurance. 


Until 


With Cash 


maturity 


if living- 


of 


at maturity 


Policy. 


of Policy. 


$300 


$90 


400 


120 


500 


150 


600 


180 


700 


210 


800 


240 


900 


270 



Term Extension 

with. 

Cash if living. 




10 
8 











21 

96 

167 

234 



Guaranteed Cash Value at end of 10 Years, $S00. 



Age 49 



Annual Premium $63.00 



Total Value 
of Policy 

at Death in 

Year 
Specified. 



$1,031.50 
1,063.00 
1,094.50 
1,126.00 
1,157.50 
1,189 00 
1,220.50 
1,252.00 
1,283.50 



Loan 

end of 
Year. 



$75 
102 
133 
16S 
207 
251 
299 



Paid-up Insurance. 



Until 
maturity 

of 
Policy. 



$300 
400 
500 
600 
700 
800 
900 



With Cash 

if living 

at maturity 

of Policv. 



120 
150 
180 
210 
240 
270 



Term Extension 

with 

Cash if living. 



'rs 


Mos. 


1 


11 


2 


9 


3 


5 


4 





3 





2 





1 






o 



13 

90 

163 

232 



Guaranteed Cash Value at end of 10 Years, $300. 



Age 50 



Annual Premium $65 . 50 



Total Value 
of Policy 

at Death in 

Year 
Specified. 



$1,032.75 
1,065.50 
1,098.25 
1,131.00 
1,163.75 
1,196.50 
1,229.25 
1,262.00 
1,294.75 



Loan 

end of 
Year. 



$76 
103 
134 
169 
208 
251 
299 



Paid-up Insurance. 



Until 


With Cash 


maturity 


if living- 


of 


at maturity 


Policy. 


of Policy. 


$300 


$90 


400 


120 


500 


150 


600 


1P0 


700 


210 


800 


240 


900 


270 



Term Extension 

with 

Cash if living. 



Yr's 


Mos 


1 


10 


2 


1 


3 


3 


4 





3 





2 


O 


1 









4 

83 
158 
230 



Guaranteed Cash Value at end of 10 Years, $300. 



Tlie Use of Estimates is Proliit>ited. 



NEW-YORK LIFE INSURANCE COMPANY. 



Cumulative Limited-Endowment Policy $1000 

10-YEAR ENDOWMENT PERIOD, Rate B. 



Age 51 



Annual Premium $68 .30 



Total Value 
of Policy 

at Death in 

Year 
Specified. 



$1,034.15 
1,068.30 
1,102.45 
1,136.60 
1,170 75 
1,204.90 
1,239 05 
1,273.20 
1,307.35 



Loan 

end of 
Year. 



$76 
103 
134 
169 
208 
251 
299 



Paid-up Insurance. 


Until 


With Cash 


maturity 


if living' 


of 


at maturity 


. Policy. 


of Policy. 


$300 


$90 


400 


120 


500 


150 


600 


180 


700 


210 


800 


240 


900 


270 



Term Extension 

with 

Cash if living. 









75 

153 

228 



Yrs. 


Mos. 


i 


9 


2 


5 


3 


1 


3 


11 


3 





2 





1 






Guaranteed Cash Value at end of 10 Years, $300. 



Age 52 



Annual Premium $71 . 30 



Total Value 
of Policy 

at Death in 

Year 

Specified. 



$1,035.65 
1,07130 
1,106.95 
1,142.60 
1,178.25 
1,213.90 
1,249.55 
1,285 20 
1,320.85 



Loan 

end of 
Year. 



$76 
103 
134 
170 
208 
251 
299 



Paid-up Insurance, 



Until 
maturity 

of 
Policy. 



400 
500 
600 
700 
800 
900 



With Cash 

if living- 
at maturity 
of Policy. 



$90 
120 
150 
180 
210 
240 
270 



Term Extension 

with 

Cash if living. 



Yrs. 


Mos. 


i" 


8 


2 


4 


•_> 





3 


8 


3 





2 





1 






Cash. 









66 

148 
225 



Guaranteed Cash Value at end of 10 Years, $300. 



Age 53 



Annual Premium $74.50 



Total Value 
of Policy 

at Death in 

Year 
Specified. 



$1,037.25 
1,074.50 
1,111.75 
1,149.00 
1,186.25 
1,223.50 
1,260.75 
1,298 00 
1,335.25 



Paid-up Insurance 



Loan 

end of 
Year. 



$77 
104 
135 
171 
209 
251 
299 



Until 
maturity 

of 
Policy. 



$300 
400 
500 
600 
700 
800 
900 



With Cash 

if living 
at maturity 
of Policy. 



$90 
120 
150 
180 
210 
240 
270 



Term Extension 

with 

Cash if living. 



'rs 


Mos. 


i 


8 


2 


3 


2 


11 


3 


5 


3 





2 





1 






$0 







57 

142 

222 



Guaranteed Cash Value at end of 10 Years, $300. 



The Use of Estimates is Prohibited* 



NEW-YORK LIFE INSURANCE COMPANY. 



Cumulative Limited-Endowment Policy $1000 

10-YEAR ENDOWMENT PERIOD, Rate B. 



Age 54 



Annual Premium . $78.00 



Total Value 
of Policy 

at Death in 

Year 
Specified. 



$1,039.00 
1,078.00 
1,117.00 
1,156.00 
1,195.00 
1,234.00 
1,273.00 
1,312.00 
1,351.00 



Loan 


Paid-up Insurance. 






end of 


Until 


With Cash 


maturity 


if living 


Year. 


of 


at maturity 




Policy. 


of Policy. 


$78 


$300 


$90 


105 


400 


120 


136 


500 


150 


172 


600 


180 


210 


700 


210 


252 


800 


240 


299 


900 


270 



Term Extension 

with 

Cash if living. 



$0 







47 

135 

219 



*i'S. 


Mos. 


1 


7 


2 


2 


2 


10 


3 


3 


3 





2 





1 






Guaranteed Cash Value at end of 10 Years, $300. 



Age 55 



Annual Premium $8^.. 90 



Total Value 
of Policy 

at Death in 

Year 

Specified. 



$1,040.95 
i;081.90 
1,122.85 
1,163 80 
1,204.75 
1,245.70 
1,286.65 
1,327.60 
1,368.55 



Loan 

end of 
Year. 



$79 
106 
138 
173 
211 
253 
299 



Paid-up Insurance 



Until 
maturity 

of 
Policy. 



$300 
400 
500 
600 
700 
800 
900 



$90 
120 
150 
180 
210 
240 
270 



Term Extension 

with 

Cash if living. 



rs. 


Mos. 


1 


6 


2 


1 


2 


9 


3 


1 


3 





2 





1 






$0 







36 

128 

216 



Guaranteed Cash Value at end of 10 Years, $300. 



The Use of Estimates is Prohibited. 



NEW-YORK LIFE INSURANCE COMPANY. 



Cumulative Limited-Endowment Policy $1000 

15-YEAR ENDOWMENT PERIOD, Rate B. 



Age 21 



Annual Premium $36 . 50 



1 
2 
3 
4 
5 

6 

7 

8 

9 

10 

11 
12 
13 
14 



Total Value 

of Policy 
at Death in 

Year 
Specified. 



$1,018.25 
1,036.50 
1,054.75 
1,073.00 
1,091.25 

1,109.50 
1,127.75 
1,146.00 
1,164.25 
1,182.50 

1,200.75 
1,219.00 
1,237.25 
1,255.50 



Loan 


Paid-up Insurance. 








Until 


With Cash 




maturity 


if living 


Year. 


of 


at maturity 




Policy. 


of Policy. 


$56 


$200 


$80 


78 


266 


106 


99 


333 


133 


122 


400 


160 


147 


466 


186 


174 


533 


213 


205 


600 


240 


237 


666 


266 


273 


733 


293 


312 


800 


320 


354 


S66 


346 


399 


933 


373 



Term Extension 

with 

Cash if living. 



w. 


Mos. 


3 





4 


11 


6 


11 


8 


9 


8 





7 





6 





5 





4 





3 





2 





1 










42 

88 
135 

178 

222 
267 
312 
356 



Guaranteed Cash Value at end of 15 Years, $400. 



Age 22 



Annual Premium $36 . 70 



7 

8 

9 

10 

11 
12 
13 
14 



Total Value 
of Policy 

at Death in 

Year 
Specified. 



$1,018.35 
1,036.70 
1,055.05 
1,073.40 
1,091.75 

1,110.10 

1,128.45 
1,146.80 
1,165.15 
1,183.50 

1,201.85 
1,220.20 
1,238.55 
1,256.90 





Paid-up Insurance. 








end of 


Until 


With Cash 


maturity 


if living 


Year. 


of 


at maturity 




Policy. 


of Policy. 


$56 


$200 


$80 


78 


266 


106 


99 


333 


133 


122 


400 


160 


147 


466 


186 


174 


533 


213 


205 


600 


240 


237 


666 


266 


273 


733 


293 


312 


800 


320 


354 


866 


346 


399 


933 


373 



Term Extension 

with 

Cash if living. 



Yrs. 


Mos. 


3 





4 


10 


6 


10 


8 


7 


8 





7 





6 





5 





4 





3 





2 





1 






$0 





38 

85 

132 

176 

221 
266 
311 
356 



Guaranteed Cash Value at end of 15 Years, $400. 



The Use of Estimates is Prohibited. 



NEW-YORK LIFE INSURANCE COMPANY. 



Cumulative Limited-Endowment Policy $1000 

15-YEAR ENDOWMENT PERIOD, Rate B. 



Age 23 



Annual Premium $36.90 



1 
2 
3 
4 
5 

6 

7 

8 

9 

10 

11 
12 
13 
14 



Total Value 
of Policy 

at Death in 

Year 

Specified. 



£1,018.45 
1,036.90 
1,055.35 
1,073.80 
1,092.25 

1,110.70 

1,129.15 
1,147.60 
1,166.05 
1,184.50 

1,202.95 
1,221.40 
1,239.85 
1,258.30 



Loan 


Paid-up Insurance. 






end of 


Until 
maturity 


With Cash 
if living 


Year. 


of 


at maturity 




Policy. 


of Policy. 


$56 


$200 


$80 


78 


266 


106 


99 


333 


133 


122 


400 


160 


147 


466 


186 


174 


533 


213 


205 


600 


240 


237 


666 


266 


273 


733 


293 


312 


800 


320 


354 


866 


346 


399 


933 


373 



Term Extension 

with 

Cash if living. 








34 

82 
129 
174 

220 
266 
311 
355 



rs. 


Mos. 


3 





4 


10 


6 


9 


8 


4 


8 





7 





6 





5 





4 





3 





o 





1 






Guaranteed Cash Value at end of 15 Years, $400. 



Age 24 



Annual Premium $37. 20 



1 
2 
3 

4 
5 

6 
7 
8 
9 
10 

11 
12 
13 
14 



Total Value 
of Policy 

at Death in 

Year 
Specified. 



$1,018.60 
1,037.20 
1,055.80 
1,074.40 
1,093.00 

1,111.60 
1,130.20 

1,148.80 
1,167.40 
1,186.00 

1,204.60 
1,223.20 
1,241.80 
1,260.40 





Paid-up Insurance. 


Loan 






end of 


Until 


With Cash 


maturity 


if living 


Year. 


of 


at maturity 




Policy. 


of Policy. 


$56 


$200 


$80 


78 


266 


106 


99 


333 


133 


122 


400 


160 


147 


466 


186 


174 


533 


213 


205 


600 


240 


237 


666 


266 


273 


733 


293 


312 


800 


320 


354 


866 


346 


399 


933 


373 



Term Extension 

with 

Cash if living. 







30 

79 
126 
171 

218 
265 
310 
355 



'rs. 


Mos. 


2 


11 


4 


9 


6 


7 


8 


1 


8 





7 





6 





5 





4 





3 





2 





1 






Guaranteed Cash Value at end of 15 Years, $400. 



The Use of Estimates is Prohibited. 



NEW-YORK LIFE INSURANCE COMPANY. 



Cumulative Limited-Endowment Policy $1000 

15-YEAR ENDOWMENT PERIOD, Rate B. 



Age 25 



Annual Premium $37.50 



Total Value 
of Policy 

at Death in 

Year 

Specified. 



1 

2 
3 
4 
5 

6 

7 

8 

9 

10 

11 
12 
13 
14 



$1,018.75 
1,037.50 
1,056.25 
1,075.00 
1,093.75 

1,112.50 
1,131 25 
1,150.00 
1,168.75 
1,187.50 

1,206.25 
1,225.00 
1,243.75 
1,262.50 





Paid-up Insurance. 








end of 


Until 
maturity 


With Cash 
if living 


Year. 


. of 


at maturity 




Policy. 


of Policy. 


$56 


$200 


$80 


78 


266 


106 


99 


333 


133 


122 


400 


160 


147 


466 


186 


174 


533 


213 


205 


600 


240 


237 


666 


266 


273 


733 


293 


312 


800 


320 


354 


866 


346 


399 


933 


373 



Term Extension 

with 

Cash if living. 



rs. 


Mos. 


2 


i"i 


4 


8 


6 


5 


7 


10 


8 





7 





6 





5 





4 





3 





2 





1 






$0 





26 

75 

123 

168 

216 
264 
310 
355 



Guaranteed Cash Value at end of 15 Years, $400. 



Age 26 



Annual Premium $37. 80 



6 

7 

8 

9 

10 

11 
12 
13 
14 



Total Value 
of Policy 

at Death in 

Year 
Specified. 



$1,018.90 
1,037.80 
1,056.70 
1,075.60 
1,094.50 

1,113.40 
1,132.30 
1,151.20 
1,170.10 
1,189.00 

1,207.90 
1,226.80 
1,245.70 
1,264.60 



Loan 


Paid-up Insurance. 






end of 


Until 


With Cash 


maturity 


if living 


Year. 


of 


at maturity 




Policy. 


of Policy. 


$56 


$200 


$80 


78 


266 


106 


99 


333 


133 


122 


400 


160 


147 


466 


186 


174 


533 


213 


205 


600 


240 


237 


666 


266 


273 


733 


293 


312 


800 


320 


354 


866 


346 


399 


933 


373 



Term Extension 

with 
Cash if living. 





Mos. 


2 


10 


4 


6 


6 


2 


7 


7 


8 





7 





6 





5 





4 





3 





2 





1 






$0 





21 

72 

120 

166 

215 
263 
310 
355 



Guaranteed Cash Value at end of 15 Years, $400. 



The Use of Estimates is Prohibited. 



n 



NEW-YORK LIFE INSURANCE COMPANY. 



Cumulative Limited-Endowment Policy $ 1 000 

15-YEAR ENDOWMENT PERIOD, Rate B. 



Age 27 



Annual Premium $38 . 10 



Total Value 
of Policy 

at Death in 

Year 
Specified. 





Paid-up Insurance. 








end of 


Until 


With Cash 


maturity 


if living 


Year. 


of 


at maturity 




Policy. 


of Policy. 


$56 


$200 


$80 


78 


266 


106 


99 


333 


133 


122 


400 


160 


147 j 


466 


186 


174 


533 


213 


205 


600 


240 


237 


666 


266 


273 


733 


293 


312 


800 


320 


354 


866 


346 


399 


933 


373 



Term Extension 

with 

Cash if living. 



10 

11 
12 
13 
14 



$1,019.05 
1,038.10 
1,057.15 
1,076.20 
1,095.25 

1,114.30 
1,133.35 
1,152.40 
1,371.45 
1,190.50 

1,209.55 
1,228.60 
1,247.65 
1,266.70 



~rs 


Mos. 


2 


w 


4 


5 


6 





7 


4 


S 





7 





6 





5 





4 





3 





2 





1 






Cash. 








16 

69 

117 

164 

213 

262 
309 
354 



Guaranteed Cash Value at end of 15 Years, $400. 



Age 28 



Annual Premium $38 . 40 



1 

2 
3 
4 
5 

6 

7 

8 

9 

10 

11 
12 
13 
14 



Total Value 
of Policy 

at Death in 

Year 

Specified. 



$1,019.20 
1,038.40 
1,057.60 
1,076.80 
1,096.00 

1,115.20 
1,134.40 
1,153.60 
1,172.80 
1,192.00 

1,211.20 
1,230.40 
1,249.60 

1,268.80 





Paid-up Insurance. 








end of 


Until 


With Cash 


maturity 


if living 


Year. 


of 


at maturity 




Policy. 


of Policy. 


$56 


$200 


$80 


78 


266 


106 


99 


333 


133 


122 


400 


160 


147 


466 


186 


174 


533 


213 


205 


600 


240 


237 


666 


266 


273 


733 


293 


312 


800 


320 


354 


866 


346 


399 


933 


373 



Term Extension 

with 

Cash if living. 








11 

65 
113 
162 

211 
261 
308 
354 



Yrs. 


Mot. 


2 


9 


4 


3 


5 


10 


7 


1 


8 





7 





6 





o 





4 





3 





2 





1 






Guaranteed Cash Value at end of 15 Years, $400. 



The Use of Estimates is Prohibited. 



NEW-YORK LIFE INSURANCE COMPANY. 



Cumulative Limited-Endowment Policy $1000 

15-YEAR ENDOWMENT PERIOD, Rate B. 



Age 29 



Annual Premium $38 . 70 



10 



Total Value 

of Policy 
at Death in 

Year 
Specified. 



$1,019.35 
1,038.70 
1,058.05 
1,077.40 

J 1,096.75 

1 1,116.10 

\ 1,135.45 

; 1,154.80 

1,174.15 

1,193.50 



11 I 1,212.85 

12 [ 1,232.20 

13 1,251.55 

14 1,270.90 



Loan 


Paid-up Insurance. 








Until - 


With t asli 




maturity 


it living, 


\ear. 


of 


at maturitj 




Policy. 


of Policy. 


$56 


$200 


$80 


78 


266 


106 


99 


333 


133 


122 


400 


160 


147 


466 


186 


174 


533 


213 


205 


600 


240 


238 


666 


266 


273 


733 


293 


312 


800 


320 


354 


866 


346 


399 


933 


373 



Term Extension 

with 

Cash if living. 



rv. 


A/os. 


2 


8 


4 


2 


5 


8 


6 


11 


8 





7 





6 





5 





4 





3 





2 





1 











6 

61 

109 

160 

209 
259 
307 
353 



Guaranteed Cash Value at end of 15 Years, $400. 



Age 30 



Annual Premium $39 . 10 



Total Value 
of Policy 

at Death in 

Year 
Specified. 



7 

8 

9 

10 

11 
12 
13 
14 



$1,019.55 
1,039.10 
1,058.65 

1,078.20 
1,097.75 

1,117.30 
1,136.85 
1,156.40 
1,175.95 
1,195.50 

1,215.05 
1,234.60 
1,254.15 
1,273 70 



Loan 


Paid-up Insurance. 






end of 


Until 
maturity 


With Cash 
if living- 


Year. 


of « 


at maturity 




Policy. 


of Policy. 


$57 


$200 


$80 


78 


266 


106 


99 


333 


133 


122 


400 


160 


147 


466 


186 


175 


533 


213 


205 


600 


240 


238 


666 


266 


273 


733 


293 


312 


800 


320 


354 


866 


346 


399 


933 


373 



Term Extension 

with 

Cash if living. 



■rs. 


Mas. 


2 


7 


4 





5 


6 


6 


9 


8 





7 





6 





5 





4 





3 





2 





1 













56 

106 

157 

207 
257 
306 
353 



Guaranteed Cash Value at end of 15 Years, $400. 



The Use of Estimates is Prohibited. 



















66 NEW-YORK LIFE INSURANCE COMPANY. 


Cumulative Limited-Endowment Policy $ 1 000 


15-YEAR ENDOWMENT PERIOD, Rate B. 


Age 31 


Annual Premium $39 .50 








Paid-up Insurance. 




Year. 


of Policy 
at Death in 


Loan 




Term Extension 
with 


Until 


With Cash 




Year 
Specified. 


Year. 


maturity 

of 
Policy. 


if living 
at maturity 
of Policy. 


Cash if living. 










Yrs. Mos. 


Cash. 


1 


$1,019.75 












2 


1,039.50 












3 


1,059.25 


$57 


$200 


$80 


2 6 


$0 


4 


1,079.00 


78 


266 


106 


3 11 





5 


1,098.75 


99 


333 


133 


5 5 





6 


1,118.50 


122 


400 


160 


6 8 





7 


1,138.25 


147 


466 


186 


7 10 





8 


1,158.00 


175 


533 


213 


7 


50 


9 


1,177.75 


205 


600 


240 


6 


103 


10 


1,197.50 


238 


666 


266 


5 


155 


11 


1,217.25 


273 


733 


293 


4 


204 


12 


1,237.00 


312 


800 


320 


3 


256 


13 


1,256.75 


354 


866 


346 


2 


305 


14 


1,276.50 


399 


933 


373 


1 


353 


Guaranteed Cash Value at end of 15 Years, $400. 


Age 32 


Annual Premium 


L 


?39.90 










Paid-up Insurance. 




Year. 


Total Value 

of Policy 
at Death in 


Loan 




Term Extension 
with 


Until 


With Cash 




Year 
Specified. 


Year. 


maturity 

of 
Policy. 


if living 
at maturity 
of Policy. 


Cash if living. 












Yrs. Mos. 


Cash. 


1 


$1,019.95 












2 


1,039.90 












3 


1,059.85 


$57 


$200 


$80 


2 6 


$0 


4 


1,079.80 


78 


266 


106 


3 11 





5 


1,099.75 


99 


333 


133 


5 4 





6 


1,119.70 


122 


400 


160 


6 7 





7 


1,139.65 


147 


466 


186 


7 8 





8 


1,159.60 


175 


533 


-213 


7 


45 


9 


1,179.55 


205 


600 


240 


6 


99 


10 


1,199.50 


238 


666 


266 


5 


152 


11 


1,219.45 


273 


733 


293 


4 


202 


12 


1,239.40 


312 


800 


320 


3 


254 


13 


1,259.35 


354 


866 


346 


2 


304 


14 


1,279.30 


399 


933 


373 


1 


352 


Guaranteed Cash Value at end of 15 Years, $400. 





The Use of Estimates is Prohibited. 



NEW-YORK LIFE INSURANCE COMPANY. 



Cumulative Limited-Endowment Policy $1000 

15-YEAR ENDOWMENT PERIOD, Rate B. 



Age 33 



Annual Premium $40 .40 



1 
2 
3 
4 
5 

6 

7 

8 

9 

10 

11 
12 
13 
14 



Total Value 
of Policy 

at Death in 

Year 

Specified. 



$1,020.20 
1,040.40 
1,060.60 
1,080 80 
1,101.00 

1,121.20 
1,141.40 
1,161.60 
1,181.80 
1,202.00 

1,222.20 
1,242.40 
1,262.60 

1,282.80 





Paid-up Insurance. 


Loan 






end of 


Until 


Witli Casli 


maturity 


if living 


Year. 


of 


at maturity 




Policy. 


of Policy. 


$57 


$200 


$80 


78 


266 


106 


100 


333 


133 


123 


400 


160 


148 


466 


186 


175 


533 


213 


206 


600 


240 


238 


666 


266 


273 


733 


293 


312 


800 


320 


354 


866 


346 


399 


933 


373 



Term Extension 

with 

Cash if living. 



$0 







40 

95 

148 

199 
252 
302 
351 



Yrs. 


A/os. 


2 


5 


3 


10 


5 


3 


6 


5 


7 


6 


7 





6 





5 





4 





3 





2 





1 






Guaranteed Cash Value at end of 15 Years, $400. 



Age 34 



Annual Premium $41.00 



1 
2 
3 

4 
5 

6 

7 

8 

9 

10 

11 
12 
13 
14 



Total Value 
of Policy 

at Death in 

Year 
Specified. 



$1,020.50 
1,041.00 
1,061 50 
1,08,5 00 
1,102.50 

1,123.00 
1,143.50 
1,164.00 
1,184.50 
1,205.00 

1,225.50 
1,246.00 
1,266.50 
1,287.00 





Paid-up Insurance. 


Loan 






end of 


Until 


With Cash 


maturity 


if living 


Year. 


of 


at maturity 




Policy. 


of Policy. 


$57 


$200 


$80 


78 


266 


106 


100 


333 


133 


123 


400 


160 


148 


466 


186 


176 


533 


213 


206 


600 


240 


239 


666 


266 


274 


733 


293 


312 


800 


320 


354 


866 


346 


399 


933 


373 



Term Extension 

with 

Cash if living. 



Mos. Cash. 



4 

3 

2 

1 










35 

90 

144 

196 
250 
300 
350 



Guaranteed Cash Value at end of 15 Years, $400. 



The Use of Estimates is Prohibited. 



NEW-YORK LIFE INSURANCE COMPANY. 



Cumulative Limited-Endowment Policy SI 000 

15-YEAR ENDOWMENT PERIOD^ Rate B. 



Age 35 



Annual Premium V". .... $41 ,'70 ' 



1 

2 
3 
4 
5 

6 

7 

8 

9 

10 

11 
12 
13 
14 



Total Value 
of Policy 

at Death in 

Year 
Specified. 



$1,020.85 
1,041.70 
1,062.55 
1,083.40 
1,104.25 

1,125.10 
1,145.95 
1,1B680 
1,187.65 
1,208.50 

1,229.35 
1,250.20 
1,271.05 
1,29190 



Loan 
end of 
Year. 



$57 

79 
100 

124 
149 
177 
207 

240 

275 
313 
355 
399 



Paid-up Insurance. 



Until 
maturity 

of 
Policy. 



$200 

266 
333 

400 
466 
533 
600 
666 

733 

800 
866 
933 



With Cash 
if living 

at maturity 
of Policy. 



$80 

106 
133 

160 

186 
213 
240 
266 

293 
320 
346 
373 



Term Exteusion 

with 

Cash if living. 



Yrs 


Jl/os. 


2 


i 


3 


8 


5 


1 


e> 


1 


7 


1 


'7 





6 





5 


0" 


4 





3 





r> 





1 






$0 



6 


30 

85, 
139 

193 
247 

298: 
349 



Guaranteed Cash Value at end of 15 Years, $400. 



Age 36 



Annual Premium $42.50 



1 
2 
3 
4 
5 

6 

7 

8 

9 

10 

11 
12 
13 
14 



Total Value 
of Policy 

at Death in 

Year 
Specified. 



$1,021.25 
1,042.50 
1,063.75 
1,085.00 
1,106.25 

1,127.50 
1,148.75 
1,170.00 
1,191.25 
1,212.50 

1,233.75 

1,255.00 
1,276.25 
1,297.50 





Paid-up Insurance. 


Loan 






end of 


Until 


With Casli 


maturity 


if living- 


Year. 


of 


at maturity 




Policy. 


of Policy. 


$57 


$200 


$80 


79 


266 


106 


100 


333 


133 


124 


400 


160 


149 


466 


186 


177 


533 


'213 


207 


600 


240 


240 


666 


266 


275 


733 


293 


313 


800 


320 


355 


866 


346 


399 


933 


373 



Term Extension 

with 

Cash if living. 



Yxs, 


Mo r. 


2 


4 


3 


8 


5 





5 


11 


6 


10 


7 





6 





5 





4 





3 





2 





1 






$0 







24 

79 

134 

189 

244 
296 

348 



Guaranteed Cash Value at end of 15 Years, $400. 



The Use of Estimates is Prohibited. 



















NEW-YORK LIFE INSURANCE COMPANY. 69 


Cumulative Limited-Endowment Policy $ 1 000 


15-YEAR ENDOWMENT PERIOD, Rate B. 


Age 37 


Annual Premium $43.30 








Paid-up Insurance. 






Total Value 








Year. 


of Policy 




Until 


With Cash 


with 




Year 
Specified. 


Year. 


maturity 

of 
Policy. 


if living 
at maturity 
of Policy. 


Cash if living. 












Yrs. ji/os. 


Cash. 


1 


$1,021.65 












2 


1,043.30 












3 


1,064.95 


$57 


$200 


$80 


2 3 


$6 


4 


1,086.60 


79 


266 


106 


3 7 





5 


1,108.25 


101 


333 


133 


4 11 





6 


1,129.90 


124 


400 


160 


5 9 





7 


1,151.55 


150 


466 


186 


6 8 





8. 


1,173.20 


177 


533 


213 


7 


17 


9 


1,194.85 


208 


600 


240 


6 


72 


10 


1,216.50 


240 


666 


266 


5 


128 


11 


1,238.15 


275 


733 


293 


4 


184 


12 


1,259.80 


313 


800 


320 


3 


241 


13 


1,281.45 


355 


866 


346 


2 


294 


14 


1,303.10 


399 


933 


373 


1 


347 


Guaranteed Cash Value at end of 15 Years, $400. 


Age 38 


Annual Premium $44 . 20 








Paid-up Insurance. 




Year. 


Total Value 
of Policy 


Loan 




Term Extension 
with 


Until 


With Cash 




Year 
Specified. 


Year. 


maturity 

of 
Policy. 


if living 
at maturity 
of Policy. 


Cash if living. 












Yrs. Mos. 


Cash. 


1 


$1,022.10 












2 


1,044.20 












3 


1,066.30 


$58 


$200 


$80 


2 3 


$6 


4 


1,088.40 


80 


266 


106 


3 6 





5 


1,110.50 


102 


333 


133 


4 9 





6 


1,132.60 


125 


400 


160 


5 7 





t 


1,154.70 


151 


466 


186 


6 5 





8 


1,176.80 


179 


533 


213 


7 


9 


9 


1,198.90 


209 


600 


240 


6 


64 


10 


1,221.00 


241 


666 


266 


5 


121 


11 


1,243.10 


276 


733 


293 


4 


179 


12 


1,265.20 


313 


800 


320 


3 


237 


13 


1,287.30 


355 


866 


346 


2 


292 


14 


1,309.40 


399 


933 


373 


1 


347 


Guaranteed Cash Value at end of 15 Years, $400. 





The Use of Estimates is Prohibited. 



70 NEW-YORK LIFE INSURANCE COMPANY. 


Cumulative Limited-Endowment Policy $1000 


15-YEAR ENDOWMENT PERIOD, Rate B. 


Age 39 


Annual Premium $45.10 




Total Value 


Loan 


Paid-up Insurance. 




Year. 


of Policy 
at Death in 


Until 


With Cash 


with 




Year 
Specified. 


Year. 


maturity 

of 
Policy 


if living 
at maturity 
of Policy. 


Cash if living. 












Yrs. Mos. 


Cask. 


1 


$1,022.55 












2 


1,045.10 












3 


1,067.65 


$59 


$200 


$80 


2 2 


$0 


4 


1,090.20 


81 


266 


106 


3 4 





5 


1,112.75 


103 


333 


133 


4 7 





6 


1,135.30 


126 


400 


160 


5 5 





7 


1,157.85 


152 


466 


186 


6 2 





8 


1,180 40 


180 


533 


2.3 


6 11 





9 


1,202.95 


210 


600 


240 


6 


55 


10 


1,225.50 


242 


666 


266 


5 


113 


11 


1,248.05 


277 


733 


293 


4 


174 


12 


1,270.60 


314 


800 


320 


3 


233 


13 


1,293.15 


355 


866 


346 


2 


290 


14 


1,315.70 


399 


933 


373 


1 


346 


Guaranteed Cash Value at end of 15 Years, $400. 


Age 40 


Annual Premiun 




$46.10 










Paid-up Insurance. 




Year. 


Total Value 

of Policy 
at Death in 


Loan 




Term Extension 
with 


Until 


With Cash 




Year 
Specified. 


Year. 


maturity 

of 
Policy. 


if living 
at maturity 
of Policy. 


Cash if living. 












Yrs. Mos. 


Cash. 


1 


$1,023.05 












2 


1,046.10 












3 


1,069.15 


$60 


$200 


$80 


2 2 


$6 


4 


1,092.20 


82 


266 


106 


3 3 





5 


1,115.25 


104 


333 


133 


4 5 





6 


1,138.30 


127 


400 


160 


5 3 





7 


1,161 35 


153 


466 


186 


5 11 





8 


1,184.40 


181 


533 


213 


6 7 





9 


1,207.45 


211 


600 


240 


6 


45 


10 


1,230.50 


244 


666 


266 


5 


105 


11 


1,253.55 


278 


733 


293 


4 


169 


12 


1,276.60 


315 


800 


320 


3 


229 


13 


1,299.65 


356 


866 


346 


2 


288 


14 


1,322.70 


399 


933 


373 


1 


346 


Guaranteed Cash Value at end of 15 Years, $400. 





Xhe Use of Estimates is Prohibited. 



NEW-YORK LIFE INSURANCE COMPANY. 



Cumulative Limited-Endowment Policy $ 1 000 

15-YEAR ENDOWMENT PERIOD, Rate B. 



Age 41 



Annual Premium $47 . 30 



9 

10 

11 
12 
13 
14 



Total Value 
of Policy 

at Death in 

Year 
Specified. 



$1,023.65 
1,047.30 
1,070.95 
1,094.60 
1,118.25 

1,141.90 
1,165.55 
1,189.20 
1,212.85 
1,236.50 

1,260.15 

1,283.80 
1,307.45 
1,331.10 





Paid-up Insurance. 








end of 


Until 
maturity 


With Cash 
if living 


\ear. 


of 


at maturity 




Policy. 


of Policy. 


$60 


$200 


$80 


82 


266 


106 


104 


333 


133 


128 


400 


160 


154 


466 


186 


182 


533 


213 


212 


600 


240 


244 


666 


266 


278 


733 


293 


315 


800 


320 


356 


866 


346 


399 


933 


373 



Term Extension 

with 

Cash if living. 



$0 









34 

97 

164 
225 

286 
345 



vs. 


Mos. 


2 


2 


3 


2 


4 


3 


5 


1 


5 


8 


6 


3 


6 





5 





4 





3 





2 





1 






Guaranteed Cash Value at end of 15 Years, $400. 



Age 42 



Annual Premium $48.70 



6 
7 
8 
9 
10 

11 
12 
13 
14 



Total Value 
of Policy 

at Death in 

Year 

Specified. 



$1,024.35 
l!048.70 
1,073.05 
1,097.40 
1,121.75 

1,146.10 
1,170.45 
1,194.80 
1,219.15 
1,243.50 

1,267.85 
1,292.20 
1,316.55 
1,340.90 



Loan 


Paid-up Insurance. 






end of 


Until 
maturity 


With Cash 
if living 


Year. 


of 


at maturity 




Policy. 


of Polic}'. 


$61 


$200 


$80 


83 


266 


106 


105 


333 


133 


129 


400 


160 


155 


466 


186 


183 


533 


213 


213 


600 


240 


245 


666 


266 


278 


733 


293 


315 


800 


320 


356 


866 


346 


399 


933 


373 



Term Extension 

with 

Cash if living. 












23 

89 

158 
221 

283 
344 



Yrs. 


Mos. 


2 


i 


3 


i 


4 


2 


4 


10 


5 


6 


6 





6 





5 





4 





3 





2 





1 






Guaranteed Cash Value at end of 15 Years, $400. 



6 The Use of Estimates is Prohibited. 



72 NEW- YORK LIFE INSURANCE COMPANY. 


Cumulative Limited-Endowment Policy $1000 


15-YEAR ENDOWMENT PERIOD, Rate B. 


Age 43 


Annual Premiun 


l 


$50.30 










Paid-up Insurance. 




Vear. 


Total Value 

of Policy 
at Death in 


Loan 




Term Extension 
with 


Until 


With Cash 




Year 
Specified. 


Year. 


maturity 

of 
Policy. 


if living 
at maturity 
of Policy. 


Cash if living. 












Yrs Mos. 


Cash. 


1 


$1,025.15 












2 


1,050.30 












3 


1,075.45 


$6i 


$200 


$80 


2 6 


$0 


4 


1,100.60 


83 


266 


106 


3 





5 


1,125.75 


106 


333 


133 


4 





6 


1,150.90 


130 


400 


160 


4 8 





7 


1,176.05 


155 


466 


186 


5 3 





8 


1,201.20 


184 


533 


213 


5 9 





9 


1,226.35 


213 


600 


240 


6 


11 


10 


1,251.50 


246 


666 


266 


5 


81 


11 


1,276.65 


279 


733 


293 


4 


152 


12 


1,301.80 


316 


800 


320 


3 


217 


13 


1,326.95 


356 


866 


346 


2 


280 


14 


1,352.10 


399 


933 


373 


1 


343 


Guaranteed Cash Value at end of 15 Years, $400. 


Age 44 


Annus 


u Premium $52.10 








Paid-up Insurance. 






Total Value 


Loan 




Term Extension 






Year. 


at Death in 


end of 


Until 


With Cash 


with 




Year 
Specified. 


Year. 


maturity 

of 
Policy. 


if living- 
at maturity 
of Policy. 


Cash if living. 












Yrs. Mo*. 


Cash. 


1 


$1,026.05 












2 


1,052.10 












3 


1,078.15 


$62 


$200 


$80 


i 11 


$6 


4 


1,104.20 


84 


266 


106 


2 10 





5 


1,130.25 


107 


333 


133 


3 10 





6 


1,156.30 


131 


400 


160 


4 6 





7 


1,182.35 


156 


466 


186 


5 





8 


1,208.40 


185 


533 


213 


5 6 





9 


1,234.45 


214 


600 


240 


6 





10 


1,260.50 


247 


666 


266 


5 


73 


11 


1,286.55 


280 


733 


293 


4 


145 


12 


1.312.60 


317 


800 


320 


3 


212 


13 


1,338.65 


356 


866 


346 


2 


277 


14 


1,364.70 


399 


933 


373 


1 


341 


Guarantee 


a Cash Value at end of 15 Years, $400. 


• 



The Use of Estimates is Prohibited. 



NEW-YORK LIFE INSURANCE COMPANY. 73 


Cumulative Limited-Endowment Policy $1000 




15-YEAR ENDOWMENT PERIOD, Rate B. 


Age 


45 


Annual Premiun 




$54.00 










Paid-up Insurance. 






Total Value 


Loan 






Year. 


of Policy 
at Death in 


Until 


With Cash 


with 




Year 
Specified. 


Year. 


maturity 

of 
Policy. 


if living 

at maturity 
of Policy. 


Cash if living. 












»r. Mos. 


Cas/i. 


1 


$1,027,00 












2 


1,054.00 












3 


1,081.00 


$63 


$200 


$80 


i io 


$6 


4 


1,108.00 


85 


266 


106 


2 9 





5 


1,135.00 


108 


333 


133 


3 8 





6 


1,162.00 


132 


400 


160 


4 4 





7 


1,189.00 


158 


466 


186 


4 9 





8 


1.21600 


186 


533 


213 


5 4 





9 


1,243.00 


215 


600 


240 


5 10 





10 


1,270.00 


248 


666 


266 


5 


65 


11 


1,297.00 


281 


733 


293 


4 


137 


12 


1,324 00 


318 


800 


320 


3 


207 


13 


1,351.00 


357 


866 


346 


2 


273 


14 


1,378.00 


399 


933 


373 


1 


339 


Guaranteed Cash Value at end of 15 Years, $400. 


Age 


46 


Annual Premium $56.00 








Paid-up Insurance. 




Year. 


Total Value 

of Policy 
at Death in 


Loan 




Term Extension 
with 


Until 


With Cash 




Year 
Specified. 


Year. 


maturity 

of 
Policy. 


if living 
at maturity 
of Policy. 


Cash if living. 












Yrs. Mos. 


Cash. 


1 


$1,028.00 












2 


1,056.00 












3 


1,084.00 


$63 


$200 


$80 


i io 


$6 


4 


1,112.00 


86 


266 


106 


2 8 





5 


1,140.00 


108 


333 


133 


3 6 





6 


1,168.00 


132 


400 


160 


4 2 





7 


1,196.00 


159 


466 


186 


4 7 





8 


1,224.00 


187 


533 


213 


5 2 





9 


1,252 00 


216 


600 


240 


5 8 





10 


1,280.00 


249 


666 


266 


5 


55 


11 


1,308.00 


282 


733 


293 


4 


128 


12 


1,336.00 


318 


800 


320 


3 


201 


13 


1,364.00 


357 


866 


346 


2 


269 


14 


1,392.00 


399 


933 


373 


1 


337 


Guaranteed Cash. Value at end of 15 Years, $400. 





The Use of Estimates is Prohibited. 



74 NEW-YORK LIFE INSURANCE COMPANY. 


Cumulative Limited-Endowment Policy $1000 


15-YEAR ENDOWMENT PERIOD, Rate B. 


Age 47 


Annual Premium $58 . 30 








Paid-up Insurance. 




Year. 


of Policy 
at Death in 


Loan 




Term Extension 
with 


Until 


With Cash 




Year 
Specified. 


Year. 


maturity 

of 
Policy. 


if living 
at maturity 
of Policy. 


Cash if living. 












Yrs. Jl/os. 


Cash. 


1 


$1,029.15 












2 


1,058.30 












3 


1,087.45 


$64 


$200 


$80 


i id 


$0 


4 


1,116.60 


87 


266 


3 06 


2 7 





5 


1,145.75 


109 


333 


133 


3 4 





6 


1,174.90 


133 


400 


160 


4 1 





7 


1,204.05 


161 


466 


186 


4 5 





8 


1,233.20 


188 


533 


213 


5 





9 


1,262.35 


217 


600 


240 


5 5 





10 


1,291.50 


250 


666 


266 


5 


41 


11 


1,320.65 


284 


733 


293 


4 


118 


12 


1,349.80 


319 


800 


320 


3 


194 


13 


1,378.95 


357 


866 


346 


2 


264 


14 


1,408.10 


399 


933 


373 


1 


335 


Guaranteed Cash. Value at end of 15 Years, $400. 


Age 48 


Annual Premium $60.90 








Paid-up Insurance. 




Year. 


Total Value 

of Policy 
at Death in 


Loan 




Term Extension 
with 


Until 


With Cash 




Year 
Specified. 


Year. 


maturity 

of 
Policy. 


if living 
at maturity 
of Policy. 


Cash if living. 












Yrs. Mos. 


Cash. 


1 


$1,030 45 












2 


1,060.90 












3 


1,091.35 


$64 


$200 


$80 


1 9 


$0 


4 


1,121.80 


88 


266 


106 


2 6 





5 


1,152.25 


110 


333 


133 


3 3 





6 


1,182.70 


134 


400 


160 


3 11 





7 


1,213.15 


162 


466 


386 


4 4 





8 


1,243.60 


189 


533 


213 


4 9 





9 


1,274.05 


218 


600 


240 


5 2 





10 


1,304.50 


251 


666 


266 


5 


23 


11 


1,334.95 


285 


733 


293 


4 


107 


12 


1,365.40 


320 


800 


320 


3 


186 


13 


1,395.85 


357 


866 


346 


2 


259 


14 


1,426.30 


399 


933 


373 


1 


333 


Guaranteed Cash. Value at end of 15 Years, $400. 





Xlie Use of Estimates is Prohibited. 



NEW-YORK LIFE INSURANCE COMPANY. 



Cumulative Limited-Endowment Policy SI000 

15-YEAR ENDOWMENT PERIOD, Rate B. 



Age 49 



Annual Premium $63 . 80 



1 
2 
3 
4 
5 

6 

7 

8 

9 

10 

11 
12 
13 
14 



Total Value 
of Policy 

at Death in 

Y'ear 

Specified. 



$1,031.90 
1,063.80 
1,095.70 
1,127.60 
1,159.50 

1.191.40 
1,223.30 
1,255.20 

1,287.10 
1,319.00 

1,350.90 

1,382.80 
1,414.70 
1,446 60 



Loan 

end of 
Year. 



$65 

89 
112 

136 

162 
190 
220 

252 

286 
321 
358 
399 



Paid-up Insurance. 


Until 


With Cash 


maturity 


if living 


ot 


at maturity 


Policy. 


of Policy. 


$200 


$80 


266 


106 


333 


133 


400 


160 


466 


186 


533 


213 


600 


240 


666 


266 


733 


293 


800 


320 


866 


346 


933 


373 



Term Extension 

with 

Cash if living. 



$0 











95 
177 
254 
330 



vs. 


Jl/os. 


'i 


8 


2 


5 


3 


2 


3 


9 


4 


2 


4 


6 


4 


11 


5 





4 





3 





2 





1 






Guaranteed Cash Value at end of 15 Years, $400. 



Age 50 



Annual Premium $67 . 10 



1 

2 
3 

4 
5 

6 
7 
8 
9 
10 

11 
12 
13 
14 



Total Value 
of Policy 

at Death in 

Year 

Specified. 



$1,033.55 
1,067.10 
1,100.65 
1,134.20 
1,167.75 

1,201.30 
1,234.85 
1,268.40 
1,301.95 
1,335 50 

1,369.05 
1,402.60 
1,436.15 
1,469.70 



Loan 

end of 
Year. 



^66 

90 
113 

138 
163 
191 
221 
253 

287 
322 
359 
399 



Paid-up Insurance. 


Until 


With Cash 


maturity 


if living 


of 


at maturity 


Policy. 


of Policy. 


$200 


$80 


266 


106 


333 


133 


400 


160 


466 


186 


533 


213 


600 


240 


666 


266 


.733 


293 


800 


320 


866 


346 


933 


373 



Term Extension 

with 

Cash if living. 



$0 










80 
166 
248 
327 



] rs. 


Jl/os. 


i 


8 


2 


4 


3 


1 


3 


7 


4 





4 


4 


4 


8 


4 


10 


4 





3 





2 





1 






Guaranteed Cash Value at end of 15 Years, $400. 



The Use of Estimates is Prohibited. 



NEW-YORK LIFE INSURANCE COMPANY. 



Cumulative Limited-Endowment Policy $1000 

15-YEAR ENDOWMENT PERIOD, Rate B. 



Age 51 



Annual Premium $70. 80 



1 
2 
3 
4 
5 

6 

7 

8 

9 

10 

11 
12 
13 
14 



Total Value 
of Policy 

at Death in 

Year 

Specified. 



$1,035.40 
1.070.80 
1,106.20 
1,141.60 
1,177.00 

1,212.40 

1,247.80 
1,283.20 
1,318.60 
1,354.00 

1,389.40 

1,424.80 

1,460.20 

! 1,495.60 



Loan 

end of 
Year. 



91 
114 

139 
165 
193 
223 
255 

289 
323 
360 
399 



Paid-up Insurance. 



Until 
maturity 

of 
Policy. 



With Cash 
if living 

at maturity 
of Policy. 



$200 
266 
333 

400 
466 
533 
600 

666 

733 

800 
866 
933 



$80 
106 
133 

160 
186 
213 
240 
266 

293 
320 
346 
373 



Term Extension 

with 

Cash if living. 



Yrs 


Mos. 


i 


8 


2 


4 


3 





3 


5 


3 


10 


4 


2 


4 


5 


4 


8 


4 





3 





2 





1 






$0 









63 
155 
242 
324 



Guaranteed Cash Value at end of 15 Years, $400. 



Age 52 



Annual Premium $74 . 80 



1 
2 
3 
4 
5 

6 
7 
8 
9 
10 

11 
12 
13 
14 



Total Value 
of Policy 

at Death in 

Year 

Specified. 



$1,037.40 
1,074.80 
1,112.20 
1,149.60 
1,187.00 

1,224.40 
1,261.80 
1,299.20 
1,336.60 
1,374.00 

1,411.40 
1,448.80 
1,486.20 
1,523.60 



Loan 

end of 
Year. 



92 

116 

141 

167 
195 
225 

258 

291 
324 
361 
399 



Paid-up Insurance. 


Until 


With Cash 


maturity 


if living 


of 


at maturity 


Policy. 


of Policy. 


$200 


$80 


266 


106 


333 


133 


400 


160 


466 


1B6 


533 


213 


600 


240 


666 


266 


733 


293 


800 


320 


866 


346 


933 


373 



Term Extension 

with 

Cash if living. 



$0 









44 
143 
235 

320 



r rs. 


Mos. 


1 


7 


2 


3 


2 


11 


3 


3 


3 


8 


3 


11 


4 


2 


4 


6 


4 





3 





2 





1 






Guaranteed Cash Value at end of 15 Years, $400. 



The Use of Estimates is Prohibited. 



NEW YORK LIFE INSURANCE COMPANY. 77 


Cumulative Limited-Endowment Policy $1000 


15 ^EAR ENDOWMENT PERIOD Rate B. 


Age 53 


Annual Premiur 


Q 


$79.10 










Paid-up Insurance 






Total Value 


Loan 






Year. 


of Policy 
at Death in 


Until 


With Cash 


with 




Year 
Specified. 


Year. 


maturity 

of 
Policy 


if living- 
at maturity 
of Policy. 


Cash if living. 












Yr*. A/os. 


Cash. 


1 


$1,039.55 












2 


1,079.10 












3 


1.118.65 


$69 


$200 


$80 


1 6 


$0 


4 


1,158.20 


93 


266 


106 


2 2 





5 


1,197.75 


117 


333 


133 


2 10 





6 


1,237.30 


143 


400 


160 


3 2 





7 


1,276.85 


168 


466 


186 


3 6 





8 


1,316.40 


197 


533 


213 


3 9 





9 


1,355.95 


227 


600 


240 


3 11 





10 


1,395.50 


259 


666 


266 


4 3 





11 


1,435.05 


292 


733 


293 


4 


23 


12 


1,474.60 


325 


800 


320 


3 


130 


13 


1,514.15 


361 


866 


346 


2 


227 


14 


1,553.70 


399 


933 


373 


1 


316 


Guaranteed Cash Value at end of 15 Years, $400. 


Age 54 


Annual Premium $83 . 80 




Total Value 




Paid-up Insurance. 




Year. 


of Policy 
at Death in 


Loan 


Until 


With Cash 


with 




Year 
Specified. 


Year. 


maturity 

of 
Policy. 


if living 
at maturity 
of Policy. 


Cash if living. 












Yrs. Mas. 


Cash. 


1 


$1,041.90 












2 


1.083.80 












3 


1,125.70 


$70 


$200 


$80 


1 5 


$0 


4 


1,167.60 


95 


266 


106 


2 1 





5 


1,209.50 


119 


333 


133 


2 9 





6 


1,251.40 


145 


400 


160 


3 1 





7 


1,293.30 


170 


466 


186 


3 4 





8 


1,335.20 


200 


533 


213 


3 7 





9 


1,377.10 


229 


600 


240 


3 9 





10 


1,419.00 


261 


666 


266 


4 





11 


1,460.90 


293 


733 


293 


4 





12 


1.502.80 


327 


800 


320 


3 


115 


13 


1,544.70 


361 


866 


346 


2 


218 


14 


1,586.60 


399 


933 


373 


1 


312 


Guaranteed Cash Value at end of 15 Years, $400. 





The Use of Estimates is Prohibited. 



.NEW YORK LIFE INSURANCE COMPANY. 



Cumulative Limited-Endowment Policy $1000 

15-YEAR ENDOWMENT PERIOD Rate B 



Age 55 



Annual Premium $89 . 00 



8 

9 

10 

11 
12 
13 
14 



Total Value 
of Policy 

at Death in 

Year 

Specified. 



$1,044.50 
1,089.00 
1,133.50 
1,178.00 
1,222.50 

1,267.00 
1,311.50 
1,356 00 
1,400.50 
1,445.00 

1.489.50 
1,534 00 

1,578 50 
1,623.00 





Paid-up Insurance. 


Loan 










end of 


Until 

maturity 


With Cash 

if living 


Year. 


of 


at maturitv 




Policy. 


of Policy. 


$71 


$200 


$80 


97 


266 


106 


121 


333 


133 


147 


400 


160 


173 


466 


186 


202 


533 


213 


231 


600 


240 


262 


666 


266 


295 


733 


293 


328 


800 


320 


362 


866 


346 


399 


933 


373 



Term Extension 

with 

Cash if living. 



Yrs Mas.' Cash. 



1 4 

1 11 

2 7 

2 11 

3 2 
3 5 
3 7 
3 9 



$0 












3 10 

3 99 

2 ! 207 

1 ! 307 



Guaranteed Cash Value at end of 15 Years, $400. 



The Use of Estimates is Prohibited. 



NEW- 


YORK LIFE INSURANCE COMPANY. 79 


Cumulative Limited-Endowment Policy $1000 


20-YEAR ENDOWMENT PERIOD, Rate B. 


Age 21 


Annual Premium $33 . 20 








Paid-up Insurance. 






Total Value 






Tgith Extension 


Year. 


of Policy 
at Death in 


Loan 

end of 


Until 


With Cash 


with 




Year 
Specified. 


Year. 


maturity 

of 
Policy. 


if living 
at maturity 
of Policy. 


Cash if living. 












Yrs. Mos. 


Cash. 


1 


$1,016.60 












2 


1,033.20 












3 


1,049.80 


$45 


$150 


$75 


2 5 


"$0 


4 


1,066.40 


60 


200 


100 


4 





5 


1,083.00 


77 


250 


125 


5 8 





6 


1,099.60 


94 


300 


150 


7 





7 


1,116.20 


114 


350 


3 75 


8 4 





8 


1,132.80 


135 


400 


200 


9 10 





9 


1,149.40 


160 


450 


225 


11 


4 


10 


1,166.00 


186 


500 


250 


10 


52 


11 


1,182.60 


214 


550 


275 


9 


100 


12 


1,199.20 


245 


600 


300 


8 


147 


13 


1,215.80 


277 


650 


325 


7 


192 


14 


1,232.40 


313 


700 


350 


6 


235 


15 


1,249.00 


352 


750 


375 


5 


279 


16 


1,265.60 


393 


800 


400 


4 


324 


17 


1,282.20 


426 


850 


425 


3 


370 


18 


1,298.80 


462 


900 


450 


2 


414 


19 


1,315.40 


499 


950 


475 


1 


457 


Guaranteed Cash. Value at end of 20 Years, $500. 


Age 22 


Annus 


1 Premium $33 . 50 








Paid-up Insurance. 






Total Value 
of Policy 


Loan 




Term Extension 






Year. 


at Death in 


end of 


Until 


With Cash 


with 




Year 
Specified. 


Year. 


maturity 

of 
Policy. 


if living 
at maturity 
of Policy. 


Cash if living. 










Yrs. Mos. 


Cash. 


1 


$1,016.75 












2 


1,033.50 












3 


1,050.25 


$45 


$150 


$75 


2 5 


'$6 


4 


1,067.00 


60 


200 


100 


3 11 





5 


1,08375 


77 


250 


125 


5 7 





6 


1,100.50 


94 


300 


150 


6 11 





7 


1,117.25 


114 


350 


175 


8 2 





8 


1,134.00 


136 


400 


200 


9 7 





9 


1,150.75 


160 


450 


225 


10 8 





10 


1,167.50 


186 


500 


250 


10 


46 


11 


1,184.25 


214 


550 


275 


9 


95 


12 1,201.00 


245 


600 


300 


8 


144 


13 1,217.75 


277 


650 


325 


7 


190 


14 


1,234.50 


313 


700 


350 


6 


233 


15 


1,251.25 


352 


750 


375 


5 


278 


16 


1,268.00 


393 


800 


400 


4 


325 


17 


1,284.75 


426 


850 


425 


3 


369 


18 


1,301 50 


462 


900 


450 


2 


413 


19 


1,318.25 


499 


950 


475 




457 


Guarantee 


>d Cash Value at end of 20 Years, $500. 



The Use of Estimates is ProliiMtedo 



NEW-YORK LIFE INSURANCE COMPANY. 



Cumulative Limited-Endowment Policy $1000 

20-YEAR ENDOWMENT PERIOD, Rate B. 



Age 23 



Annual Premium $33 . 80 



3 
4 
5 

6 

7 

8 

9 

10 

11 
12 
13 
14 
15 

16 
17 

18 
19 



Total Value 
of Policy 

at Death in 

Year 
Specified. 



$1,016.90 
1,033.80 
1,050.70 
1,067.60 
1,084.50 

1,101.40 
1,118.30 
1,135.20 
1,152.10 
1,169.00 

1,185.90 
1,202.80 
1,219.70 
1,236.60 
1,253.50 

1,270.40 
1,287.30 
1,304.20 
1,321.10 



Loan 

end of 
Year. 



$45 
60 

77 

94 
114 
136 
160 
186 

214 
245 
277 
313 
352 

393 

426 
462 
499 



Paid-up Insurance. 



Until 
maturity 

of 
Policy. 



$150 
200 
250 

300 
350 

400 
450 
500 

550 
600 
650 
700 
750 

800 
850 
900 
950 



With Cash 
if living- 

at maturity 
of Policy." 



$75 
100 
125 

150 

175 
200 

225 
250 

275 
300 
325 
350 
375 

400 
425 
450 

475 



Term Extension 

with 

Cash if living. 



2 5 

3 11 



6 

8 

9 

10 

10 

9 

8 
7 
6 
5 



4 

3 

2 

1 










39 

89 
140 
187 
231 
276 

322 
368 
413 
456 



Guaranteed Cash Value at end of 20 Years, $500. 



Age 24 



Annual Premium $34 . 10 



9 
10 

11 
12 
13 
14 



16 
17 
18 
19 



Total Value 
of Policy 

at Death in 

Year 
Specified. 



$1,017.05 
1,034.10 
1,051.15 
1,068.20 
1,085.25 

1,102.30 
1,119.35 
1,136.40 
1,153.45 
1,170.50 

1,187.55 
1,204.60 
1,221.65 
1,238.70 
1,255.75 

1,272.80 

1,289.85 
1,306.90 
1,323.95 



Loan 


Paid-up Insurance. 






end of 


Until 


With Cash 


maturity 


if living - 


Year. 


of 


at maturity 




Policy. 


of Policy. 


$45 


$150 


$75 


60 


200 


100 


77 


250 


125 


94 


300 


150 


114 


350 


175 


136 


400 


200 


160 


450 


225 


186 


500 


250 


214 


550 


275 


245 


600 


300 


277 


650 


325 


313 


700 


350 


352 


750 


375 


393 


800 


400 


426 


850 


425 


462 


900 


450 


499 


950 


475 



Term Extension 

with 

Cash if living. 



$0 







32 

83 
135 

184 
229 

274 

321 

367 
412 
456 



Yrs. 


Mos. 


2 


'5 


3 


10 


5 


5 


6 


7 


7 


10 


9 


1 


10 


2 


10 





9 





8 





7 





6 





5 





4 





3 





2 





1 






Guaranteed Cash Value at end of 20 Years, $500. 



Xlie Use of Estimates is f*ir©liifoited. 



NEW-YORK LIFE INSURANCE COMPANY. 81 


Cumulative Limited-Endowment Policy $1000 


20-YEAR ENDOWMENT PERIOD, Rate B. 


Age 25 


Annual Premiurr 


$34.40 








Paid-up Insurance. 




Year. 


Total Value 

of Policy 
at Death in 


Loan 

end of 




Term Extension 
with 


Until 


With Cash 




Year 

Specified 


Year. 


maturity 

of 
Policy. 


if living 
at maturity 
of Policy. 


Cash if living. 












Yrs. Mas. 


Cash. 


1 


$1,017.20 












2 


1,034.40 












3 


1,051.60 


$45 


$iso 


$75 


2 5 


$6 


4 


1,068.80 


60 


200 


100 


3 10 





5 


1,086.00 


77 


250 


125 


5 3 





6 


1,103.20 


94 


300 


150 


6 5 





7 


1,120.40 


114 


350 


175 


7 7 





8 


1,137 60 


136 


400 


200 


8 9 





9 


1,154.80 


161 


450 


225 


9 11 





10 


1,172.00 


186 


500 


250 


10 


24 


11 


1,189.20 


214 


550 


275 


9 


77 


12 


1,206.40 


245 


600 


300 


8 


130 


13 


1,223.60 


277 


650 


325 


7 


180 


14 


1,240.80 


313 


700 


350 


6 


226 


15 


1,258.00 


352 


750 


375 


5 


272 


16 


1,275.20 


394 


800 


400 


4 


319 


17 


1,292.40 


426 


850 


425 


3 


365 


18 


1,309.60 


462 


900 


450 


2 


411 


19 


1,326.80 


499 


950 


475 


1 


456 


Guaranteed Cash Ve 


due at end of 20 Years, $500. 


Age 26 


Annual Premiun 


$34.70 








Paid-up Insurance. 






Total Value 






Tcicm Extension 


Year. 


of Policy 
at Death in 


Loan 


Until 


With Cash 


with 




Year 

Specified. 


Year. 


maturity 

of 
Policy. 


if living 
at maturity 
of Policy. 


Cash if living. 












Yrs. Mos. 


Cash. 


1 


$1,017.35 












2 


1,034.70 












3 


1,052.05 


$45 


$3.50 


$75 


2 5 


'$6 


4 


1,069.40 


60 


200 


100 


3 9 





5 


1,086.75 


77 


250 


125 


5 1 





6 


1,104.10 


94 


300 


150 


6 3 





7 


1,121.45 


114 


350 


175 


7 4 





8 


1,138.80 


136 


400 


200 


8 6 





9 


1,156.15 


161 


450 


225 


9 8 





10 


1,173.50 


186 


500 


250 


10 


16 


11 


1,190.85 


214 


550 


275 


9 


73 


12 


1,208.20 


245 


600 


300 


8 


125 


13 


1,225.55 


277 


650 


325 


7 


175 


14 


1,242.90 


313 


700 


350 


6 


222 


15 


1,260.25 


352 


750 


375 


5 


269 


16 


1,277.60 


394 


800 


400 


4 


315 


17 


1,294.95 


426 


850 


425 


3 


365 


18 


1,312.30 


462 


900 


450 


2 


409 


19 


1,329.65 


499 


950 


475 


1 


456 


Guaranteed Cash Ve 


due at end of 20 Years, $500. 



The Use of Estimates is Prohibited. 



NEW-YORK LIFE INSURANCE COMPANY. 



Cumulative Limited-Endowment Policy $ 1 000 

20-YEAR ENDOWMENT PERIOD, Rate B. 



Age 27 



Annual Premium $35 . 00 



Total Value 
of Policy 

at Death in 

Year 
Specified. 



6 

7 
8 
9 

:o 

n 

12 
13 
14 
15 

16 

17 

1 8 
19 



$1,017.50 
1,035.00 
1,052.50 
1,070.00 
1,08750 

1,105.00 
1,122.50 
1,140.00 
1,157.50 
1,175.00 

1,192.50 
1,210.00 
1,227.50 
1,245.00 
1,262.50 

1,280.00 
1,297.50 
1,315.00 
1,332.50 



Loan 

end of 
Year. 



$45 

60 

77 

94 
114 
136 
161 

186 

2J4 

245 
277 
313 
352 

394 
426 
462 
499 



Paid-up Insurance. 


Until 


With Cash 


maturity 


if living 


ot 


at niatuiit\ 


Policy. 


of Policy. 


$150 


$75 


200 


100 


250 


125 


300 


150 


350 


175 


400 


200 


450 


225 


500 


250 


550 


275 


600 


300 


650 


325 


700 


350 


750 


375 


800 


400 


850 


425 


900 


450 


950 


475 



Term Extension 

with 

Cash, if living. 



$0 









8 

68 
120 
170 
218 
266 

312 

365 

408 
455 



3 'rs. 


A/os. 


2 


i 


3 


7 


4 


11 


6 


1 


7 


2 


H 


3 


9 


5 


10 





9 





8 





7 





6 





5 





4 





3 





2 





1 






Guaranteed Cash. Value at end of 20 Years, $500. 



AQ6 28 I Annua l Premium $35.40 



Total Value 
of Policy 

at Death in 

Year 
Specified. 



1 

2 
3 
4 
5 

6 

7 

8 

9 

10 

11 
12 
13 
14 
15 



$1,017.70 
1,035.40 
1,053 10 
1,070.80 

| 1,088.50 

1,106.20 
1,123.90 
1,141.60 
I 1,159.30 
1,177.00 

1,194.70 
1,212.40 
1,230.10 
1,247.80 
1,265.50 



16 1,283.20 

17 1,300 90 

18 1,318.60 

19 1,336.30 



Loan 
end of 
Year. 



$45 
60 

77 

96 
116 
136 

161 

187 

215 

246 
278 
314 
353 

394 

427 
462 
499 



Paid-up Insurance 



Until 
maturity 

of 
Policy. 



With Cash 
if living- 

at maturitv 
of Policy. 



5150 
200 
250 

300 
350 
400 

450 
500 

550 
600 
650 
700 

750 

800 
850 
900 
950 



$75 

. 100 

125 

150 
175 
200 
225 
250 

275 
300 
325 
350 
375 

400 
425 
450 
475 



Term Extension 

with 

Cash if living. 



>,-. 


Mos. 


2 


4 


3 


6 


4 


9 


5 


11 


7 





8 





9 


2 


9 


11 


9 





8 





i 





6 





5 





4 





3 





2 





1 






$0 










62 
114 
165 
214 

262 

308 
363 

406 
454 



Guaranteed Cash Value at end of 20 Years, $500. 



The Use of Estimates Is I*roiiifritecl. 



NEW-YORK LIFE INSURANCE COMPANY. 



Cumulative Limited-Endowment Policy $1000 

20-YEAR ENDOWMENT PERIOD, Rate B. 



Age 29 



Annual Premium $35 . 90 



3 

4 
5 

6 

7 

8 

9 

10 

11 
12 
13 
14 
15 

16 
17 
18 
19 



Total Value 
of Policy 

at Death in 

Year 
Specified. 



$1,017.95 
1,035.90 
1,053.85 
1,071.80 
1,089.75 

1,107.70 
1,125.65 
1,143.60 
1,161 55 
1,179.50 

1,197.45 
1,215.40 
1,233.35 
1,251.30 
1,269.25 

1,287.20 
1,305.15 
1,323.10 
1,341.05 



Loan 

end of 
Year. 



$45 
61 

77 

96 
116 
138 
161 

187 

215 
246 
279 
315 
353 

394 

427 
462 
499 



Paid-up Insurance. 


Until 


With Cash 


maturity 


if living' 


of 


at maturity 


Policy. 


of Policy. 


$150 


$75 


200 


100 


250 


125 


300 


150 


350 


175 


400 


200 


450 


225 


500 


250 


550 


275 


600 


300 


650 


325 


700 


350 


750 


375 


800 


400 


850 


425 


900 


450 


950 


475 



Term Extension 

with 

Cash if living. 

Yrs. Mos. Cash. 



3 $0 
5 
8 



5 9 

6 10 

7 10 

8 11 

9 10 



55 

108 
160 
210 

258 



4 305 

3 360 

2 405 

1 453 



Guaranteed Cash Value at end of 20 Years, $500. 



Age 30 



Annual Premium $36 . 40 



7 

8 

9 

10 

11 
12 
13 
14 
15 

16 
17 

18 
19 



Total Value 
of Policy 

at Death in 

Year 
Specified. 



$1,01820 
1,036.40 
1,054.60 
1,072.80 
1,091.00 

1,109.20 
1,127.40 
1,145.60 
1,163.80 
1,182.00 

1,200.20 
1,218.40 
1,236.60 
1,254.80 
1,273.00 

1,291.20 
1,309.40 
1,327.60 
1,345.80 



Loan 

end of 
Year. 



$45 
61 

78 

96 
116 
138 
162 

188 

216 

247 
280 
316 
354 

395 

428 
462 
499 



Paid-up Insurance, 



Until 
maturity 

of 
Policy. 



$150 

200 
250 

300 

350 
400 
450 
500 

550 

600 
650 
700 
750 

800 
850 
900 
950 



With Cash 
if living 

at maturit-\ 
of Policy. 



$75 
100 
125 

150 
175 

200 
225 
250 

275 
300 
325 
350 
375 

400 
425 
450 
475 



Term Extension 

with 
Cash if living. 



Yrs. Mos. Cash. 



$0 









47 
102 
155 
205 
254 



4 301 

3 i 356 

2 i 404 

1 453 



Guaranteed Cash Value at end of 20 Years, $500. 



The Use of Estimates is Prohibited. 



















84 NEW- 


YORK LIFE INSURANCE COMPANY. 


Cumulative Limited-Endowment Policy $1000 


20-YEAR ENDOWMENT PERIOD, Rate B. 


Age 31 


Annual Premiun 


L 


$36 . 90 






Total Value 
of Policy 


Loan 


Paid-up Insurance. 


Term Extension 






Year. 


at Death in 


end of 


Until 


With Cash 


with 




Year 
Specified. 


Year. 


maturity 

of 
Policy. 


if living 
at maturity 
of Policy. 


Cash if living. 












Yrs. Mos. 


Cash. 


1 


$1,018.45 












o 


1,036.90 












3 


1,055.35 


$46 


$ibo 


$75 


2 2 


'$0 


4 


1,073.80 


61 


200 


100 


3 4 





5 


1,092.25 


78 


250 


125 


4 7 





6 


1,110.70 


97 


300 


150 


5 6 





7 


1,129.15 


117 


350 


175 


6 7 





8 


1,147.60 


139 


400 


200 


7 6 





9 


1,166.05 


163 


450 


225 


8 7 





10 


1,184.50 


189 


500 


250 


9 5 





11 


1,202.95 


217 


550 


275 


9 


38 


12 


1,221.40 


248 


600 


300 


8 


95 


13 


1,239.85 


280 


650 


325 


7 


149 


14 


1,258.30 


316 


700 


350 


6 


199 


15 


1,276.75 


354 


750 


375 


5 


248 


16 


1,295.20 


395 


800 


400 


4 


298 


17 


1,313.65 


428 


850 


425 


3 


351 


18 


1,332.10 


462 


900 


450 


2 


403 


19 


1,350.55 


499 


950 


475 


1 


452 


Guaranteed Cash Value at end of 20 Years, $500. 


Age 32 


Annuc 


il Premium .$37. 50 








Paid-up Insurance. 




Year- 


Total Value 

of Policy 
at Death in 


Loan 

end of 




Term Extension 
with 


Until 


With Cash 




Year 
Specified. 


Year. 


maturity 

of 
Policy. 


if living 
at maturity 
of Policy. 


Cash if living. 












Yrs. Mos. 


Cash. 


1 


$1,018.75 












2 


1,037.50 












3 


1,056.25 


$46 


$150 


$75 


2 2 


$6 


4 


1,075.00 


61 


200 


100 


3 4 





5 


1,093.75 


78 


250 


125 


4 7 





6 


1,112.50 


97 


300 


150 


5 5 





7 


1,131.25 


117 


350 


175 


6 5 





8 


1,150.00 


139 


400 


200 


7 4 





9 


1,168.75 


163 


450 


225 


8 4 





10 


1,187.50 


190 


500 


250 


9 2 





11 


1,206.25 


218 


550 


275 


9 


27 


12 


1,225.00 


249 


600 


300 


8 


87 


13 


1,243.75 


281 


650 


325 


7 


142 


14 


1,262.50 


317 


700 


350 


6 


192 


15 


1,281.25 


355 


750 


375 


5 


242 


16 


1,300.00 


395 


800 


400 


4 


295 


17 


1,318.75 


428 


850 


425 


3 


345 


18 


1,337.50 


462 


900 


450 


2 


402 


19 1,356.25 

1 


499 


950 


475 


1 


451 


Guarantee 


ft Cash Value at end of 20 Years, $500. 



The Use of Estimates is Prohibited. 



















NEW-YORK LIFE INSURANCE COMPANY. 85 


Cumulative Limited-Endowment Policy $1000 




20 -YEAR ENDOWMENT PERIOD, Rate B. 


Age 


33 


Annual Premium $38.20 








Paid-up Insurance. 




Year. 


Total Value 
of Policy 

at Death in 

Year 
Specified. 


Loan 

end of 
Year. 




Term Extension 

with 

Cash if living. 


Until 
maturity 

of 
Policy. 


With Cash 

if living 
at maturity 
of Policy. 












Yrs. Mos. 


Cash. 


1 


$1,019.10 












2 


1,038.20 












3 


1,057.30 


$46 


$150 


$75 


2 1 


'$0 


4 


1,076.40 


62 


200 


100 


3 3 





5 


1,095.50 


79 


250 


125 


4 6 





6 


1,114.60 


98 


300 


150 


5 4 





7 


1,133.70 


118 


350 


175 


6 4 





8 


1,152.80 


140 


400 


200 


7 2 





9 


1,17190 


164 


450 


225 


8 1 





10 


1,191.00 


191 


500 


250 


8 11 





11 


1,210.10 


219 


550 


275 


9 


15 


12 


1,229.20 


250 


600 


300 


8 


78 


13 


1,248.30 


282 


650 


325 


7 


134 


14 


1,267.40 


318 


700 


350 


6 


185 


15 


1,286.50 


356 


750 


375 


5 


236 


16 


1,305.60 


396 


800 


400 


4 


291 


17 


1,324.70 


428 


850 


425 


3 


340 


18 


1,343.80 


462 


900 


450 


2 


400 


19 


1,362.90 


499 


950 


475 


1 


450 


Guaranteed Cash Value at end of 20 Years, $500. 


Age 


34 


Annual Premium $39 . 00 








Paid-up Insurance. 






Total Value 






Tcx*m Extension 


Year. 


of Policy 
at Death in 


Loan 


Until 


With Cash 


with 




Year 
Specified. 


Year. 


maturity 

of 
Policy. 


if living- 
at maturity 
of Policy. 


Cash if living. 












Yrs. Mos. 


Cash. 


1 


$1,019.50 












2 


1,039.00 












3 


1,058.50 


$46 


$i50 


$75 


2 i 


'$6 


4 


1,078.00 


62 


200 


100 


3 3 





5 


1,097.50 


79 


250 


125 


4 5 





6 


1,117.00 


98 


300 


150 


5 3 





7 


1,136.50 


119 


350 


175 


6 2 





8 


1,156.00 


141 


400 


200 


7 





9 


1,175.50 


165 


450 


225 


7 10 





10 


1,195.00 


192 


500 


250 


8 7 





11 


1,214.50 


220 


550 


275 


9 


2 


12 


1,234.00 


251 


600 


300 


8 


67 


13 


1,253.50 


284 


650 


325 


7 


124 


14 


1,273.00 


319 


700 


350 


6 


177 


15 


1,292.50 


357 


750 


375 


5 


230 


16 


1,312.00 


397 


800 


400 


4 


287 


17 


1,331.50 


429 


850 


425 


3 


335 


18 


1,351.00 


463 


900 


450 


2 


398 


19 


1,370.50 499 


950 


475 


1 


449 




Guaranteed Cash Value at end of 20 Years, $500. 



The Use of Estimates is Prohibited, 



NEW-YORK LIFE INSURANCE COMPANY. 



Cumulative Limited- Endowment Policy $1000 

20-YEAR ENDOWMENT PERIOD, Rate B. 



Age 35 



Annual Premium $39 . 90 



8 
9 

10 

11 
12 
13 
14 
15 

16 
17 

18 
19 



Total Value 
of Policy 

at Death in 

Year 
Specified. 



$1,019.95 
1,039.90 
1,059.85 
1,079.80 
1,099.75 

1,119.70 
1,139.65 
1,159.60 
1,179.55 
1,199.50 

1,219.45 
1,239.40 
1,259 35 
1,279 30 
1,299.25 

1,319.20 
1,339.15 
1,359.10 
1,379.05 



Loan 

end of 
Year. 



$47 
63 
80 

99 
120 
142 
166 
193 

222 
252 

285 
320 

358 

398 
430 
464 
499 



Paid-up Insurance 



Policy. 



$150 

200 
250 

300 
350 

400 
450 
500 

550 
600 
650 
700 
750 

800 
850 
900 
950 



With Cash 
if living 

at maturity 
of Policy. 



$75 
100 
125 

150 
175 

200 
225 
250 

275 
300 
325 
350 
375 

400 

425 
450 
475 



Term Extension 

with 

Cash if living. 



V,. 


Mos. 


2 





3 


2 


4 


4 


5 


2 


6 





6 


9 


7 


7 


8 


3 


8 


10 


R 





7 





6 





5 





4 





3 





2 





1 






$0 













54 
112 
169 
223 

283 
331 
396 
449 



Guaranteed Cash Value at end of 20 Years, $500. 



Age 36 



Annual Premium $40 . 80 



Total Value 
of Policy 

at Death in 

Year 
Specified. 



6 

7 

8 

9 

10 

11 
12 
13 

14 

15 

16 
17 

18 
19 



$1,020.40 
1,040.80 
1,061 20 
1,081.60 
1,102.00 

1,122.43 

1,142.80 
1,163.20 
1,183.60 
1,204 00 

1,224.40 
1,244.80 
1,265.20 
1,285.60 
1,306 00 

1,326.40 

1,346.80 

; 1,367.20 

1,387.60 



Loan 

end of 
Year. 



$47 
63 
81 

100 
121 
143 
168 
194 

223 
253 

286 
321 
359 

399 

432 
464 
499 



Paid-up Insurance, 



Until 
maturity 

of 
Policy. 



$150 
200 
250 

300 

350 

400 
450 
500 

550 
600 
('50 
700 
750 

800 
850 
900 
950 



With Cash 
if living- 

at maturity 
of Policy. 



$75 

100 
125 

150 
175 

200 
225 
250 

275 

soo 

325 
350 
375 

400 
425 
450 
475 



Term Extension 

with 

Cash if living. 



-rs. 


Mos. 


2 





3 


1 


4 


3 


5 


1 


5 


11 


6 


7 


7 


3 


'/ 


11 


8 


6 


8 





7 





6 





5 





4 





3 





2 





1 






$0 



o 









39 

100 
160 
216 

278 
328 
394 

448 



Guaranteed Cash Value at end of 20 Years, $500. 



Xlie Use of Estimates is Prohibited. 





NEW-YORK LIFE INSURANCE COMPANY. 87 


Cumulative Limited-Endowment Policy $1000 




20-YEAR ENDOWMENT PERIOD, Rate B. 


Age 


37 


Annual Premium $41 . 80 








Paid-up Insurance. 




Year. 


Total Value 
of Policy 

at Death in 

Year 
Specified. 


Loan 
end of 
Year. 




Term Extension 

with 

Cash if living. 


Until 
maturity 

of 
Policy. 


With Cash 
if living 

at maturity 
of Policy. 












Yrs. Mos. 


Cash. 


1 


$1,020.90 












2 


1,041.80 












3 


1,062.70 


$48 


$150 


$75 


2 6 


'$6 


4 


1,083.60 


64 


200 


100 


3 1 





5 


1,104.50 


82 


250 


125 


4 2 





6 


1,125.40 


101 


300 


150 


5 





7 


1,146.30 


122 


350 


175 


5 9 





8 


1,167.20 


145 


400 


200 


6 5 





9 


1,188.10 


169 


450 


225 


7 





10 


1,209.00 


195 


500 


250 


7 7 





11 


1,229.90 


224 


550 


275 


8 2 





1 12 


1,250.80 


254 


600 


300 


8 


22 


13 


1,271.70 


287 


650 


325 


7 


ss 


14 


1,292.60 


322 


700 


350 


6 


151 


15 


1,313.50 


360 


750 


375 


5 


210 


16 


1,334.40 


400 


800 


400 


4 


273 


17 


1,355.30 


433 


850 


425 


3 


326 


18 


1,376.20 


464 


900 


450 


2 


392 


19 


1,397.10 


499 


950 


475 


1 


447 


Guaranteed Cash Value at end of 20 Years, $500. 


Age 


38 


Annual Premium $42.90 








Paid-up Insurance. 






Total Value 






Term Extension 
with 


Year. 


of Policy 
at Death in 


Loan 


Until 


With Cash 




Year 
Specified. 


Year. 


maturity 

of 
Policy. 


if living 
at maturity 
of Policy. 


Cash if living. 












Yrs. Mos. 


Cask. 


1 


$1,021.45 












2 


1,042.90 












3 


1,064.35 


$49 


$150 


$75 


2 


'$0 


4 


1,085.80 


65 


200 


100 


3 





5 


1,107.25 


83 


250 


125 


4 1 





6 


1,128.70 


102 


300 


150 


4 11 





7 


1,150.15 


123 


350 


175 


5 7 





8 


1,171.60 


146 


400 


200 


6 3 





9 


1,193.05 


170 


450 


225 


6 9 





10 


1,214.50 


196 


500 


250 


7 3 





11 


1,235.95 


225 


550 


275 


7 10 





12 


1,257.40 


255 


600 


300 


8 


3 


13 


1,278.85 


288 


650 


325 


7 


75 


14 


1,300.30 


323 


700 


350 


6 


142 


15 


1,321.75 


361 


750 


375 


5 


203 


16 


1,343.20 


401 


800 


400 


4 


268 


17 


1,364.65 


433 


850 


425 


3 


325 


18 


1,386.10 


464 


900 


450 


2 


3S9 


19 


1,407.55 


499 


950 


475 


1 


446 


Guaranteed Cash Value at end of 20 Years, $500. 



7 The Use of Estimates is Prohibited. 



NEW-YORK LIFE INSURANCE COMPANY. 



Cumulative Limited-Endowment Policy $1000 

20-YEAR ENDOWMENT PERIOD, Rate B. 



Age 39 



Annual Premium $44 . 20 



10 

11 
12 
13 
14 
15 

16 
17 
18 
19 



Total Value 

of Policy 
at Death in 

Year 
Specified. 



$1,022.10 
1,044.20 
1,066, 30 
1,088.40 
1,110.50 

1,132.60 
1,154.70 
1,176.80 
1,198.90 
1,221.00 

1,243.10 
1,265.20 
1,287.30 
1,309.40 
1,331.50 

1,353.60 
1,375.70 
1,397.80 
1,419.90 



Loan 


Paid-up Insurance, 






end of 


Until 
maturity 


With Cash 
if living 


Year. 


of 


at maturity 




Policy. 


of Policy. 


$49 


$i50 


$75 


66 


200 


100 


84 


250 


125 


103 


300 


150 


124 


350 


175 


147 


400 


200 


172 


450 


225 


197 


500 


250 


227 


550 


275 


257 


600 


300 


290 


650 


325 


324 


700 


350 


362 


750 


375 


402 


800 


400 


433 


850 


425 


464 


900 


450 


499 


950 


475 



Term Extension 

with 

Cash if living. 



rs. 


Mos. 


1 


11 


2 


11 


4 





4 


9 


5 


5 


6 





6 


6 


6 


11 


7 


6 


7 


9 


7 





6 





5 





4 





3 





2 





1 






$0 













62 

132 

197 

262 
323 
386 
445 



Guaranteed Cash Value at end of 20 Years, S500. 



Age 40 



Annual Premium $45 . 70 



9 
10 

11 
12 
13 
14 
15 

16 
17 

18 
19 



Total Value 
of Policy 

at Death in 

Year 
Specified. 



$1,022.85 
1,045.70 
1,068 55 
1,091.40 
1,114.25 

1,137 10 
1,159.95 

1,182.80 
1,205.65 
1,228.50 

1,251.35 
1,274.20 
1,297.05 
1,319.90 
1,342.75 

1,365.60 
1,388.45 
1,411.30 
1,434.15 



Loan 


Paid-up Insurance. 






rl f 


Until 


With Cash 


end o 


maturity 


if living 


Year. 


of 


at maturity 




Policy. 


of Policy. 


$50 


$150 


$75 


67 


200 


100 


85 


250 


• 125 


104 


300 


150 


126 


350 


175 


149 


400 


200 


173 


450 


225 


200 


500 


250 


229 


550 


275 


259 


600 


300 


292 


650 


325 


327 


700 


350 


363 


750 


375 


403 


800 


400 


434 


850 


425 


465 


900 


450 


499 


950 


475 



Term Extension 

with 
Cash if living. 



rs. 


Mos. 


1 


a 


2 


ii 


3 


ii 


4 


7 


5 


3 


5 


9 


6 


3 


6 


8 


7 


2 


7 


6 


7 





6 





5 





4 





3 





2 





1 






$0 














49 

122 

190 

256 
320 
383 
443 



Guaranteed Cash Value at end of 20 Years, $500. 



Tlie Use of Estimates is Prohibited. 



NEW-YORK LIFE INSURANCE COMPANY. 



Cumulative Limited-Endowment Policy $1000 

20-YEAR ENDOWMENT PERIOD, Rate B. 



Age 41 



Annual Premium $47 . 30 



1 
2 
3 
4 
5 

6 

7 

8 

9 

10 

11 
12 
13 
14 
15 

16 
17 

18 
19 



Total Value 
of Policy 

at Death in 

Year 

Specified. 



$1,023.65 
1,047.30 
1,070.95 
1,094.60 
1,118.25 

1,141.90 
1J65.55 
1,189.20 
1,212.85 
1,236.50 

1,260.15 
1,283.80 
1,307.45 
1,331.10 
1,354.75 

1,378.40 
1,402.05 
1,425.70 
1,449.35 





Paid-up Insurance. 


Loan 






end of 


Until 
maturity 


With Cash 
if living 


Year. 


of 


at maturity 




Policy. 


of Policy. 


$51 


$150 


$75 


68 


200 


100 


86 


250 


125 


106 


300 


150 


127 


350 


175 


150 


400 


200 


175 


450 


225 


201 


500 


250 


230 


550 


275 


260 


600 


300 


293 


650 


325 


328 


700 


350 


364 


750 


375 


404 


800 


400 


434 


850 


425 


465 


900 


450 


499 


950 


475 



Term Extension 

with 

Cash if living. 

Cash. 
















35 

111 

181 

249 
316 
330 
441 



~rs. 


Mos. 


i 


ii 


2 


10 


3 


9 


4 


6 


5 


1 


5 


6 


6 


1 


6 


5 


6 


11 


7 


2 


7 





6 





o 





4 





3 





2 





1 






Guaranteed Cash Value at end of 20 Years, $500. 



Age 42 



Annual Premium . $49 . 1 



1 
2 
3 
4 
5 

6 

7 

8 

9 

10 

11 
12 
13 
14 
15 

16 
17 
1« 
19 



Total Value 
of Policy 

at Death in 

Year 
Specified. 



$1,024.55 
1,049.10 
1,073.65 
1,098.20 
1,122.75 

1,147.30 
1,171.85 
1,196.40 
1,220.95 
1,245.50 

1,270.05 
1,294.60 
1,319.15 
1,343.70 
1,368.25 

1,392.80 
1,417.35 
1,441.90 
1,466.45 



Loan 


Paid-up Insurance. 






l f 


Until 


With Cash 


en o 


maturity 


if living' 


Year. 


of 


at maturity 




Policy. 


of Policy. 


$52 


$150 


$75 


69 


200 


100 


87 


250 


125 


107 


300 


150 


128 


350 


175 


151 


400 


200 


176 


450 


225 


203 


500 


250 


231 


550 


275 


261 


600 


300 


294 


650 


325 


329 


700 


350 


365 


750 


375 


405 


800 


400 


435 


850 


425 


465 


900 


450 


499 


950 


475 



Term Extension 

with 

Cash if living. 
















20 

98 
170 

241 
311 
376 
439 



'rs. 


Mos. 


1 


10 


2 


9 


3 


7 


4 


4 


4 


11 


5 


4 


5 


11 


6 


2 


6 


8 


6 


11 


7 





6 





5 





4 





3 





>> 





1 






Guaranteed Cash Value at end of 20 Years, $500. 



Xhe Use of Estimates is Prohibited. 



90 


NEW-YORK LIFE INSURANCE COMPANY. 


Cumulative Limited-Endowment Policy $1000 




20-YEAR ENDOWMENT PERIOD, Rate B. 


Age 


43 


Annual Premium $51 . 10 








Paid-up Insurance. 




Year. 


Total Value 

of Policy 
at Death in 


Loan 




Term Extension 
with 


Until 


With Cash 




Year 
Specified. 


Year. 


maturity 

of 
Policy. 


if living 
at maturity 
of Policy. 


Cash if living. 












Yrs. Mas. 


Cash. 


1 


$1,025.55 












2 


1,051.10 












3 


1,076.65 


$52 


$150 


$75 


\ 10 


'$6 


4 


1,102.20 


70 


200 


100 


2 8 





5 


1,127.75 


88 


250 


125 


3 6 





6 


1,153.30 


108 


300 


150 


4 3 





7 


1,178.85 


130 


350 


175 


4 9 





8 


1,204.40 


153 


400 


200 


5 2 





9 


1,229.95 


178 


450 


225 


5 9 





10 


1,255.50 


205 


500 


250 


5 11 





11 


1,281.05 


233 


550 


275 


6 5 





12 


1,306.60 


264 


600 


300 


6 8 





13 


1,332.15 


296 


650 


325 


7 


4 


14 


1,357.70 


331 


700 


350 


6 


83 


15 


1,383.25 


366 


750 


375 


5 


157 


16 


1,408.80 


406 


800 


400 


4 


232 


17 


1,434.35 


436 


850 


425 


3 


304 


18 


1,459.90 


465 


900 


450 


2 


372 


19 


1,485.45 


499 


950 


475 


1 


437 




Guarantee 


;d Cash Value at end of 20 Years, $500. 


Age 


44 


Annus 


il Premium $53 . 30 








Paid-up Insurance. 




Year. 


Total Value 

of Policy 
at Death in 


Loan 




Term Extension 
with 


Until 


With Cash 




Year 
Specified. 


Year. 


maturity 
Policy. 


if living 
at maturit's 
of Policy. 


Cash if livirg. 












Yrs. Mos. 


Cash. 


1 


$1,026.65 












2 


1,053.30 












3 


1,079.95 


$54 


$150 


$75 


1 9 


'$0 


4 


1,106.60 


71 


200 


100 


2 7 





5 


1,133.25 


89 


250 


* 125 


3 5 





6 


1,159.90 


110 


300 


150 


4 1 





7 


1,186.55 


131 


350 


175 


4 7 





8 


1,213 20 


155 


400 


200 


5 





9 


1,239.85 


180 


450 


225 


5 6 





10 


1,266.50 


207 


500 


250 


5 9 





11 


1,293.15 


235 


550 


275 


6 2 





12 


1,319.80 


266 


600 


300 


6 5 





13 


1,346.45 


298 


650 


325 


6 9 





14 


1,373.10 


333 


700 


350 


6 


65 


15 


1,399.75 


369 


750 


375 


5 


142 


16 


1,426.40 


407 


800 


400 


4 


221 


17 


1,453.05 


437 


850 


425 


3 


296 


18 


1,479.70 


466 


900 


450 


2 


367 


19 


1,506.35 


499 


950 


475 


1 


435 


Guaranteed Cash Value at end of 20 Years, $500. 



The Use of Estimates Is Prohibited. 



NEW-YORK LIFE INSURANCE COMPANY. 



Cumulative Limited-Endowment Policy $1000 

20-YEAR ENDOWMENT PERIOD, Rate B. 



Age 45 



Annual Premium $55 . 70 



Total Value 

of Policy 
at Death in 

Year 
Specified. 



Loan 
end of 
Year. 



Paid-up Iuburanee, 



Until 

maturity 

of 

Policy. 



Term Extension 

with 

Cash if living. 



1 
2 
3 
4 
5 

6 

7 

8 

9 

10 

11 
12 
13 
14 
15 

16 
17 
18 
19 



$1,027.85 
1,055.70 
1,083.55 
1,111.40 
1,139.25 

1,167.10 
1,194.95 

1,222.80 
1,250.65 
1,278.50 

1,306.35 
1,334.20 
1,362.05 
1,389.90 
1,417.75 

1,445.60 
1,473.45 
1,501.30 
1,529.15 



$55 
72 
91 

HI 
133 
156 

182 
209 

237 
268 
300 
335 
371 

410 

438 
467 
499 



$150 
200 
250 

300 
350 
400 
450 
500 

550 
600 
650 
700 
750 

800 
850 
900 
950 



$75 
100 
125 

150 
175 
200 
225 
250 

275 
300 
325 
350 
375 

400 

425 
450 

475 



11 
5 



4 10 

5 3 



5 11 

6 2 
6 5 
6 
5 

4 

3 

2 

1 



$0 













43 
125 

208 
287 
362 
433 



Guaranteed Cash Value at end of 20 Years, $500. 



Age 46 



Annual Premium $58 . 40 



10 

11 
12 
13 
14 

15 

16 

17 
18 
19 



Total Value 
of Policy 

at Death in 

Year 
Specified. 



$1,029 20 
1,058.40 
1,087.60 
1,116.80 
1,146.00 

1,175.20 
1,204 40 
1,233.60 
1,262.80 
1,292.00 

1,321.20 
1,350.40 
1,379.60 

1,408.80 
1,438.00 

1,467.20 
1,496.40 
1,525.60 
1,554.80 



Loan 

end of 
Year. 



74 
92 

112 

135 
159 

184 
211 

239 
270 
302 
337 
373 

411 
439 
467 
499 



Paid-up Insurance. 


Until 


With Cash 


maturity 


if living- 


of 


at maturity 


Policy. 


of Policy. 


$150 


$75 


200 


100 


250 


125 


300 


150 


350 


175 


400 


200 


450 


225 


500 


250 


550 


275 


600 


300 


650 


325 


700 


350 


750 


375 


800 


400 


850 


425 


900 


450 


950 


475 



Term Extension 

with 

Cash if living. 

Cash. 



$0 













17 
107 

194 
278 
356 
430 



J rs. 


Mos. 


1 


8 


2 


5 


3 


3 


3 


10 


4 


3 


4 


9 


5 





5 


4 


5 


8 


5 


11 





1 


6 





5 





4 





3 





'j 





1 






Guaranteed Cash Value at end of 20 Years, $500. 



Tlie Use of Estimates is Prohibited. 



NEW-YORK LIFE INSURANCE COMPANY. 



Cumulative Limited-Endowment Policy $1000 

20-YEAR ENDOWMENT PERIOD, Rate B. 



Age 47 



Annual Premium $61.40 



1 
2 
3 
4 
5 

6 

7 

8 

9 

10 

11 
12 
13 
14 
15 

16 
17 

18 
19 



Total Value 
of Policy 

at Death in 

Year 

Specified. 



$1,030.70 
1,061.40 
1,092.10 
1,122.80 
1,153.50 

1,184.20 
1,214.90 
1,245.60 
1,276.30 
1,307.00 

1,337.70 
1,368.40 
1,399.10 
1,429.80 
1,460.50 

1,491.20 
1,521.90 
1,552.60 
1,583.30 





Paid-up Insurance. 


Loan 






end of 


Until 
maturity 


With Cash 

if living 


Year. 


of 


at maturity 




Policy. 


of Policy. 


$57 


$150 


$75 


75 


200 


100 


93 


250 


125 


114 


300 


150 


136 


350 


175 


161 


400 


200 


186 


450 


225 


213 


500 


250 


242 


550 


275 


272 


600 


300 


304 


650 


325 


339 


700 


350 


375 


750 


375 


412 


800 


400 


440 


850 


425 


468 


900 


450 


499 


950 


475 



Term Extension 

with. 

Cash if living. 



1 

7 

10 I 

l ! 



5 5 
5 8 
5 9 
5 11 
5 

4 

3 

2 

1 

















87 

179 

268 
349 
427 



Guaranteed Cash Value at end of 20 Years, $500. 



Age 48 



Annual Premium $64 . 70 



1 
2 
3 
4 
5 

6 

7 

8 

9 

10 

11 
12 
13 

14 
15 

16 
17 
18 
19 



Total Value 
of Policy 

at Death in 

Year 

Specified. 



$1,032.35 
1,064 70 
1,097.05 
1,129.40 
1,161.75 

1,194.10 
1,226.45 

1,258.80 
1,291.15 
1,323.50 

1.355.85 
1,388.20 
1,420.55 
1,452.90 
1,485.25 

1,517.60 
1.549.95 
1,582.30 
1,614.65 





Paid-up Insurance. 


Loan 






end of 


Until 


With Cash 


maturity 


if living 


Year. 


of 


at maturity 




Policy. 


of Policy. 


$58 


$i50 


$75 


76 


200 


.100 


96 


250 


125 


117 


300 


150 


139 


350 


175 


163 


400 


200 


189 


450 


225 


215 


500 


250 


245 


550 


275 


275 


600 


300 


307 


650 


325 


341 


700 


350 


377 


750 


375 


414 


800 


400 


441 


850 


425 


469 


900 


450 


499 


950 


475 



Term Extension 

with 

Cash if living. 



r rs. 


Mo r. 


i 


8 


2 


4 


3 


1 


3 


7 


4 





4 


5 


4 


8 


4 


11 


5 


2 


5 


5 


5 


6 


5 


8 


5 





4 





?, 





2 





1 






o 








o 








65 

162 
256 
342 
424 



Guaranteed Cash Value at end of 20 Years, $500. 



The Use of Estimates is Prohibited. 



NEW-YORK LIFE INSURANCE COMPANY. 93 


Cumulative Limited-Endowment Policy $1000 


20-YEAR ENDOWMENT PERIOD, Rate B. 


Age 49 


Annual Premiun 


i 


$68.40 










Paid-up Insurance. 






Total Value 






Term Extension 
with 


Year. 


of Policy 
at Death in 


.Loan 
end of 


Until 


-With Cash 




Year 
Specified. 


Year. 


maturity 

of 
Policy. 


if living 
at maturity 
of Policy. 


Cash if living. 


1 








}>v. J/os. 


Cash. 


1 $1,034.20 












2 


1,068.40 












3 


1,102.60 


$59 


$150 


$75 


i 7 


$6 


4 


1,136.80 


77 


200 


100 


2 3 





5 


1,171.00 


97 


250 


125 


3 





6 


1,205.20 


119 


300 


150 


3 5 





7 


1,239.40 


141 


350 


175 


3 10 





8 


1,273.60 


166 


400 


200 


4 3 





9 


1,307.80 


191 


450 


225 


4 6 





10 


1,342.00 


218 


500 


250 


4 9 





11 


1,376.20 


248 


550 


275 


4 11 





12 


1,410.40 


278 


600 


300 


5 2 





13 


1.444.60 


310 


650 


325 


5 3 





14 


1,478.80 


343 


700 


350 


5 5 





15 


1,513.00 


379 


750 


375 


5 


41 


16 


1,547.20 


416 


800 


400 


4 


143 


17 1,581.40 


443 


850 


425 


3 


243 


18 i 1,615.60 


470 


900 


450 


2 


334 


19 i 1,649.80 

! 


499 


950 


475 


1 


420 


Guaranteed Cash Value at end of 20 Years, S500. 


Age 50 


Annual Premium $72 . 50 


Year. 


Total Value 

of Policy 
at Death in 


Loan 


Paid-up Insurance. 


Term Extension 
with 


Until 


With Cash 




Year 
Specified. 


Year. 


maturity 

of 
Policy. 


if living 
at maturity 
of Policy. 


Cash if living. 












Yrs. Mos. 


Cash. 


1 


$1,036.25 












2 


1,072.50 












3 


1,108.75 


$60 


$150 


$75 


i 7 


'$6 


4 


1,145.00 


79 


200 


100 


2 3 





5 


1,181.25 


99 


250 


125 


2 11 





6 


1,217.50 


121 


300 


150 


3 4 





7 


1,253.75 


144 


350 


175 


3 9 





8 


1,290.00 


168 


400 


200 


4 1 





9 


1,326.25 


194 


450 


225 


4 4 





10 


1,362.50 


222 


500 


250 


4 7 





11 


1,398.75 


251 


550 


275 


4 9 





12 


1,435.00 


281 


600 


300 


4 11 





13 


1,471.25 


313 


650 


325 


5 





14 


1,507.50 


346 


700 


350 


5 1 





15 


1,543.75 


382 


750 


375 


5 


15 


16 


1,580.00 


418 


800 


400 


4 


123 


17 


1,616.25 


445 


850 


425 


3 


229 


18 


1,652.50 


471 


900 


450 


2 


325 


19 


1,688.75 


499 


950 


475 


1 


416 


Guaranteed Cash Value at end of 20 Years, $500. 



The Use of Estimates is Prohibited. 



NEW-YORK LIFE INSURANCE COMPANY. 



Cumulative Limited-Endowment Policy $1000 

20-YEAR ENDOWMENT PERIOD, Rate B. 



Age 51 



Annual Premium $77.00 



1 
2 
3 
4 
5 

6 

7 

8 

9 

10 

11 
12 
13 
14 
15 

16 
17 

18 
19 



Total Value 
of Policy 

at Death in 

Year 
Specified. 



$1,038.50 
1,077.00 
1,115.50 
1,154.00 
1,192.50 

1,231.00 

1,269.50 
1,308.00 
1,346.50 
1,385.00 

1,423.50 
1,462.00 
1,500.50 
1,539.00 
1,577.50 

1,616.00 
1,654.50 
1,693.00 
1,731.50 



Loan 


Paid-up Insurance. 






end of 


Until 
maturity 


With Cash 
if living 


Year. 


ot 


at maturity 




Policy. 


of Policy. 


$61 


$1.50 


$75 


80 


200 


100 


101 


250 


125 


123 


300 


150 


146 


350 


175 


171 


400 


200 


197 


450 


225 


225 


500 


250 


254 


550 


275 


285 


600 


300 


316 


650 


325 


350 


700 


350 


385 


750 


375 


420 


800 


400 


446 


850 


425 


472 


900 


450 


499 


950 


475 



Term Extension 

with 

Cash if living. 



rs. 


Alas. 


i 


7 


2 


2 


2 


10 


3 


2 


«3 


7 


3 


11 


4 


2 


4 


4 


4 


6 


4 


8 


4 


9 


4 


10 


4 


11 


4 





3 





2 





1 






$0 
















101 

214 
315 
412 



Guaranteed Cash Value at end of 20 Years, $500. 



Age 52 



Annual Premium $82.00 



10 

11. 
12 
13 
14 
15 

16 
17 
18 
19 



Total Value 
of Policy 

at Death in 

Year 
Specified. 



$1,041.00 
1,082.00 
1,123.00 
1,164.00 
1,205.00 

1,246.00 
1,287.00 
1,328.00 
1,369.00 
1,410.00 

1,451.00 
1,492.00 
1,533.00 
1,574.00 
1,615.00 

1,656 00 
1,697.00 
1,738.00 
1,779.00 



Loan 


Paid-up Insurance. 






end of 


Until 


With Cash 


maturity 


if living 


Year. 


of 


at maturity 




Policy. 


of Policy. 


$63 


$i50 


$75 


82 


200 


100 


103 


250 


125 


125 


300 


150 


149 


350 


175 


174 


400 


200 


201 


450 


225 


228 


500 


250 


257 


550 


275 


288 


600 


300 


319 


650 


325 


353 


700 


350 


388 


750 


375 


422 


800 


400 


448 


850 


425 


474 


900 


450 


499 


950 


475 



Term Extension 

with 
Cash if living. 



'rs. 


Mas. 


1 


6 


2 


1 


2 


9 


3 


1 


3 


6 


3 


9 


4 





4 


2 


4 


3 


4 


5 


4: 


6 


4 


7 


4 


8 


4 





3 





2 





1 















o 







76 
197 
304 

408 



Guaranteed Cash Value at end of 20 Years, $500. 



The Use of Estimates is Prohibited. 



NEW-YORK LIFE INSURANCE COMPANY. 95 


Cumulative Limited-Endowment Policy $1000 




20-YEAR ENDOWMENT PERIOD, Rate B. 


Age 


53 


Annual Premiun 




$87.50 











Paid-up Insurance. 




Year. 


Total Value 

of Policy 
at Death in 


Loan 




Term Extension 
with 


Until 


With Cash 




Year 
Specified. 


Year. 


maturity 

of 

Policy. 


if living 

at maturity 
of Policy. 


Cash if living. 












Yrs. Mos. 


Cash. 


1 


$1,043.75 












2 


1,087.50 












3 


1,131.25 


$64 


$150 


$75 


1 6 


'$6 


4 


1,175.00 


84 


200 


100 


2 1 





5 


1,218.75 


105 


250 


125 


2 8 





6 


1,262.50 


128 


300 


150 


3 





7 


1,306.25 


152 


350 


175 


3 4 





8 


1,350.00 


177 


400 


200 


3 7 





9 


1,393.75 


204 


450 


225 


3 10 





10 


1,437.50 


232 


500 


250 


4 





11 


1,481.25 


261 


550 


275 


4 1 





12 


1,525.00 


292 


600 


300 


4 2 





13 


1,568.75 


323 


650 


325 


4 3 





14 


1,612.50 


356 


700 


350 


4 4 





15 


1,65625 


392 


750 


375 


4 5 





16 


1,700.00 


425 


800 


400 


4 


49 


17 


1,743.75 


450 


850 


425 


3 


178 


18 


1,787.50 


475 


900 


450 


2 


293 


19 


1,831.25 


499 


950 


475 


1 


403 




Guaranteed Cash Vj 


ilue at end of 20 Years, $500. 


Age 


54 


Annual Premimr 


$93.50 








Paid-up Insurance. 




Year. 


Total Value 

of Policy 
at Death in 


Loan 




Term Extension 
with 


Until 


With Cash 




Year 
Specified. 


Year. 


maturity 

of 
Policy. 


if living 
at maturity 
of Policy. 


Cash if living. 












Yrs. Mos. 


Cash. 


1 


$1,046.75 












2 


1,093.50 












3 


1,140.25 


$66 


$iho 


$75 


i 5 


'$6 


4 


1,187.00 


86 


200 


100 


2 





5 


1,233.75 


107 


250 


125 


2 7 





6 


1,280.50 


130 


300 


150 


2 11 





7 


1,327.25 


155 


350 


175 


3 2 





8 


1,374.00 


181 


400 


200 


3 5 





9 


1,420.75 


208 


450 


225 


3 8 





10 


1,467.50 


236 


500 


250 


3 10 





11 


1,514.25 


266 


550 


275 


3 11 





12 


1,561.00 


296 


600 


300 


4 





13 


1,607.75 


328 


650 


325 


4 





14 


1,654.50 


360 


700 


350 


4 1 





15 


1,701.25 


395 


750 


375 


4 2 





16 


1,748.00 


428 


800 


400 


4 


20 


17 


1,794.75 


453 


850 


425 


3 


157 


18 


1,841.50 


476 


900 


450 


2 


2S2 


19 


1,888.25 


499 

i 


950 


475 


1 


398 




Guaranteed Cash Vi 


ilue at end of 20 Years, $500. 



The Use of Estimates is Prohibited. 



NEW-YORK LIFE INSURANCE COMPANY. 



Cumulative Limited-Endowment Policy $1000 

20-YEAR ENDOWMENT PERIOD, Rate B. 



Age 55 



Annual Premium $100. 10 



7 

8 

9 

10 

11 
12 
13 
14 
15 

16 
17 
18 
19 



Total Value 
of Policy 

at Death in 

Year 

Specified. 



$1,050.05 
1,100.10 
1,150.15 
1,200.20 
1,250.25 

1,300 30 
1,350.35 
1,400.40 
1,450.45 
1,500.50 

1,550.55 
1,600.60 
1,650.65 
1,700.70 
1,750.75 

1,800 80 
1,850.85 
1,900.90 
1,950.95 





Paid-up Insurance. 


Loan 






end of 


Until 
maturity 


With Cash 
if living 


Year. 


of 


at maturitv 




Policy. 


of Policy. 


$67 


$150 


$75 


88 


200 


100 


110 


250 


125 


133 


300 


150 


159 


350 


175 


185 


400 


200 


212 


450 


225 


240 


500 


250 


270 


550 


275 


300 


600 


300 


332 


650 


325 


364 


700 


350 


399 


750 


375 


432 


800 


400 


455 


850 


425 


477 


900 


450 


499 


950 


475 



Term Extension 

with 

Cash if living. 



1 4 

1 11 

2 6 

2 10 

3 1 
3 4 
3 6 
3 8 



$0 



















3 11 ! 

3 ! 131 

2 | 270 

1 I 392 



Guaranteed Cash Value at end of 20 Years, $500. 



Xlie Use of Estimates is i^roliiljited. 



NEW-YORK LIFE INSURANCE COMPANY. 



Cumulative Limited-Endowment Policy $1000 

10-YEAR ENDOWMENT PERIOD, Rate C. 



Age 21 



Annual Premium $43 . 40 



Total Value 
of Policy 

at Death in 

Year 
Specified. 



$1,043.40 
1,086.80 

J 1,130.20 
1,173.60 

I 1,217.00 
1,260.40 
1,303.80 

: 1,347.20 

i 1,390.60 



Loan 

end of 
Year. 



$70 
98 

129 
164 
204 
249 
299 



Paid-up Insurance. 



Until 
maturity 

of 
Policy. 



$300 
400 
500 
600 
700 
800 
900 



With Cash 

if living 
at maturitj 
of Policy. 



120 
150 
180 
210 
240 
270 



Term Extension 

with 

Cash if living. 



Yrs. 


Mos. 


3 


10 


6 





5 





4 





3 





2 





1 






$0 



65 

115 
161 

208 
254 



Guaranteed Cash Value at end of 10 Years, $300. 



Age 22 



Annual Premium $43 . 60 



Total Value 
of Policy 

at Death in 

Year 
Specified. 



$1,043.60 
1,087.20 
1,130.80 
1,174.40 
1,218.00 
1,261.60 
1,305.20 
1,348.80 
1,392.40 



Loan 

end of 
Year. 



$70 
98 

129 
164 
204 
249 
299 



Paid-up Insurance. 


Until 


With Cash 


maturity 


if living 


of 


at maturity 


Policy. 


of Policy. 


$300 


$90 


400 


120 


500 


150 


600 


180 


700 


210 


800 


240 


900 


270 



Term Extension 

with 

Cash if living. 



3 10 
5 11 
5 



$0 


64 
113 
160 
207 
254 



Guaranteed Cash Value at end of 10 Years, $300. 



Age 23 



Annual Premium $43.90 



Total Value 
of Policy 

at Death in 

Year 
Specified. 



$1,043.90 
1,087 80 
1,131.70 
1,175.60 
1,219.50 
1,263.40 
1,307.30 
1,351.20 
1,395.10 



Loan 
end of 
Year. 



$70 

98 
129 
164 
204 
249 
299 



Paid-up Insurance, 



Until 
maturity 

of 
Policy. 



$300 
400 
500 
600 
700 
800 
900 



With Cash 

if living 
at maturity 
of Policy. 



$90 
120 
150 
180 
210 
240 
270 



Term Extension 

with 

Cash if living. 



3 10 
5 10 



$0 


62 
111 
159 
206 
253 



Guaranteed Cash Value at end of 10 Years, $300. 



Xhe Use of Estimates is Prohibited. 



NEW-YORK LIFE INSURANCE COMPANY. 



Cumulative Limited-Endowment Policy $ 1 000 

10-YEAR ENDOWMENT PERIOD, Rate C. 



Age 24 



Annual Premium $44 . 20 



Total Value 
of Policy 

at Death in 

Year 

Specified. 



$1,044.20 
1,088.40 
1,132.60 
1,176.80 
1,221.00 
1,265.20 
1,309.40 
1,353 60 
1,397.80 



Loan 

end of 
Year. 



$70 

98 
129 
164 
204 
249 
299 



Paid-up Insurance, 



Until 
maturity 

of 
Policy. 



$300 
400 
500 
600 

700 
800 
900 



With Cash 

if living 

at maturity 

of Policy. 



$90 
120 
150 
180 
210 
240 
270 



Term Extension 

with 

Cash if living. 



Vrs 


Mos. 


3 


9 


5 


9 


5 





4 





3 





2 





1 






Cash. 



$0 


60 
109 
158 
205 
252 



Guaranteed Cash Value at end of 10 Years, $300. 



Age 25 



Annual Premium $44 . 50 



Total Value 
of Policy 

at Death in 

Year 
Specified. 



$1,044.50 
1,089.00 
1,133.50 
1,178.00 
1,222. 5<> 
1,267.00 
1,311.50 
1,356.00 
1,400.50 



Loan 
end of 

Year. 



$71 

98 
129 
164 
204 

249 
299 



Paid-up Insurance. 


Until 


With Cash 


maturity 


if living' 


of 


at maturity 


Policy. 


of Policy. 


$300 


$90 


400 


120 


500 


150 


600 


180 


700 


210 


800 


240 


900 


270 



Term Extension 

with 

Cash if living. 



'rs 


Mos. 


3 


8 


5 


7 


5 





4 





3 





2 





1 







57 
107 
156 
204 
252 



Guaranteed Cash Value at end of 10 Years, $300. 



Age 26 



Annual Premium $44 . 80 



Total Value 
of Policy 

at Death in 

Year 

Specified. 



H, 044. 80 
1,089 60 
1,134.40 
1,179.20 
1,224.00 
1,268.80 
1,313.60 
1,358.40 
1,403.20 



Loan 

end of 
Year. 



$71 

98 
129 
164 
204 
249 
299 



Paid-up Insurance. 



Until 

maturity 

of 
Policy. 



$300 

400 
500 
600 

700 
800 
900 



With Cash 

if living 

at maturity 

of Policy. 



$90 
120 
150 
180 
210 
240 
270 



Term Extension 

with 

Cash if living. 



rs 


Mos. 


3 


6 


5 


5 


5 





4 





3 





2 





1 






Cash. 




53 
105 
154 
203 
252 



Guaranteed Cash Value at end of 10 Years, $300. 



Xlie Use of Estimates is Prohibited. 



NEW-YORK LIFE INSURANCE COMPANY. 



Cumulative Limited-Endowment Policy $1000 

10-YEAR ENDOWMENT PERIOD, Rate C. 



Age 27 



Annual Premium $45. 10 



Total Value 
of Policy 

at Death in 

Year 
Specified. 



Loan 
end of 
Year. 



Paid-up Insurance. 


Until 


With Cash 


maturity 


if living 


of 


at maturity 


Policy. 


of Policy. 


$300 


$90 


400 


120 


500 


150 


600 


180 


700 


210 


800 


240 


900 


270 



Term Extension 

with 

Cash if living. 



$1,045.10 
1,090.20 
1,135.30 
1,180.40 
1,225.50 
1,270.60 
1,315.70 
1,360 80 
1,405.90 



$71 
98 
129 
164 
204 
249 
299 



'i'S. 


A/os. 


3 


5 


5 


4 


5 





4 





3 





2 





1 







49 
103 
152 
203 
251 



Guaranteed Cash Value at end of 10 Years, $300. 



Age 28 



Annual Premium $45 . 40 



Total Value 
of Policy 

at Death in 

Year 
Specified. 



$1,045 40 
1,090.80 
1,136.20 
1,181.60 
1,227.00 
1,272.40 
1,317.80 
1,363.20 
1,408.60 



Loan 

end of 
Year. 



$71 
98 
129 
164 
204 
249 
299 



Paid-up Insurance. 



Until 
maturity 

of 
Policy. 



$300 
400 
500 
600 
700 
800 
900 



With Cash 

if living 

at maturity 

of Policy. 



120 
150 
180 
210 
240 
270 



Term Extension 

with 

Cash if Mving. 



Yrs. 


A/os. 


3 


4 


5 


2 


5 





4 





3 





2 





1 






$0 


46 
101 
150 
202 
251 



Guaranteed Cash Value at end of 10 Years, $300. 



Age 29 



Annual Premium $45 . 80 



Total Value 
of Policy 

at Death in 

Year 
Specified. 



$1,045.80 
1,091.60 
1,137.40 
1,183.20 
1,229.00 
1,274.80 
1,320.60 
1,366.40 
1,412.20 



Loan 


Paid-up Insurance. 






end of 


Until 
maturity 


With Cash 
if living 


Year. 


of 


at maturity 




Policy. 


of Policy. 


$7i 


$300 


$90 


98 


400 


120 


129 


500 


150 


164 


600 


180 


204 


700 


210 


249 


800 


240 


299 


900 


270 



Term Extension 

with 

Cash if living. 



$0 



44 

99 

149 

201 

250 



Guaranteed Cash Value at end of 10 Years, $300. 



Xlie Use of Estimates is Prohibited. 



NEW-YORK LIFE INSURANCE COMPANY. 



Cumulative Limited-Endowment Policy $1000 

10-YEAR ENDOWMENT PERIOD, Rate C. 



Age 30 



Annual Premium $4g . 20 



Total Value 
of Policy 

at Death in 

Year 
Specified. 



$1,046.20 
1,092 40 
1,13*. 60 
1,184.80 
1,231.00 
1,277.20 
1,323.40 
1,369:60 
1,415.80 



Loan 

end of 
Year. 



$71 

98 
129 
164 
204 
249 
299 



Paid-up Insurance. 



Until 
maturity 

of 
Policy. 



$300 
400 
500 
600 
700 
800 
900 



With Cash 

if living 
at maturity 
of Policy. 



$90 
120 
150 
180 
210 
240 
270 



Term Extension 

with 

Cash if living. 



r rs. 


Mos. 


3 


2 


4 


11 


5 





4 





3 





2 





1 








42 

97 

148 

200 

250 



Guaranteed Cash Value at end of 10 Years, $300. 



Age 31 



Annual Premium $46.60 



Total Value 
of Policy 

at Death in 

Year 
Specified. 



$1,046.60 
1,093.20 
1,139 80 
1,186.40 
1,233.00 
1,279.60 
1,326.20 
1,372.80 
1,419.40 



Loan 

end of 
Year. 



$71 
98 
129 
164 
204 
249 
299 



Paid-up Insurance, 



Until 

maturity 

of 

Policy. 



$300 
400 
500 
600 
700 
800 
900 



With Cash 

if living 
at maturity 
of Policy. 



$90 
120 
150 
180 
210 
240 
270 



Term Extension 

with 

Cash if living. 



Yrs. Mos. 



4 10 

5 



Cash. 





40 

95 

147 

199 

250 



Guaranteed Cash Value at end of 10 Years, $300. 



Age 32 



Annual Premium $47.00 



Total Value 
of Policy 

at Death in 

Year 
Specified. 



$1,047.00 
1,094.00 
1,141 00 
1,188.00 
1,235.00 
1,282.00 
1,329.00 
1,376.00 
1,423.00 



Loan 

end of 
Year. 



$71 

98 
129 
164 
204 
249 
299 



Paid-up Insurance 



Until 
maturity 

of 
Policy. 



$300 
400 
500 
600 

700 
800 
900 



With Cash 

if living 
at maturity 
of Policy." 



$90 
120 
150 
180 
210 
240 
270 



Term Extension 

with 

Cash if living. 



Mos. Cash. 



$0 



38 

93 

146 

198 

249 



Guaranteed Cash Value at end of 10 Years, $300. 



The Use of Estimates is Prohibited. 



NEW-YORK LIFE INSURANCE COMPANY. 



Cumulative Limited-Endowment Policy $ 1 000 

10-YEAR ENDOWMENT PERIOD, Rate C. 



Age 33 



Annual Premium $47.40 



Total Value 
of Policy 

at Death in 

Year 
Specified. 



$1,047.40 
1,094.80 
1,142.20 
1,189.60 
1,237 00 
1,284.40 
1,331.80 
1,379.20 
1,426.60 



Loan 

end of 
Year. 



$71 
98 
129 
164 
204 
249 
299 



Paid-up Insurance. 



Until 
maturity 

of 
Policy. 



With Cash 

if living 

at maturity 

of Policy. 



$300 
400 
500 
600 
700 
800 
900 



$90 
120 
150 
180 
210 
240 
270 



Term Extension 

with 

Cash if living. 



yrs. 


A/os. 


3 


'() 


4 


6 


5 





4 


O 


3 





2 





1 






$0 



36 

91 

145 

197 

248 



Guaranteed Cash Value at end of 10 Years, $300. 



Age 34 



Annual Premium $47.90 



Total Value 
of Policy 

at Death in 

Year 
Specified. 



$1,047.90 
1,095.80 
1,143.70 
1,191.60 
1,239.50 
1,287.40 
1,335.30 
1,383.20 
1,431.10 



Loan 

end of 
Year. 



$71 
98 
129 
164 
204 
249 
299 



Paid-up Insurance. 



Until 
maturity 

of 
Policy. 



$300 
400 
500 
600 

700 
800 
900 



With Cash 

if living 

at maturity 

of Policy. 



$90 

120 
150 
180 
210 
240 
270 



Term Extension 

with 

Cash if living. 



Yrs. Mos. Cas 



$0 



34 

89 

144 

196 

248 



Guaranteed Cash Value at end of 10 Years, $300. 



Age 35 



Annual Premium $48 . 40 



Total Value 
of Policy 

at Death in 

Year 
Specified. 



$1,048.40 
1,096.80 
1,145 20 
1,193.60 
1,242.00 
1,290.40 
1,338.80 
1.387.20 
1,435.60 



Loan 


Paid-up Insurance. 






end of 


Until 


With Cash 




maturity 


if living 


Year. 


of 


at maturity 




Policy. 


of Policy. 


$71 


$300 


$90 


98 


400 


120 


129 


500 


150 


164 


600 


180 


204 


700 


210 


249 


800 


240 


299 


900 


270 



Term Extension 

with 

Cash if living. 



Yrs. 


Mos. 


Cash. 


2 


11 


'$0 


4 


4 





5 





32 


4 





87 


3 





142 


2 





195 


1 





247 



Guaranteed Cash Value at end of 10 Years, $300. 



Xlie Use of Estimates is Prohibited. 



NEW-YORK LIFE INSURANCE COMPANY- 



Cumulative Limited-Endowment Policy $1000 

10-YEAR ENDOWMENT PERIOD, Rate C. 



Age 36 



Annual Premium $49 . GO 



Total Value 
of Policy 

at Death in 

Year 

Specified. 



$1,049.00 
1,098.00 
1,147.00 
1,196.00 
1,245.00 
1,294.00 
1,343.00 
1,392.00 
1,441.00 



Loan 


Paid-up Insurance. 






end of 


Until 


With Cash 




maturity 


if living' 


Year. 


of 


at maturity 




Policy. 


of Policy. 


$71 


$300 


$90 


98 


400 


120 


129 


500 


150 


164 


600 


180 


204 


700 


210 


249 


800 


240 


299 


900 


270 



Term Extension 

with 

Cash if living. 





29 

85 

140 

194 

247 



Yrs 


Mos. 


2 


\i 


4 


2 


5 





4 





3 





2 





1 






Guaranteed Cash Value at end of 10 Years, $300. 



Age 37 



Annual Premium $49.70 



Total Value 
of Policy 

at Death in 

Year 
Specified. 



$1,049.70 
1,099.40 
1,149.10 
1,198.80 
1,248.50 
1,293.20 
1,347.90 
1,397.60 
1,447.30 



Loan 

end of 
Year. 



$71 
98 
129 
164 
204 
249 
299 



Paid-up Insurance 



Until 
maturity 

of 
Policy. 



$300 
400 
500 
600 
700 
800 
900 



With Cash 

if living 

at maturity 

of Policy. 



$90 
120 
150 
180 
210 
240 
270 



Term Extension 

■with 

Cash if living. 



Yrs 


Mos. 


2 


10 


4 


1 


5 





4 





3 





2 





1 






$0 



25 

82 

138 

192 

247 



Guaranteed Cash Value at end of 10 Years, $300. 



Age 38 



Annual Premium $50 . 50 



Total Value 
of Policy 

at Death in 

Year 
Specified. 



$1,050.50 
1,101.00 
1,151.50 
1,202.00 
1,252.50 
1,303.00 
1,353.50 
1,404.00 
1,454.50 



Loan 

end of 
Year. 



Paid-up Insurance 



$71 
98 
129 
164 
204 
249 
299 



Until 
maturity 

of 
Policy. 



$300 
400 
500 
600 

700 
800 
900 



With Cash 

if living 

at maturity 

of Policy. 



$90 
120 
150 
180 
210 
240 
270 



Term Extension 

with 

Cash if living. 



Yrs. 


Mos. 


2 


9 


4 





5 





4 





3 





2 





1 






Cash. 




21 

79 
136 
190 
246 



Guaranteed Cash Value at end of 10 Years, $300. 



The Use of Estimates is Prohibited* 



NEW-YORK LIFE INSURANCE COMPANY. 



Cumulative Limited-Endowment Policy $1000 

10-YEAR ENDOWMENT PERIOD, Rate C. 



Age 39 



Annual Premium $51.40 



Total Value 
of Policy 

at Death in 

Year 
Specified. 



11,051.40 

1,102.80 
1,154.20 
1,205.60 
1,257.00 
1,308.40 
1,359.80 
1,411.20 
1,462.60 



Loan 

end of 
Year. 



$71 
99 
129 
165 
205 
249 
299 



Paid-up Insurance. 



Until 
maturity 

of 
Policy. 



With Cash 

if living 

at maturity 

of Policy. 



$300 
400 
500 
600 
700 
800 
900 



$90 
120 
150 
180 
210 
240 
270 



Term Extension 

with 

Cash if living. 



Yo-s. Mos. Cash. 



2 8 

3 11 



$0 



17 

75 

134 

188 

245 



Guaranteed Cash Value at end of 10 Years, $300. 



Age 40 



Annual Premium $52 . 40 



Total Value 
of Policy 

at Death in 

Year 
Specified. 



$1,052.40 
1,104.80 
1,157.20 
1,209.60 
1,262.00 
1,314.40 
1,366.80 
1,419.20 
1,471.60 



Loan 

end of 
Year. 



$72 

100 
130 
166 
206 
250 
299 



Paid-up Insurance. 



Until 
maturity 

of 
Policy. 



$300 
400 
500 
600 
700 
800 
900 



With Cash 

if living 

at maturity 

of Policy. 



$90 
120 
150 
180 
210 
240 
270 



Term Extension 

with 

Cash if living. 



Yrs. 


Mos. 


2 


7 


3 


10 


5 





4 





3 





2 





1 






$0 



12 

71 

131 

186 

244 



Guaranteed Cash Value at end of 10 Years, $300. 



Age 41 



Annual Premium $53 . 50 



Total Value 
of Policy 

at Death in 

Year 
Specified. 



$1,053 50 
1,107.00 
1,160.50 
1,214 00 
1,267.50 
1,321.00 
1,374.50 
1,428.00 
1,481.50 



Loan 

end of 
Year. 


Paid-up Insurance. 


Until 
maturity 

of 
Policy. 


With Cash 

if living 

at maturity 

of Policy. 


$72 
100 
130 
166 
206 
250 
299 


$300 
400 
500 
600 
700 
SOO 
900 


$90 
120 
150 
180 
210 
240 
270 



Term Extension 

with 

Cash if living. 

Cash. 



$0 



6 

66 

128 

184 

243 



r rs. 


Mos. 


2 


7 


3 


9 


5 





4 





3 





(> 





1 






Guaranteed Cash Value at end of 10 Years, $300. 



8 The Use of Estimates is Prohibited. 



NEW-YORK LIFE INSURANCE COMPANY. 



Cumulative Limited-Endowment Policy $1000 

10 -YEAR ENDOWMENT PERIOD, Rate C. 



Age 42 



Annual Premium $54 . 80 



Total Value 
of Policy 

at Death in 

Year 
Specified. 



$1,054.80 
1,109.60 
1,164 40 
1,219.20 
1,274.00 
1,328.80 
1,383.60 
1,438 40 
1,493.20 



Loan 


Paid-up Insurance. 






end of 


Until 


With Cash 




maturity 


if living- 


Year. 


of 


at maturity 




Policy. 


of Policy. 


$72 


$300 


$90 


100 


400 


120 


130 


500 


150 


166 


600 


180 


206 


700 


210 


250 


800 


240 


299 


900 


270 



Term Extension 

with 

Cash if living. 

Cash, 



$0 





61 

125 

182 

242 



r rs. 


Mos. 


2 


6 


3 


8 


4 


10 


4 





3 





2 





1 






Guaranteed Cash Value at end of 10 Years, $300. 



Age 43 



Annual Premium $56.30 



Total Value 
of Policy 

at Death in 

Year 
Specified. 



$1,056.30 
1,112.60 
1,16890 
1,225.20 
1,281.50 
1,337.80 
1,394.10 
1,450.40 
1,506.70 



Loan 

end of 
Year. 



$72 
100 
130 
166 
206 
250 
299 



Paid-up Insurance, 



Until 
maturity 

of 
Policy. 



$300 
400 
500 
600 
700 
800 
900 



With Cash 

if living- 
at maturity 
of Policy. 



$90 
120 
150 
180 
210 
240 
270 



Term Extension 

with 

Cash if living. 



Yrs. 


Mos. 


2 


5 


3 


6 


4 


8 


4 





3 





2 





1 






Cash. 







56 

121 

180 

241 



Guaranteed Cash Value at end of 10 Years, $300. 



Age 44 



Annual Premium ". $58.00 



Total Value 
of Policy 

at Death in 

Year 
Specified. 



$1,058.00 
1,116.00 
1,174.00 
1,232.00 
1,290.00 
1,348.00 
1,406.00 
1,464.00 
1,522.00 





Paid-up Insurance. 


Loan 






end of 


Until 


With Cash 


maturity 


if living' 


Year. 


of 


at maturity 




Policy. 


of Policy. 


$72 


$300 


$90 


100 


400 


120 


131 


500 


150 


167 


600 


180 


206 


700 


210 


250 


800 


240 


299 


900 


270 



Term Extension 

with 

Cash if living. 



$0 





50 

116 

178 

240 



Guaranteed Cash Value at end of 10 Years, $300. 



Xhe Use of Estimates is I*roliit>ited« 



NEW-YORK LIFE INSURANCE COMPANY. 



Cumulative Limited-Endowment Policy $ 1 000 

10-YEAR ENDOWMENT PERIOD, Rate C. 



Age 45 



Annual Premium $60.00 



Total Value 
of Policy 

at Death in 

Year 

Specified. 



$1,060.00 
3,120.00 
1,180.00 
1,240.00 
1,300.00 
1,360.00 
1,420.00 
1,480.00 
1,540.00 



Loan 

end of 
Year. 



$74 
101 
132 
168 
207 
251 
299 



Paid-up Insurance. 



Until 
maturity 

of 
Policy. 



$300 
400 
500 
600 
700 
800 
900 



With Cash 

if living 

at maturity 

of Policy. 



120 
150 
180 
210 
240 
270 



Term Extension 

with 

Cash if living. 



} rs 


A/os. 


2 


3 


3 


3 


4 


3 


4 





3 





2 





1 










43 

111 

176 

238 



Guaranteed Cash Value at end of 10 Years, $300. 



Age 46 



Annual Premium $62. 20 



Total Value 
of Policy 

at Death in 

Year 
Specified. 



$1,062.20 
1,124.40 
1,186.60 
1,248.80 
1,311.00 
1,373.20 
1,435 40 
1,497.60 
1,559.80 





Paid-up Insurance. 


Loan 






end of 


Until 
maturity 


With Cash 
if living 


Year. 


of 


at maturity 




Policy. 


of Policy. 


$74 


$300 


$90 


101 


400 


120 


132 


500 


150 


168 


600 


180 


207 


700 


210 


251 


800 


240 


299 


900 


270 



Term Extension 

with 

Cash if living. 



Yrs. Mos. Cash 



$0 





36 

106 

174 

236 



Guaranteed Cash Value at end of 10 Years, $300. 



Age 47 



Annual Premium $64.60 



Total Value 
of Policy 

at Death in 

Year 
Specified. 



$1,064.60 
1,129.20 
1,193.80 
1,258.40 
1.323.00 
1,387 60 
1,452.20 
1,516.80 
1,581.40 



Loan 


Paid-up Insurance. 






end of 


Un il 


.WjthCash 




maturity 


if living 


Year. 


of 


at maturity 




Policy. 


of Policy. 


$74 


$300 


$90 


101 


400 


120 


132 


500 


150 


168 


600 


180 


207 


700 


210 


251 


800 


240 


299 


900 


270 



Term Extension 

with 

Cash if living. 



$0 





29 

101 

171 

235 



s~rs 


Mos. 


'1 


1 


'2 


11 


3 


10 


4 





3 





2 





1 






Guaranteed Cash Value at end of 10 Years, $800. 



The Use of Estimates is Prohibited. 



NEW-YORK LIFE INSURANCE COMPANY 



Cumulative Limited-Endowment Policy $ 1 000 

10-YEAR ENDOWMENT PERIOD, Rate C. 



Age 48 



Annual Premium $67 20 



Total Value 
of Policy 

at Death in 

Year 

Specified 



$1,067.20 
1.134 40 
1/201 60 
1,268 80 
1,336.00 
1403.20 
1.470.40 
1,537.60 
1,604.80 



Loan 

end of 
Year. 



$74 
101 
132 
168 
207 
251 
299 



Paid-up Insurance, 



Until 
maturity 

of 
Policy. 



$300 
400 
500 
600 
700 
800 
900 



With Cash 

if living- 
at maturity 
of Policy. 



$90 

120 
150 
180 
210 
240 
270 



Term Extension 

with. 

Cash if living 



. Mu. 




10 
8 







Cash. 







21 

96 

167 

234 



Guaranteed Cash Value at end of 10 Years, $300. 



Age 49 



Annual Premium $70. 10 



Total Value 
of Policy 

at Death in 

Year 
Specified 



$1,070.10 
1,140.20 
1,21,0.30 
1,280 40 
1,350 50 
1,420.60 
1,490.70 
1.560 80 
1 630.90 



Loan 

end of 
Year 



$75 
102 
133 
168 
207 
251 
299 



Paid-up Insurance. 



Until 
maturity 

of 
Policy. 



$300 
400 
500 
600 
700 
800 
900 



With Cash 

if living 

at maturity 

of Policy 



$90 
120 
150 
180 
210 
240 
270 



Term Extension 

with 

Cash if living. 



Yrs 


Mas. 


1 


11 


2 


9 


3 


5 


4 





H 





2 





1 






$0 





13 

90 

163 

232 



Guaranteed Cash Value at end of 10 Years, $300. 



Age 50 



Annual Premium ! $73.40 



Total Value 
of Policy 

at Death in 

Year 
Specified. 



$1,073.40 
1,146 80 
1,220.20 
1,293.60 
1,367 00 
1,440.40 
1,513.80 
1,587.20 
1,660.60 



Loan 


Paid-up Insurance. 






end of 


Until 

maturity 


With Cash 
if living 


Year. 


of 


at maturity 




Policy. 


of Policy. 


$76 


$300 


$90 


103 


400 


120 


134 


500 


150 


169 


600 


180 


208 


700 


210 


251 


800 


240 


299 


900 


270 



Term Extension 

with 

Cash if living. 



10 
i 

3 



o 







4 

83 
158 
230 



Guaranteed Cash Value at end of 10 Years. $300. 



The Use of Estimates is Prohibited. 



NEW-YORK LIFE INSURANCE COMPANY. 



Cumulative Limited-Endowment Policy $1000 

10-YEAR ENDOWMENT PERIOD, Rate C. 



Age 51 



Annual Premium $77. 10 



Total Value 
of Policy 

at Death in 

Year 
Specified. 



$1,077.10 
1,154.20 
1,231.30 
1,308.40 
1,385.50 
1,462.60 
1,539.70 
1,616.80 
1,693.90 



Loan 

end of 
Year. 



$76 

103 
134 
169 
208 
251 
299 



Paid-up Insurance. 


Until 


With Cash 


maturity 


if living 


of 


at maturity 


Policy. 


of Policy. 


$300 


$90 


400 


120 


500 


150 


600 


180 


700 


210 


800 


240 


900 


270 



Term Extension 

with. 

Cash if living. 



Yrs. Mos. Cash 



3 11 
3 







75 
153 

228 



Guaranteed Cash Value at end of 10 Years, $300. 



Age 52 



Annual Premium $81.20 



Total Value 
of Policy 

at Death in 

Year 

Specified. 



$1,081.20 
1,162.40 
1,243.60 
1,324.80 
1,406.00 
1,487.20 
1,568.40 
1,649.60 
1,730.80 



Loan 
end of 
Year. 



$76 

103 
134 
170 

208 
251 
299 



Paid-up Insurance, 



Until 
maturity 

of 
Policy. 



$300 
400 
500 
600 
700 
800 
900 



With Cash 

if living 
at maturit\ 
of Policy.' 



$90 
120 
150 
180 
210 
240 
270 



Term Extension 

with 

Cash if living. 









66 

148 
225 



Guaranteed Cash Value at end of 10 Years, $300. 



Age 53 



Annual Premium $85.80 



Total Value 
of Policy 

at Death in 

Year 
Specified. 



$1,085.80 
1,171.60 
1,257.40 
1,343.20 
1,429.00 
1,514.80 
1,600.60 
1,686.40 
1,772.20 



Loan 

end of 
Year. 



$77 
104 
135 
171 
209 
251 
299 



Paid-up Insurance 



Until 
maturity 

of 
Policy. 



$300 
400 
500 
600 
700 
800 
900 



With Cash 

if living 
at maturity 
of Policy. 



$90 
120 
150 
180 
210 
240 
270 



Term Extension 

with 

Cash if living. 



Yrs 


Mos. 


1 


8 


2 


3 


2 


11 


3 


5 


3 





2 





1 






$0 




57 
142 



Guaranteed Cash Value at end of 10 Years, $300. 



The Use of Estimates is Prohibited. 



108 NEW-YORK LIFE INSURANCE COMPANY. 


Cumulative Limited-Endowment Policy $ 1 000 


10-YEAR ENDOWMENT PERIOD, Rate C. 


Age 54 


Annual Premium 




$91.00 











Paid-up Insurance. 




Year. 


Total Value 

of Policy 
at Death in 


Loan 




Term Extension 
with 


Until 


With Cash 




Year 
Specified. 


Year. 


maturity 
of 


if living 
at maturity 


Cash if living. 






Policy. 


of Policy. 














>'3-s. Mos. 


Cash. 


1 


$1,091.00 












2 


1,182.00 












3 


1,273.00 


$78 


$300 


$90 


i 7 


$0 


4 


1,364.00 


105 


400 


120 


2 2 





5 


1,455.00 


136 


500 


150 


2 10 





6 


1,546.00 


172 


600 


180 


3 3 





7 


1,637.00 


210 


700 


210 


3 


47 


8 


1,728.00 


252 


800 


240 


2 


135 


9 1,319.00 

1 


299 


900 


270 


1 


219 


Guaranteed Cash Value at end of 10 Years, $300. 


Age 55 


Annual Premium 




$96.80 










Paid-up Insurance. 






Total Value 






Term Extension 
with 


Year. 


of Policy 
at Death in 


Loan 


Until 


With Cash 




Year 
Specified. 


Year. 


maturity 
of 


if living 
at maturity 


Cash if living. 






Policy. 


of Policy. 














Yrs. Mos. 


Cask. 


1 


$1,096.80 












2 


1,193.60 












3 


1,290.40 


$79 


$300 


$90 


1 6 


$0 


4 


1.387.20 


106 


400 


120 


2 1 





5 


1,484.00 


138 


500 


150 


2 9 





6 


1,580.80 


173 


600 


180 


3 1 





7 


1,677.60 


211 


700 


210 


3 


36 


8 


1,774.40 


253 


800 


240 


2 


128 


9 


1,871.20 


299 


900 


270 


1 


216 


Guaranteed Cash Value at end of 10 Years, $300. 





The Use of Estimates is Prohibited. 



NEW-YORK LIFE INSURANCE COMPANY. 109 


Cumulative Limited-Endowment Policy $1000 


15-YEAR ENDOWMENT PERIOD, Rate C. 


Anft 21 Annual Premium $38.50 








Paid-up Insurance. 




Year. 


Total Value 

of Policy 
at Death in 


Loan 




Term Extension 
with 


Until 


With e ash 




Year 

Specified. 


Year. 


of 
Policy. 


if living 
at maturity 
of Policy. 


Cash if living. 












t'rv. Mos: 


Cash. 


1 


$1,038.50 












2 


1,077.00 












3 


1,115.50 


$56 


$200 


$80 


3 


$6 


4 


1,154.00 


78 


266 


106 


4 11 





o 


1,192.50 


99 


333 


133 


6 11 





6 


1,231.00 


122 


400 


160 


8 9 





7 


1,269.50 


147 


466 


186 


8 


42 


8 


1,308.00 


174 


533 


213 


7 


88 


9 


1,346.50 


205 


600 


240 


6 


135 


10 


1,385.00 


237 


666 


266 


5 


178 


11 


1,423 50 


273 


733 


293 


4 


222 


12 


1,462.00 


312 


800 


320 


3 


267 


13 


1,500.50 


354 


866 


346 


2 


312 


14 


1,539.00 


399 


933 


373 


1 


356 


Guaranteed Cash Value at end of 15 Years, $400. 


Age 22 


Annual Premium 




$38.80 










Paid-up Insurance. 






Total Value 








Year. 


of Policy 
at Death in 

Year 
Specified. 


end of 
Year. 


Until 
maturity 

of 
Policy. 


With Cash 
if living 

at maturity 
of Policy. 


with 
Cash if living. 












Yrs. Mos. 


Cash. 


1 


$1,038.80 












2 


1,077.60 












3 


1,116.40 


$56 


$200 


$80 


3 6 


$6 


4 


1,155.20 


78 


266 


106 


4 10 





5 


1,194.00 


99 


333 


133 


6 10 





6 


1,232.80 


122 


400 


160 


8 7 





7 


1,271.60 


147 


466 


186 


8 


38 


8 


1,310.40 


174 


533 


213 


7 


85 


9 


1,349.20 


205 


600 


240 


6 


132 


10 


1,388.00 


237 


666 


266 


5 


176 


11 


1,426.80 


273 


733 


293 


4 


221 


12 


1,465.60 


312 


800 


320 


3 


266 


13 


1,504.40 


354 


866 


346 


2 


311 


14 


1,543.20 


399 


933 


373 


1 


356 


Guaranteed Cash Value at end of 15 Years, $400. 





The Use of Estimates is Prohibited. 



















110 


NEW-YORK LIFE INSURANCE COMPANY. 


Cumulative Limited-Endowment Policy $1000 




15-YEAR ENDOWMENT PERIOD, Rate C. 


Age 


23 


Annual Premium $39.10 




Total Value 
of Policy 


Loan 


Paid-up Insurance. 


Term Extension 




Year. 


at Death in 


end of 


Until 


With Cash 


with 




Year 
Specified. 


Year. 


maturity 
of 

Policy. 


if living 
at maturity 
of Policy. 


Cash if living. 












}V.c Mas. 


Cash. 


1 


$1,039.10 












2 


1,078.20 












3 


1,117.30 


$56 


$200 


$80 


3 6 


$0 


4 


1,156.40 


78 


266 


106 


4 10 





5 


1,195.50 


99 


333 


133 


6 9 





6 


1,234.60 


122 


400 


160 


8 4 





7 


1,273.70 


147 


466 


186 


8 


34 


8 


1,312.80 


174 


533 


213 


7 


82 


9 


1,351.90 


205 


600 


240 


6 


129 


10 


1,391.00 


237 


666 


266 


5 


174 


11 


1,430.10 


273 


733 


293 


4 


220 


12 


1,469.20 


312 


800 


320 


3 


266 


13 


1,508.30 


354 


866 


346 


2 


311 


14 


1,547.40 


399 


933 


373 


1 


355 


Guaranteed Cash. Value at end of 15 Years, $400. 


Age 


24 Annual Premium $39.40 








Paid-up Insurance. 






Total Value 
of Policy 


Loan 




Term Extension 




Year. 


at Death in 


end of 


Until 


With Cash 


with 




Year 

Specified. 


Year. 


maturity 

Policy. 


if living 
at maturity 
of Policy.' 


Cash if living. 












Yrs. Mos. 


Cash. 


1 


$1,039.40 












2 


1,078.80 












3 


1,11820 


$56 


$2*00 


$80 


2 11 


$6 


4 


1,157.60 


78 


266 


106 


4 9 





5 


1,197.00 


99 


333 


133 


6 7 





fi 


1,236.40 


122 


400 


160 


8 1 





7 


1,275.80 


147 


466 


186 


8 


30 


8 


1.315.20 


174 


533 


213 


7 


79 


9 * 


1,354.60 


205 


600 


240 


6 


126 


10 


1,394.00 


237 


666 


266 


5 


171 


11 


1,433.40 


273 


733 


293 


4 


218 


12 


1,472.80 


312 


800 


320 


3 


265 


13 


1,512.20 


354 


866 


346 


2 


310 


14 


1,551.60 


399 


933 


373 


1 


355 


Guaranteed Cash Value at end of 15 Years, $400. 





Xlie Use of Estimates is Prohibited. 



NEW-YORK LIFE INSURANCE COMPANY. 



Cumulative Limited-Endowment Policy $1000 

15-YEAR ENDOWMENT PERIOD, Rate C. 



Age 25 



Annual Premium $39.80 



Total Value 
of Policy 

at Death in 

Year 

Specified. 



8 

9 

10 

11 
12 
13 
14 



!$1,039.80 
! 1,079.60 
i 1,119.40 
1,159.20 
| 1,199.00 

! 1,238.80 
1,278.60 
1,318.40 
1,358.20 

| 1,398.00 

1,437.80 
1,477.60 
1,517.40 
1,557.20 





Paid-up Insurance. 


Loan 






end of 


Until 
maturity 


With Cash 
if living 


Year. 


of 


at maturity 




Policy. 


of Policy. 


$56 


$200 


$80 


78 


266 


106 


99 


333 


133 


122 


400 


160 


147 


466 


186 


174 


533 


213 


205 


600 


240 


237 


666 


266 


273 


733 


293 


312 


800 


320 


354 


866 


346 


399 


933 


373 



Term Extension 

with 

Cash if living. 



frs. 


Mos. 


2 


11 


4 


8 


6 


5 


7 


10 


8 





7 





6 





5 





4 





3 





2 





1 






$0 





26 

75 

123 

168 

216 
264 
310 
355 



Guaranteed Gash Value at end of 15 Years, $400. 



Age 26 



Annual Premium $40 . 20 



1 

2 
3 
4 
5 

6 

7 

8 

9 

10 

11 
12 
13 
14 



Total Value 
of Policy 

at Death in 

Year 
Specified. 



$1,040.20 
1,080.40 
1,120.60 
1,160.80 
1,201.00 

1,241.20 
1,281.40 
1,321.60 
1,361.80 
1,402.00 

1,442.20 
1,482.40 
1,522.60 
1,562.80 





Paid-up Insurance. 








end of 


Until 


With Cash 


maturity 


if living- 


Year. 


of 


at maturity 




Policy. 


of Policy. 


$56 


$200 


$80 


78 


266 


106 


99 


333 


133 


122 


400 


160 


147 


466 


3 86 


174 


533 


213 


205 


600 


240 


237 


666 


266 


273 


733 


♦ 293 


312 


800 


320 


354 


866 


346 


399 


933 


373 



Term Extension 

with 
Cash if living. 



rs. 


A/os. 


2 


10 


4 


6 


6 


2 


7 


7 


8 





7 





6 





5 





4 





3 





2 





1 










21 

72 
120 
166 

215 
263 
310 
355 



Guaranteed Cash Value at end of 15 Years, $400. 



Xlie Use of Estimates is Prohibited. 



NEW- YORK LIFE INSURANCE COMPANY. 



Cumulative Limited-Endowment Policy $1000 

15-YEAR ENDOWMENT PERIOD, Rate C. 



Age 27 



Annual Premium $40 . 60 



Total Value 
of Policy 

at Death in 

Year 
Specified. 



9 

10 

11 
12 
13 
14 



$1,040.60 
1,081.20 
1,12L.80 
1,162.40 
1,203.00 

1,243.60 

1,284.20 
1,324.80 
1,365.40 
1,406.00 

1,446.60 

1,487.20 

1,527.80 
1,568 40 



Loan 


Paid-up Insurance. 






end of 


Until 
maturity 


With Cash 
if living- 


Year. 


of 


at maturity 




Policy. 


of Policy. 


$56 


$200 


$80 


78 


266 


106 


99 


333 


133 


122 


400 


160 


147 


466 


186 


174 


533 


213 


205 


600 


240 


237 


666 


266 


273 


733 


293 


312 


800 


320 


354 


866 


346 


399 


933 


373 



Term Extension 

with 

Cash if living. 



$0 




16 
69 

117 
164 

213 

262 
309 
354 



Yrs 


Mos. 


2 


10 


4 


5 


6 





7 


4 


8 





7 





6 





D 





4 





3 





2 





1 






Guaranteed Cash Value at end of 15 Years, $400. 



Age 28 



Annual Premium $41 . 00 



7 

8 

9 

10 

11 
12 
13 
14 



Total Value 
of Policy 

at Death "in 

Year 
Specified. 



$1,041.00 
1,082.00 
1,123.00 
1,164.00 
1,205.00 

1,246.00 
1,287.00 
1,328.00 
1,369.00 
1,410.00 

1,451.00 
1,492.00 
1,533 00 
1,574.00 





Paid-up Insurance. 


Loan 






end of 


Until 
maturity 


With Cash 
if living- 


Year. 


of 


at maturitj 




Policy. 


of Policy. 


$56 


$200 


$80 


78 


266 


106 


99 


333 


133 


122 


400 


160 


147 


466 


186 


174 


533 


213 


205 


600 


240 


237 


666 


266 


273" 


733 


293 


312 


800 


320 


354 


866 


346 


399 


933 


373 



Term Extension 

with 

Cash if living. 








11 

65 
113 
162 

211 
261 
308 
354 



Yrs. 


Mo r . 


2 


9 


4 


3 


5 


10 


7 


1 


8 





i 





6 





D 





4 





3 





2 





1 






Guaranteed Cash Value at end of 15 Years, $400. 



The Use of Estimates is Prohibited. 



NEW-YORK LIFE INSURANCE COMPANY. 



Cumulative Limited-Endowment Policy $1000 

15-YEAR ENDOWMENT PERIOD, Rate C. 



Age 29 



Annual Premium $41 . 40 



1 
2 
3 
4 
5 

6 
7 
8 
9 
10 

11 
12 
13 
14 



Total Value 

of Policy 

at Death in 

Year 

Specified. 



$1,041.40 
1,082.80 
1,121.20 
1,165.60 
1,207.00 

1,248.40 
1,289.80 
1,331.20 
1,372.60 
1,414.00 

1,455.40 

1,49680 
1,538.20 
1,579.60 



Loan 


Paid-up Insurance. 






end of 


Until 
maturity 


With Cash 
if living 


Year. 


of 


at matunt\ 




Policy. 


of Policy. 


$56 


$200 


$80 


78 


266 


106 


99 


333 


133 


122 


400 


160 


147 


466 


186 


174 


533 


213 


205 


600 


240 


238 


666 


266 


273 


733 


293 


312 


800 


320 


354 


866 


346 


399 


933 


373 



Term Extension 

with 

Cash if living. 



$0 





6 

61 

109 

160 

209 
259 
307 
353 



>f. 


Mos. 


2 


8 


4 


2 


5 


8 


6 


11 


8 


(> 


7 





6 





5 





4 





3 





2 





1 






Guaranteed Cash Value at end of 15 Years, $400. 



Age 30 



Annual Premium $41 . 80 



1 
2 
3 
4 
5 

6 
7 
8 
9 
10 

11 
12 
13 
14 



Total Value 
of Policy 

at Death in 

Year 
Specified. 



$1,041.80 
1,083.60 
1,125.40 
1,167.20 
1,209.00 

1,250.80 
1,292.60 
1,334.40 
1,376.20 
1,418.00 

1,459.80 
1,501.60 
1,543.40 
1,585.20 





Paid-up Insurance. 


Loan 






end of 


Until 


With Cash 


maturity 


if living 


Year. 


of 


at maturity 




Policy. 


of Policy. 


$57 


$200 


$80 


78 


266 


106 


99 


333 


133 


122 


400 


160 


147 


466 


186 


175 


533 


213 


205 


600 


240 


238 


666 


266 


273 


733 


293 


312 


800 


320 


354 


866 


346 


399 


933 


373 



Term Extension 

with 

Cash if living. 










56 

106 

157 

207 
257 
306 
353 



Yrs. 


Mos. 


2 


7 


4 





5 


6 


6 


9 


8 





7 





6 





5 





4 





3 





o 





1 






Guaranteed Cash Value at end of 15 Years, $400. 



The Use of Estimates is Prohibited. 



NEW-YORK LIFE INSURANCE COMPANY. 



Cumulative Limited-Endowment Policy S 1 000 

15-YEAR ENDOWMENT PERIOD, Rate C. 



Age 31 



Annual Premium $42 . 30 



1 
2 
3 
4 
5 

6 

7 

8 

9 

10 

11 
12 
13 
14 



at Death in 

Year 

Specified. 



$1,042.30 
1,084 60 
1,126.90 
1,169.20 
1,211.50 

1,253.80 
1,296. iO 
1,338.40 
1,380.70 
1,423.00 

1,465.30 
1,507.60 
1,549.90 
1,592.20 





Paid-up Insurance. 








end of 


Until 
maturity 


With Cash 
if living 


\ ear. 


of 


at maturity 




Policy. 


of Policy. 


$57 


$200 


$80 


78 


266 


106 


99 


333 


133 


122 


400 


160 


147 


466 


186 


175 


533 


213 


205 


600 


240 


238 


666 


266 


273 


733 


293 


312 


800 


320 


354 


866 


346 


399 


933 


373 



Term Extension 

with 

Cash if living. 



$0 







50 

103 

155 

204 
256 
305 
353 



rs. 


Mos. 


2 


6 


3 


11 


5 


5 


6 


8 


7 


10 


7 





6 





5 





4 





3 





2 





1 






Guaranteed Cash Value at end of 15 Years, $400. 



Age 32 



Annual Premium $42 . 90 



6 

7 

8 

9 

10 

11 
12 
13 
14 



Total Value 
of Policy 

at Death in 

Year 
Specified. 



$1,042.90 
1,085.80 
1,128.70 
1,171.60 
1,214.50 

1,257.40 
1,300.30 
1,343.20 
1,386.10 
1,429.00 

1,471.90 
1,514 80 
1,557.70 
1,600.60 



Loan 


Paid-up Insurance. 






end of 


Until 
maturity 


With Cash 
if living 


Year. 


of 


at maturity 




Policy. 


of Policy. 


$57 


$200 


$80 


78 


266 


106 


99 


333 


133 


122 


400 


160 


147 


466 


186 


175 


533 


213 


205 


600 


240 


238 


666 


266 


273 


733 


293 


312 


800 


320 


354 


866 


346 


399 


933 


373 



Term Extension 

with 
Cash if living. 



2 6 

3 11 
5 4 



$0 







45 

99 

152 



4 202 

3 ! 254 

2 j 304 

1 ! 352 



Guaranteed Cash Value at end of 15 Years, $400. 



Xlie Use of Estimates is Prohibited. 



NEW-YORK LIFE INSURANCE COMPANY. 



Cumulative Limited-Endowment Policy $1000 

15-YEAR ENDOWMENT PERIOD, Rate C. 



Age 33 



Annual Premium $43.60 



7 

8 

9 

10 

11 
12 
13 
14 



Total Value 

of Policy 

at Death in 

Year 

Specified. 



$1,043.60 
1,087.20 
1,130 80 
1,174.40 
1,218 00 

1,261.60 
1,305.20 
1,348.80 
1,392 40 
1,436.00 

1,479.60 
1,523.20 
1,566.80 
1,610.40 





Paid-up Insurance. 








end of 


Until 


With Cash 


maturity 


if living- 


Year. 


of 


at maturity 




Policy. 


of Policy. 


$57 


$200 


$80 


78 


266 


106 


100 


333 


133 


123 


400 


160 


148 


466 


186 


175 


533 


213 


206 


600 


240 


238 


666 


266 


273 


733 


293 


312 


800 


320 


354 


8B6 


346 


399 


933 


373 



Term Extension 

with 

Cash if living. 



$0 







40 

95 

148 

199 
252 
302 
351 



FV.C 


Mos. 


2 


5 


3 


10 


5 


3 


6 


5 


7 


6 


7 





6 





5 





4 





3 





2 





1 






Guaranteed Cash Value at end of 15 Years, $400. 



Age 34 



Annual Premium $44.40 



1 
2 
3 
4 
5 

6 
7 
8 
9 
10 

11 
12 
13 
14 



Total Value 
of Policy 

at Death in 

Year 
Specified. 



$1,044.40 
1,088.80 
1,133.20 
1,177.60 
1,222.00 

1,266.40 
1,310.80 
1,355.20 
1,399.60 
1,444.00 

1,488.40 
1,532.80 
1,577.20 
1,621.60 





Paid-up Insurance. 


Loan 






end of 


Until 


With Cash 


maturity 


if living' 


Year. 


of 


at maturity 




Policy. 


of Policy. 


$57 


$200 


$80 


78 


266 


106 


100 


333 


133 


123 


400 


160 


148 


466 


186 


176 


533 


213 


206 


600 


240 


239 


666 


266 


274 


733 


293 


312 


800 


320 


354 


866 


346 


399 


933 


373 



Term Extension 

with 

Cash if living. 











35 

90 

144 

196 
250 
300 
350 



'rs. 


Mos. 


2 


4 


3 


9 


5 


2 


6 


3 


7 


4 


7 





6 





o 





4 





3 





2 





1 






Guaranteed Cash Value at end of 15 Years, $400. 



The Use of Estimates is Prohibited. 



NEW-YORK LIFE INSURANCE COMPANY. 



Cumulative Limited-Endowment Policy $1000 

15 -YEAR ENDOWMENT PERIOD, Rate C. 



Age 35 



Annual Premium $45 . 20 



1 
2 
3 
4 
5 

'I 

8 

9 

10 

11 
12 
13 
14 



Total Value 
of Policy 

at Death in 

Year 
Specified. 



$1,045.20 
1,090.40 
1,135.60 
1,180.80 
1,226.00 

1,271 20 
1.316.40 
1,361.60 
1,406.80 
1,452.00 

1,497.20 
1,542.40 
1,587.60 
1,632.80 



Loan 


Paid-up Insurance. 






end of 


Until 
maturity 


With Cash 
if living 


Year. 


of 


at maturity 




Policy. 


of Policy. 


$57 


$200 


$80 


79 


266 


106 


100 


333 


133 


124 


400 


160 


149 


466 


186 


177 


533 


213 


207 


600 


240 


240 


666 


266 


275 


733 


293 


313 


800 


320 


355 


866 


346 


399 


933 


373 



Term Extension 

with 

Cash if living. 

Cash. 



$0 







30 

85 
139 

193 

247 
298 
349 



Vrs 


Mos. 


2 


i 


3 


8 


5 


1 


6 


1 


-7 


1 


7 





6 





5 





4 





3 





2 





1 






Guaranteed Cash Value at end of 15 Years, $400. 



Age 36 



Annual Premium $46 . 1 






1 
2 
3 
4 
5 

6 

7 

8 

9 

10 

11 
12 
13 
14 



Total Value 
of Policy 

at Death in 

Year 

Specified. 



$1,046.10 
1,092.20 
1,138.30 
1,184.40 
1,230.50 

1,276.60 
1,322.70 
1,368.80 
1,414.90 
1,461.00 

1,507.10 
1,553.20 
1,599.30 
1,645.40 





Paid-up Insurance. 


Loan 






end of 


Until 


With Cash 


maturity 


if living- 


Year. 


of 


at maturity 




Policy. 


of Policy. 


$57 


$200 


$80 


79 


266 


106 


100 


333 


133 


124 


400 


160 


149 


466 


186 


177 


533 


213 


207 


600 


240 


240 


666 


266 


275 


733 


293 


313 


800 


320 


355 


866 


346 


399 


933 


373 



Term Extension 

with 

Cash if living. 



2 4 

3 8 
5 

5 11 

6 10 

7 
6 
5 

4 
3 
2 
1 



$0 







24 

79 

134 

189 
244 
296 
348 



Guaranteed Cash Value at end of 15 Years, $400. 



The Use of Estimates is Prohibited. 



NEW-YORK LIFE INSURANCE COMPANY. 



Cumulative Limited-Endowment Policy $1000 

15-YEAR ENDOWMENT PERIOD, Rate C. 



Age 37 



Annual Premium $47. 10 



1 
2 
3 
4 
5 

6 
7 
8 
9 
10 

11 
12 
13 
14 



Total Value 
of Policy 

at Death in 

Year 
Specified. 



$1,047.10 
1,094.20 
1,141.30 
1,188.40 
1,235.50 

1,282.60 
1,329.70 
1,376.80 
1,423.90 
1,471.00 

1,518.10 
1,565.20 
1,612.30 
1,659.40 



Loan 


Paid-up Insurance. 






end of 


Until 


With Cash 




maturity 


if living 


Year. 


of 


at maturity 




Policy. 


of Policy. 


$57 


$200 


$80 


79 


266 


106 


101 


333 


133 


124 


400 


160 


150 


466 


186 


177 


533 


213 


208 


600 


240 


240 


666 


266 


275 


733 


293 


313 


800 


320 


355 


866 


346 


399 


933 


373 



Term Extension 

with 

Cash if living. 



$0 






17 
72 

128 

184 
241 
294 
347 



rv. 


Jl/os. 


2 


3 


3 


7 


4 


11 


5 


9 


6 


8 


7 





6 





5 





4 





3 





2 





1 






Guaranteed Cash Value at end of 15 Years, $400. 



Age 38 



Annual Premium $48.30 



1 
2 
3 
4 
5 

6 

7 

8 

9 

10 

11 
12 
13 
14 



Total Value 
of Policy 

at Death in 

Year 
Specified. 



$1,048.30 
1,096.60 
1,144.90 
1,193.20 
1,241.50 

1,289.80 
1,338.10 
1,386.40 
1,434.70 
1,483.00 

1,531.30 
1,579.60 
1,627.90 
1,676.20 



Loan 

end of 
Year. 



$58 

80 

102 

125 
151 
179 
209 
241 

276 
313 
355 
399 



Paid-up Insurance. 



Until 
maturity 

of 
Policy. 



$200 
266 
333 

400 
466 
533 
600 
666 

733 

800 
866 
933 



With Cash 
if living 

at maturity 
of Policy. 



$80 

106 
133 

160 
186 
213 
240 
266 

293 
320 
346 
373 



Term Extension 

with 

Cash if living. 



Yrs. 


Mos. 


2 


3 


3 


6 


4 


9 


5 


7 


6 


5 


7 





6 





5 





4 





3 





2 





1 













9 

64 

121 

179 
237 
292 
347 



Guaranteed Cash Value at end of 15 Years, $400. 



The Use of Estimates is Prohibited. 



NEW-YORK LIFE INSURANCE COMPANY. 



Cumulative Limited-Endowment Policy $1000 

15-YEAR ENDOWMENT PERIOD, Rate C. 



Age 39 



Annual Premium $49 . 70 



1 
2 
3 
4 
5 

6 
7 
8 
9 
10 

11 
12 
13 
14 



Total Value 
of Policy 

at Death in 

Year 
Specified. 



$1,049.70 
1,099. 40 
1,149.10 
1,198.80 
1,248.50 

1,298.20 
1,347.90 
1,397.60 
1,447.30 
1,497.00 

1,546.70 
1,59^.40 
1,646.10 
1,695.80 



Loan 
end of 
Year. 



$59 

81 

103 

126 
152 

180 
210 
242 

277 
314 
355 
399 



Paid-up Insurance. 



Until 
maturity 

of 
Policy. 



$200 
266 
333 

400 
466 
533 
600 
666 

733 

800 
866 
933 



With Cash 
if living 

at maturity 
of Policy. 



$80 
106 
133 

160 
186 
213 
240 
266 

293 
320 
346 
373 



Term Extension 

with 

Cash if living. 



Yrs. 


Mos. 


2 


2 


3 


4 


4 


7 


5 


5 


6 


2 


6 


11 


6 





5 





4 





3 





2 





1 















55 

113 

174 
233 
290 
346 



Guaranteed Cash Value at end of 15 Years, $400. 



Age 40 



Annual Premium $51.20 



1 
2 
3 
4 
5 

6 

7 

8 

9 

10 

11 
12 
13 

14 



Total Value 
of Policy 

at Death in 

Year 
Specified. 



$1,051.20 
1,102.40 
1,153.60 
1,204.80 
1,256.00 

1,307.20 
1,358.40 
1,409.60 
1,460.80 
1,512.00 

1,563.20 
1,614.40 
1,665.60 
1,716.80 



Loan 


Paid-up Insurance. 






end of 


Until 


With Cash 


maturity 


if living 


Year. 


of 


at maturity 




Policy. 


of Policy. 


$60 


$200 


$80 


82 


266 


3 06 


104 


333 


133 


127 


400 


160 


153 


466 


186 


181 


533 


213 


211 


600 


240 


244 


666 


266 


278 


733 


293 


315 


800 


320 


356 


866 


346 


399 


933 


373 



Term Extension 

with 
Cash if living. 



■s. 


Mos. 


2 


2 


3 


3 


4 


5 


5 


3 


5 


11 


6 


7 


6 





5 





4 





3 





2 





1 















45 

105 

169 
229 

288 
346 



Guaranteed Cash Value at end of 15 Years, $400. 



Xlie Use of Estimates is Prohibited. 



NEW-YORK LIFE INSURANCE COMPANY. 



Cumulative Limited-Endowment Policy $1000 

15-YEAR ENDOWMENT PERIOD, Rate C. 



Age 41 



Annual Premium $52.90 



1 
2 
3 
4 
5 

6 

7 

8 

9 

10 

11 
12 
13 
14 



Total Value 
of Policy 

at Death in 

Year 
Specified. 



$1,052.90 
1,105.80 
1,158.70 
1,211.60 
1,264.50 

1,317.40 
1,370.30 
1,423.20 
1,476.10 
1,529.00 

1,581.90 
1,634.80 
1,687.70 
1,740.60 





Paid-up Insurance. 








end of 


Until 


With Cash 


maturity 


if living 


Year. 


of 


at maturity 




Policy. 


of Policy. 


$60 


$200 


$80 


82 


266 


106 


104 


333 


133 


128 


400 


160 


154 


466 


186 


182 


533 


213 


212 


600 


240 


244 


666 


266 


278 


733 


293 


315 


800 


320 


356 


866 


346 


399 


933 


373 



Term Extension 

with 

Cash if living. 



$0 









34 

97 

164 
225 

286 
345 



Yrs. 


Mos. 


2 


2 


3 


2 


4 


3 


5 


1 


5 


8 


6 


3 


6 





5 





4 





3 





2 





1 






Guaranteed Cash Value at end of 15 Years, $400. 



Age 42 



Annual Premium $54 . 80 



1 
2 
3 

4 
5 

6 
7 
8 
9 
10 

11 
12 
13 
14 



Total Value 
of Policy 

at Death in 

Year 
Specified. 



$1,054.80 
1,109.60 
1,164.40 
1,219.20 
1,274.00 

1,328.80 
1,383.60 
1,438.40 
1,493.20 
1,548.00 

1,602.80 
1,657.60 
1,712.40 
1,767.20 



Loan 


Paid-up Insurance. 






end of 


Until 


With Cash 


maturity 


if living 


Year. 


of 


at maturity 




Policy. 


of Policy. 


$61 


$200 


$80 


83 


266 


106 


105 


333 


133 


129 


400 


160 


155 


466 


186 


183 


533 


213 


213 


600 


240 


245 


666 


266 


278 


733 


293 


315 


800 


320 


356 


866 


346 


399 


933 


373 



Term Extension 

with 

Cash if living. 












23 



Yrs. 


Mos. 


2 


i 


3 


i 


4 


2 


4 


10 


5 


6 


6 





6 





5 





4 





3 





2 





1 






158 
221 

283 
344 



Guaranteed Cash Value at end of 15 Years, $400. 



9 Xlie Use of Estimates is Prohibited. 



120 NEW-YORK LIFE INSURANCE COMPANY. 


Cumulative Limited-Endowment Policy $1000 


15-YEAR ENDOWMENT PERIOD, Rate C. 


Age 43 


Annual Premiun 


i 


$57.00 










Paid-up Insurance. 




Year. 


Total Value 

of Policy 
at Death in 


Loan 




Term Extension 
with 


Until 


With Cash 




Year 
Specified. 


Year. 


maturity 

of 
Policy. 


if living 
at maturity 
of Policy. 


Cash if living. 












Yrs Mos. 


Cash. 


1 


$1,057.00 












2 


1,114.00 




.... 






3 


1,171.00 


$61 


$200 $80 


2 


$o 


4 


1,228.00 


83 


266 


106 


3 





5 


1,285.00 


106 


333 


133 


4 





6 


1,342.00 


130 


400 


160 


4 8 





7 


1,399.00 


155 


466 


186 


5 3 





8 


1,456.00 


184 


533 


213 


5 9 





9 


1,513.00 


213 


600 


240 


6 


11 


10 


1,570.00 


246 


666 


266 


5 


81 


11 


1,627.00 


279 


733 


293 


4 


152 


12 


1,684.00 


316 


800 


320 


3 


217 


13 


1,741.00 


356 


866 


346 


2 


280 


14 


1,798.00 


399 


933 


373 


1 


343 


Guaranteed Cash Value at end of 15 Years, $400. 


Age 44 


Annual Premium $59 . 50 








Paid-up Insurance. 






Total Value 


Loan 




Term Extension 






Year. 


at Death in 


end of 


Until 


With Cash 


with 




Year 
Specified. 


Year. 


maturity 

of 
Policy. 


if living 

at maturity 
of Policy. 


Cash if living. 












Yrs. Mos. 


Cash . 


1 


$1,059.50 












2 


1,119.00 












3 


1,178.50 


$62 


$200 


$80 


i ii 


$6 


4 


1,238.00 


84 


266 


106 


2 10 





5 


1,297.50 


107 


333 


133 


3 10 





6 


1,357.00 


131 


400 


160 


4 6 





7 


1,416.50 


156 


466 


186 


5 





8 


1,476.00 


185 


533 


213 


5 6 





9 


1,535.50 


214 


600 


240 


6 





10 


1,595.00 


247 


666 


266 


5 


73 


11 


1,654.50 


280 


733 


293 


4 


145 


12 


1,714.00 


317 


800 


320 


3 


212 


13 


1,773.50 


356 


866 


346 


2 


277 


14 


1,833.00 


399 


933 


373 


1 


341 


Guaranteed Cash Value at end of 15 Years, $400. 





The Use of Estimates is Prohibited. 



NEW-YORK LIFE INSURANCE COMPANY. 



Cumulative Limited-Endowment Policy $1000 

15 -YEAR ENDOWMENT PERIOD, Rate C. 



Age 45 



Annual Premium $62 . 40 



1 
2 
3 
4 
5 

6 

7 

8 

9 

10 

11 
12 
13 
14 



Total Value 
of Policy 

at Death in 

Year 
Specified. 



$1,062.40 
! 1,124.80 

1,187.20 
! 1,249.60 

1,312.00 

1,374.40 
1,436.80 
1,499.20 
1,561.60 
1,624.00 

1,686.40 

1,748.80 
1,811.20 
1,873.60 



Loan 


Paid-up Insurance. 






end of 


Until 


With Cash 




maturity 


if living 


Year. 


of 


at maturity 




Policy. 


of Policy. 


$63 


$200 


$80 


85 


266 


106 


108 


333 


133 


132 


400 


160 


158 


466 


186 


186 


533 


213 


215 


600 


240 


248 


666 


266 


281 


733 


293 


318 


800 


320 


357 


866 


346 


399 


933 


373 



Term Extension 

with 

Cash if living. 



Frr. 


Jllos. 


i 


io 


2 


9 


3 


8 


4 


4 


4 


9 


5 


4 


5 


10 


5 





4 





3 





2 





1 






$0 








65 

137 
207 
273 
339 



Guaranteed Cash Value at end of 15 Years, $400. 



Age 46 



Annual Premium $65 . 70 



1 
2 
3 
4 
5 

6 

7 

8 

9 

10 

11 
12 
13 
14 



Total Value 
of Policy 

at Death in 

Year 
Specified. 



$1,065.70 
1,131.40 
1,197.10 
1,262.80 
1,328.50 

1,394.20 
1,459 90 
1,525.60 
1,591.30 
1,657.00 

1,722 70 

1,788.40 
1,854.10 
1,919.80 





Paid-up Insurance. 


Loan 






end of 


Until 


With Cash 


maturity 


if living- 


Year. 


of 


at maturity 




Policy. 


of Policy. 


$63 


$200 


$80 


86 


266 


106 


108 


333 


133 


132 


400 


160 


159 


466 


186 


187 


533 


213 


216 


600 


240 


249 


666 


266 


282 


733 


293 


318 


800 


320 


357 


866 


346 


399 


933 


373 



Term Extension 

with 

Cash if living. 



-rs. 


Mos. 


1 


io 


2 


8 


3 


6 


4 


2 


4 


7 


5 


2 


5 


8 


5 





4 





3 





2 





1 













55 

128 
201 
269 
337 



Guaranteed Cash Value at end of 15 Years, $400. 



The Use of Estimates is Prohibited. 



NEW-YORK LIFE INSURANCE COMPANY. 



Cumulative Limited-Endowment Policy $1000 

15-YEAR ENDOWMENT PERIOD, Rate C. 



Age 47 



Annual Premium $69 .40 



1 
2 
3 
4 
5 

6 

7 

8 

9 

10 

11 
12 
13 
14 



Total Value 
of Policy 

at Death in 

Year 
Specified. 



$1,069.40 
1,138.80 
1,208.20 
1,277.60 
1,347.00 

1,416.40 
1,485.80 
1,555.20 
1,624.60 
1,694.00 

1,763.40 
1,832.80 
1,902.20 
1,971.60 



Loan 


Paid-up Insurance. 






end of 


Until 
maturity 


With Cash 
if living 


Year. 


of 


at maturity 




Policy. 


of Policy. 


$64 


$200 


$80 


87 


266 


106 


109 


333 


133 


133 


400 


160 


161 


466 


186 


188 


533 


213 


217 


600 


240 


250 


666 


266 


284 


733 


293 


319 


800 


320 


357 


866 


346 


399 


933 


373 



Term Extension 

with 

Cash if living. 



$0 







41 

118 
194 
264 
335 



'rs. 


A/os. 


1 


10 


2 


rr 


3 


4 


4 


1 


4 


5 


5 





5 


5 


5 





4 





3 





2 





1 






Guaranteed Cash Value at end of 15 Years, $400. 



Age 48 



Annual Premium $73 . 50 



6 

7 

8 

9 

10 

11 
12 
13 
14 



Total Value 
of Policy 

at Death in 

Year 
Specified. 



$1,073.50 
1,147.00 
1,220.50 
1,294.00 
1,367.50 

1,441.00 
1,514.50 
1,588.00 
1,661.50 
1,735.00 

1,808.50 

1,882.00 
1,955.50 
2,029.00 



Loan 


Paid-up Insurance. 






end of 


Until 


With Cash 


maturity 


if living 


Year. 


of 


at maturity 




Policy. 


of Policy. 


$64 


$200 


$80 


88 


266 


106 


110 


333 


133 


134 


400 


160 


162 


466 


186 


189 


533 


213 


218 


600 


240 


251 


666 


266 


285 


733 


293 


320 


800 


320 


357 


866 


346 


399 


933 


373 



Term Extension 

with 
Cash if living. 



1 9 

2 6 

3 3 

3 11 

4 4 

4 9 

5 2 
5 











23 

107 
186 
259 
333 



Guaranteed Cash Value at end of 15 Years, $400. 



The Use of Estimates is Prohibited. 



NEW-YORK LIFE INSURANCE COMPANY. 123 


Cumulative Limited-Endowment Policy $1000 


15-YEAR ENDOWMENT PERIOD, Rate C. 


Age 49 


Annual Premium $78.00 








Paid-up Insurance. 






Total Value 








Year. 


of Policy 
at Death in 

Year 
Specified. 


Loan 

end of 
Year. 


Until 

maturity 

of 

Policy. 


With Cash 

if living 
at maturity 
of Policy. 


with 
Cash if living. 












}V.e. MOS. 


Cash. 


1 


$1,078.00 












2 


1,156.00 












3 


1,234.00 


$65 


$200 


$80 


i 8 


$6 


4 


1,312.00 


89 


266 


106 


2 5 





5 


1,390.00 


112 


333 


133 


3 2 





6 


1,468.00 


136 


400 


160 


3 9 





7 


1,546.00 


162 


466 


186 


4 2 





8 


1,624.00 


190 


533 


213 


4 6 





9 


1,702.00 


220 


600 


240 


4 11 





10 


1,780.00 


252 


666 


266 


5 





11 


1,858.00 


286 


733 


293 


4 


95 


12 


1,936.00 


321 


800 


320 


3 


177 


13 


2,014.00 


358 


866 


346 


2 


254 


14 


2,092.00 


399 


933 


373 


1 


330 


Guaranteed Cash Value at end of 15 Years, $400. 


Age 50 


Annual Premium $82.90 








Paid-up Insurance. 






Total Value 








Year. 


of Policy 
at Death in 




Until 


With Cash 


with 




Year 
Specified. 


Year. 


maturity 

of 
Policy. 


if living- 
at maturity 
of Policy. 


Cash if living. 












Yrs. A/os. 


Cash. 


1 


$1,082.90 












2 


1,165.80 












3 


1,248.70 


$66 


$200 


$80 


i is 


$0 


4 


1,331.60 


90 


266 


106 


2 4 





5 


1,414.50 


113 


333 


133 


3 1 





6 


1,497.40 


138 


400 


160 


3 7 





7 


1,580.30 


163 


466 


186 


4 





8 


1,663.20 


191 


533 


213 


4 4 





9 


1,746.10 


221 


600 


240 


4 8 





10 


1,829.00 


253 


666 


266 


4 10 





11 


1,911.90 


287 


733 


293 


4 


80 


12 


1,994.80 


322 


800 


320 


3 


166 


13 


2,077.70 


359 


866 


346 


2 


248 


14 


2,160.60 


399 


933 


373 


1 


327 


Guaranteed Cash Value at end of 15 Years, $400. 


XI 


tie 


Use c 


>f Esti 


inflate; 


5 is Pi 


roliioi 


ted. 



NEW-YORK LIFE INSURANCE COMPANY. 



Cumulative Limited-Endowment Policy $1000 

20-YEAR ENDOWMENT PERIOD, Rate C. 



Age 21 



Annual Premium $35 . 80 



1 
2 
3 
4 
5 

6 

7 

8 

9 

10 

11 
12 
13 
14 
15 

16 
17 
18 
19 



Total Value 
of Policy 

at Death in 

Year 
Specified. 



$1,035.80 
1,071.60 
1,107.40 
1,143.20 
1,179.00 

1,214.80 
1,250.60 
1,286.40 
1,322.20 
1,358.00 

1,393.80 
1,429.60 
1,465.40 
1,501.20 
1,537.00 

1,572.80 
1,608.60 
1,644.40 
1,680.20 



Loan 

end of 
Year. 



$45 
60 

77 

94 
114 
135 
160 

186 

214 
245 
277 
313 
352 

393 

426 
462 
499 



Paid-up Insurance. 


Until 


With Cash 


maturity 


if living 


of 


at matunty 


Policy. 


of Polioy. 


$150 


$75 


200 


100 


250 


125 


300 


150 


350 


175 


400 


200 


450 


225 


500 


250 


550 


275 


600 


300 


650 


325 


700 


350 


750 


375 


800 


400 


850 


425 


900 


450 


950 


475 



Term Extension 

with 

Cash if living. 



Yrs. 


Mos. 


2 


5 


4 





5 


8 


7 





8 


4 


9 


10 


11 





10 





9 





8 





7 





6 





5 





4 





3 





2 





1 






$0 







4 
52 

100 
147 
192 
235 
279 

324 
370 
414 
457 



Guaranteed Cash Value at end of 20 Years, $500. 



Age 22 



Annual Premium $36 . 1 



1 
2 
3 
4 
5 

6 

7 

8 

9 

10 

11 
12 
13 
14 
15 

16 
17 

18 
19 



Total Value 
of Policy 

at Death in 

Year 
Specified. 



$1,036.10 
1,072.20 
1,108.30 
1,144.40 
1,180.50 

1,216.60 
1,252.70 
1,288.80 
1,324.90 
1,361.00 

1,397.10 
1,433.20 
1,469.30 
1,505.40 
1,541.50 

1,577.60 
1,613.70 
1,649.80 
1,685.90 



Loan 

end of 
Year. 



$45 

60 

77 

94 
114 
136 
160 
186 

214 
245 
277 
313 
352 

393 
426 
462 
499 



Paid-up Insurance. 


Until 


With Cash 


maturity 


if living 


of 


at maturity 


Policy. 


of Policy. 


$150 


$75 


200 


100 


250 


125 


300 


150 


350 


175 


400 


200 


450 


225 


500 


250 


550 


275 


600 


300 


650 


325 


700 


350 


750 


375 


800 


400 


850 


425 


900 


450 


950 


475 



Term Extension 

with 
Cash if living. 



2 5 

3 11 

5 7 

6 11 

8 2 

9 7 
10 8 
10 



9 



4 

3 

2 

1 











46 

95 
144 
190 
233 

278 

325 
369 
413 

457 



Guaranteed Cash Value at end of 20 Years, $500. 



Xlie Use of Estimates i@ Prohibited. 



NEW-YORK LIFE INSURANCE COMPANY. 125 


Cumulative Limited-Endowment Policy $1000 


20 -YEAR ENDOWMENT PERIOD, Rate C. 


Age 23 


Annual Premium $36.40 




Total Value 

of Policy 
at Death in 


Loan 


Paid-up Insurance. 


Term Extension 




Year. 


end of 


Until 


With Cash 


with 




Year 
Specified. 


Year. 


maturity 

of 
Policy. 


if living 
at maturity 
of Policy. 


Cash if living. 












Yrs. Mas. 


Cash. 


1 


$1,036.40 












2 


1,072.80 












3 


1,109.20 


$45 


$ibo 


$75 


2 5 


'$6 


4 


1,145.60 


60 


200 


100 


3 11 





5 


1,182.00 


77 


250 


125 


5 6 





6 I 1,218.40 


94 


300 


150 


6 9 





7 ; 1,254.80 


114 


350 


175 


8 





8 ; 1,291.20 


136 


400 


200 


9 4 





9 ! 1,327.60 


160 


450 


225 


10 5 





10 1,364.00 


186 


500 


250 


10 


39 


11 1,400.40 


214 


550 


275 


9 


89 


12 1,436.80 


245 


600 


300 


8 


140 


13 1,473.20 


277 


650 


325 


7 


187 


14 1,509.60 


313 


700 


350 


6 


231 


15 


1,546.00 


352 


750 


375 


5 


276 


16 


1,582.40 


393 


800 


400 


4 


322 


17 


1,618.80 


426 


850 


425 


3 


368 


18 


1,655.20 


462 


900 


450 


2 


413 


19 


1,691.60 


499 


950 


475 


1 


456 


Guaranteed Cash. Value at end of 20 Years, $500. 


Age 24 


Annual Premium $36.80 


Year. 


Total Value 

of Policy 
at Death in 


Loan 

end of 


Paid-up Insurance. 


Term Extension 
with 


Until 


With Cash 




Year 
Specified. 


Year. 


maturity 

of 
Policy. 


if living 

at maturity 
of Policy. 


Cash if living. 












Yrs. Mo S . 


Cash. 


1 


$1,036.80 












2 


1,073.60 












3 


1,110.40 


$45 


$150 


$75 


2 5 


'$0 


4 


1,147.20 


60 


200 


100 


3 10 





5 


1,184.00 


77 


250 


125 


5 5 





6 


1,220.80 


94 


300 


150 


6 7 





7 


1,257.60 


114 


350 


175 


7 10 





8 


1,294.40 


136 


400 


200 


9 1 





9 


1,331.20 


160 


450 


225 


10 2 





10 


1,368.00 


186 


500 


250 


10 


32 


11 


1,404.80 


214 


550 


275 


9 


83 


12 


1,441.60 


245 


600 


300 


8 


135 


13 


1,478.40 


277 


650 


325 


7 


is 4 


14 


1,515.20 


313 


700 


350 


6 


229 


15 


1,552.00 


352 


750 


375 


5 


274 


16 


1,588.80 


393 


800 


400 


4 


321 


17 


1,625.60 


426 


850 


425 


3 


367 


1« 


1,662.40 


462 


900 


450 


2 


412 


19 


1,699.20 


499 


950 


475 


1 


456 


Guaranteed Cash. Value at end of 20 Years, $500. 



Tlie Use of Estimates is Prohibited. 



126 


NEW-YORK LIFE INSURANCE COMPANY. 


Cumulative Limited-Endowment Policy $1000 




20-YEAR ENDOWMENT PERIOD, Rate C. 


Age 


25 


Annual Premium $37.30 








Paid-up Insurance. 




Year. 


Total Value 

of Policy 
at Death in 


Loan 




Term Extension 
with 


Until 


With Cash 




Year 
Specified 


Year. 


maturity 

of 

Policy. 


if living 
at maturity 
of Policy. 


Cash if living. 












}>.<-. Mos. 


Cash. 


1 


$1,037 30 












2 


1,074.60 












3 


1,111 90 


$45 


$150 


$75 


2 5 


"$6 


4 


1,149.20 


60 


200 


100 


3 10 





5 


1,186.50 


77 


250 


125 


5 3 





6 


1,223.80 


94 


300 


150 


6 5 





7 


1,261.10 


114 


350 


175 


7 7 


.0 


8 


1,298.40 


136 


400 


200 


8 9 





9 


1,335.70 


161 


450 


225 


9 11 





10 


1,373.00 


186 


500 


250 


10 


24 


11 


1,410.30 


214 


550 


275 


9 


77 


12 


1,447.60 


245 


600 


300 


8 


130 


13 


1,484.90 


277 


650 


325 


7 


180 


14 


1,522.20 


313 


700 


350 


6 


226 


15 


1,559.50 


352 


750 


375 


5 


272 


16 


1,596.80 


394 


800 


400 


4 


319 


17 


1,634.10 


426 


850 


425 


3 


365 


18 


1,671.40 


462 


900 


450 


2 


411 


19 


1,708.70 


499 


950 


475 


1 


456 


Guaranteed Cash Value at end of 20 Years, $500. 


Age 


26 


Annus 


d Premium $37.70 








Paid-up Insurance. 






Total Value 
of Policy 


Loan 




Term Extension 






Year. 


at Death in 


end of 


Until 


With Cash 


with 




Year 
Specified. 


Year. 


maturity 
Policy. 


if living 
at maturity 
of Policy. 


Cash if living. 












Yrs Jl/os. 


Cash. 


1 


$1,037.70 












2 


1,075.40 












3 


1,113.10 


$45 


$i.50 


$75 


2 5 


'$0 


4 


1,150.80 


60 


200 


100 


3 9 





5 


1,188.50 


77 


250 


125 


5 1 





6 


1,226.20 


94 


300 


150 


6 3 





7 


1,263.90 


114 


350 


175 


7 4 





8 


1,301.60 


136 


400 


200 


8 6 





9 


1,339.30 


161 


450 


225 


9 8 





10 


1,377.00 


186 


500 


250 


10 


16 


11 


1,414.70 


214 


550 


275 


9 


73 


12 


1,452.40 


245 


600 


300 


8 


125 


13 


1,490.10 


277 


650 


325 


7 


175 


14 


1,527.80 


313 


700 


350 


6 


222 


15 


1,565.50 


352 


750 


375 


5 


269 


16 


1,603.20 


394 


800 


400 


4 


315 


17 


1,640.90 


426 


850 


425 


3 


365 


18 


1,678.60 


462 


900 


450 


2 


409 


19 


1,716.30 


499 


950 


475 


1 


456 


Guaranteed Cash Value at end of 20 Years, $500. 



The Use of Estimates is Prohibited. 



NEW-YORK UIFE INSURANCE COMPANY. 127 


Cumulative Limited-Endowment Policy $1000 




20-YEAR ENDOWMENT PERIOD, Rate C. 


Age 


OH Annual Premium 


$38.20 








Paid-up Insurance. 






Total Value 






Term Extension 


Year. 


of Policy 
at Death in 

Year 
Specified. 


Loan 

end of 
Year. 


Until 
maturity 

of 
Policy. 


With Cash 
if living 

at maturity 
of Policy. 


with 
Cash if living. 












Yrx. Mos. 


Cash. 


'l 


$1,038.20 












2 


1,076.40 












3 


1,114.60 


$45 


$150 


$75 


2 4 


$6 


4 


1,152.80 


60 


200 


100 


3 7 





5 


1,191.00 


77 


250 


125 


4 11 





6 


1,229.20 


94 


300 


150 


6 1 





7 


1,267.40 


114 


350 


175 


7 2 





8 


1,305.60 


136 


400 


200 


8 3 





9 


1,343.80 


161 


450 


225 


9 5 





10 


1,382.00 


186 


500 


250 


10 


8 


11 


1,420.20 


214 


550 


275 


9 


68 


12 


1,458.40 


245 


600 


300 


8 


120 


13 


1,496.60 


277 


650 


325 


7 


170 


14 


1,534.80 


313 


700 


350 


6 


218 


15 


1,573.00 


352 


750 


375 


5 


266 


16 


1,611.20 


394 


800 


400 


4 


312 


17 


1,649.40 


426 


850 


425 


3 


365 


18 


1,687.60 


462 


900 


450 


2 


408 


19 


1,725.80 


499 


950 


475 


1 


455 


Guaranteed Cash Value at end of 20 Years, $500. 


Age 


28 


Annual Premium 


' $38.80 








Paid-up Insurance. 






Total Value 


Loan 

end of 




Term Extension 


Year. 


of Policy 
at Death in 


Until 


With Cash 


with 




Year 
Specified. 


Year. 


maturity 

of 
Policy. 


if living 
at maturity 
of Policy. 


Cash if living. 












Yrs. Mos. 


Cash . 


1 


$1,038.80 












2 


1,077.60 












3 


1,116.40 


$45 


$150 


$75 


2 4 


'$0 


4 


1,155.20 


60 


2C0 


100 


3 6 





5 


1,194.00 


77 


250 


125 


4 9 





6 


1,232.80 


96 


300 


150 


5 11 





7 


1,271.60 


116 


350 


175 


7 





8 


1,310.40 


136 


400 


200 


8 





9 


1,349.20 


161 


450 


225 


9 2 





10 


1,388.00 


187 


500 


250 


9 11 





11 


1,426.80 


215 


550 


275 


9 


62 


12 


1,465.60 


246 


600 


300 


8 


114 


13 


1,504.40 


278 


650 


325 


7 


165 


14 


1,543.20 


314 


700 


350 


6 


214 


15 


1,582.00 


353 


750 


375 


5 


262 


16 


1,620.80 


394 


800 


400 


4 


308 


17 


1,659.60 


427 


850 


425 


3 


363 


18 


1,698.40 


462 


900 


450 


2 


106 


19 


1 1,737.20 


499 


950 


475 


1 


454 




Guaranteed Cash Vj 


ilue at end of 20 Years, $500. 



The Use of Estimates is Prohibited. 



12S 


NEW-YORK LIFE INSURANCE COMPANY. 


Cumulative Limited-Endowment Policy $1000 




20-YEAR ENDOWMENT PERIOD, Rate C. 


Age 


29 


Annual Premium $39 . 50 




Total Value 




Paid-up Insurance. 


Tftmi Extension 


Year. 


of Policy 

at Death in 


Loan 

end of 


Until 


With Cash 


with 




Year 
Specified. 


Year. 


maturity 

of 
Policy. 


if living 
at maturity 
of Policy. 


Cash if living. 












Yrs. Mos. 


Cash. 


1 


$1,039.50 












2 


1,079.00 












3 


1,118.50 


$45 


$150 


$75 


2 3 


'$6 


4 


1,158.00 


61 


200 


100 


3 5 





5 


1,197.50 


77 


250 


125 


4 8 





6 


1,237.00 


96 


300 


150 


5 9 





7 


1,276.50 


116 


350 


175 


6 10 





8 


1,316.00 


138 


400 


200 


7 10 





9 


1,355.50 


161 


450 


225 


8 11 





10 


1,395.00 


187 


500 


250 


9 10 





11 


1,434.50 


215 


550 


275 


9 


55 


12 


1,474.00 


246 


600 


300 


8 


108 


13 


1,513.50 


279 


650 


325 


7 


160 


14 


1,553.00 


315 


700 


350 


6 


210 


15 


1,592.50 


353 


750 


375 


5 


258 


16 


1,632.00 


394 


800 


400 


4 


305 


17 


1,671.50 


427 


850 


425 


3 


360 


18 


1,711.00 


462 


900 


450 


2 


405 


19 


1,750.50 


499 


950 


475 


1 


453 


Guaranteed Cash Value at end of 20 Years, $500. 


Age 


30 


Annual Premium $40.20 








Paid-up Insurance. 




Year. 


Total Value 

of Policy 
at Death in 


Loan 




Term Extension 
with 


Until 


With Cash 




Year 
Specified. 


Year. 


maturity 

of 
Policy. 


if living- 
at maturity 
of Policy. 


Cash if living. 












Yrs. Mos. 


Cash. 


1 


$1,040.20 












o 


1,080.40 












3 


1,120.60 


$45 


$150 


$75 


2 2 


'$6 


4 


1,160.80 


61 


200 


100 


3 4 





5 


1,201.00 


78 


250 


125 


4 7 





6 


1,241.20 


96 


300 


150 


5 7 





7 


1,281.40 


116 


350 


175 


6 8 





8 


.1,321.60 


138 


400 


200 


7 8 





9 


1,361. HO 


162 


450 


225 


8 9 





10 


1,402.00 


188 


500 


250 


9 8 





11 


1,442.20 


216 


550 


275 


9 


47 


12 


1,482.40 


247 


600 


300 


8 


102 


13 


1,522. CO 


280 


650 


325 


7 


155 


a 4 


1,562.80 


316 


700 


350 


6 


205 


15 


1,603.00 


354 


750 


375 


5 


254 


16 


1,643.20 


395 


800 


400 


4 


301 


17 


1,683.40 


428 


850 


425 


3 


356 


18 


1,723.60 


462 


900 


450 


2 


404 


19 


1,763.80 


499 


950 


475 


1 


453 


Guaranteed Cash Value at end of 20 Years, $500. 



The Use of Estimates is Prohibited. 



NEW-YORK LIFE INSURANCE COMPANY. 129 


Cumulative Limited-Endowment Policy $1000 


20-YEAR ENDOWMENT PERIOD, Rate C. 


Age 31 


Annual Premium 


$41.00 








Paid-up Insurance. 




Year. 


Total Value 

of Policy 
at Death in 


Loan 

end of 






Term Extension 
with 


Until 


With Cash 




Year 

Specified. 


Year. 


maturity 

of 
Policy. 


if living 
at maturity 
of Policy. 


Cash if living. 












Yrs. A los. 


Cash. 


1 


$1,041.00 












2 


],082.00 












3 


1,123.00 


$46 


$150 


$75 


2 2 


'$0 


4 


1,164.00 


61 


200 


100 


3 4 





5 


1,205.00 


78 


250 


125 


4 7 





6 


1,246.00 


97 


300 


150 


5 6 





7 


1,28700 


117 


350 


175 


6 7 





8 


1,328.00 


139 


400 


200 


7 6 





9 


1,369.00 


163 


450 


225 


8 7 





10 


1,410.00 


189 


500 


250 


9 5 





11 


1,451.00 


217 


550 


275 


9 


38 


12 


1.492.00 


248 


600 


300 


8 


95 


13 


1,533.00 


28.0 


650 


325 


7 


149 


14 


1,574.00 


316 


700 


350 


6 


199 


15 


1,615.00 


354 


750 


375 


5 


248 


16 


1,656.00 


395 


800 


400 


4 


298 


17 


1,697.00 


428 


.850 


425 


3 


351 


18 


1,738.00 


462 


900 


450 


2 


403 


19 


1,779.00 


499 


950 


475 


1 


452 


Guaranteed Cash Value at end 


of 20 Years, $500. 


Age 32 


Annual Premium 


$41.90 








Paid-up I 


nsuranee. 






Total Value 
of Policy 


Loan 






Term Extension 






Year. 


at Death in 


end of 


Until 


With Cash 


with 




Year 
Specified. 


Year. 


maturity 

of 
Policy. 


if living 
at maturity 
of Policy. 


Cash if living. 












Yrs. Mos. 


Cash. 


1 


$1,041.90 












2 


1,083.80 












3 


1,125.70 


$46 


$150 


$75 


2 2 


$6 


4 


1,167.60 


61 


200 


100 


3 4 





5 


1,209.50 


78 


250 


125 


4 7 





6 


1,251.40 


97 


300 


150 


5 5 





7 


1,293.30 


117 


350 


175 


6 5 





8 


1,335.20 


139 


400 


200 


7 4 





9 


1,377.10 


163 


450 


225 


8 4 





10 


1,419.00 


190 


500 


250 


9 2 





11 


1,460.90 


218 


550 


275 


9 


27 


12 


1,502.80 


249 


600 


300 


8 


87 


13 


1,544.70 


281 


650 


325 


7 


142 


14 


1,586.60 


317 


700 


350 





192 


15 


1,628.50 


355 


750 


375 


5 


242 


16 


1,670.40 


395 


800 


400 


4 


295 


17 


1,712.30 


428 


850 


425 


3 


345 


18 


1,754.20 


462 


900 


450 


2 


402 


19 


1,796.10 


499 


950 


475 


1 


451 


Guaranteed Cash Value at end 


of 20 Years, $500. 



The Use of Estimates is Prohibited. 



130 


NEW-YORK LIFE INSURANCE COMPANY. 


Cumulative Limited-Endowment Policy $1000 




20 -YEAR ENDOWMENT PERIOD, Rate C. 


Age 


33 


Annual Premiun 


$42.80 


Year. 


Total Value 

of Policy 
at Death in 


Loan 


Paid-up Insurance. 


Term Extension 
with 


Until 


With Cash 




Year 
Specified. 


Year. 


maturity 

of 
Policy. 


if living 
at maturity 
of Policy. 


Cash if living. 












Yrs. Mos. 


Cash. 


1 


$1,042.80 












2 


1,085.60 












3 


1,128.40 


$46 


$150 


$75 


2 1 


"$6 


4 


1,171.20 


62 


200 


100 


3 3 





5 


1,214.00 


79 


250 


125 


4 6 





6 


1,256.80 


98 


300 


150 


5 4 





7 


1,299.60 


118 


350 


175 


6 4 





8 


1,342.40 


140 


400 


200 


7 2 





9 


1,385.20 


164 


450 


225 


8 1 





10 


1,428.00 


191 


500 


250 


8 11 





11 


1,470.80 


219 


550 


275 


9 


15 


12 


1,513.60 


250 


600 


300 


8 


78 


13 


1,556.40 


282 


650 


325 


7 


134 


14 


1,599.20 


318 


700 


350 


6 


185 


15 


1,642.00 


356 


750 


375 


5 


236 


16 


1,684.80 


396 


800 


400 


4 


291 


17 


1,727.60 


428 


850 


425 


3 


340 


18 


1,770.40 


462 


900 


450 


2 


400 


19 


1,813.20 


499 


950 


475 


1 


450 




Guaranteed Cash V< 


ilue at end of 20 Years, $500. 


Age 


34 


Annual Premiun 


i. ..$43.90 








Paid-up Insurance. 






Total Value 
of Policy 


Loan 




Term Extension 






Year. 


at Death in 


end of 


Until 


With Cash 


with 




Year 
Specified. 


Year. 


maturity 
Policy. 


if living 
at maturity 
of Policy. 


Cash if living. 












Yrs Mos. 


Cash. 


1 


$1,043.90 












2 


1,087.80 












3 


1,131.70 


$46 


$i50 


$75 


2 1 


$0 


4 


1,175.60 


62 


200 


100 


3 3 





5 


1,219.50 


79 


250 


125 


4 5 





6 


1,263.40 


98 


300 


150 


5 3 





7 


1,307.30 


119 


350 


175 


6 2 





8 


1,351.20 


141 


400 


200 


7 





9 


1,395.10 


165 


450 


225 


7 10 





10 


1,439.00 


192 


500 


250 


8 7 





11 


1,482.90 


220 


550 


275 


9 


2 


12 


1,526.80 


251 


600 


300 


8 


67 


13 


j 1,570.70 


284 


650 


325 


7 


124 


14 


1,614 60 


319 


700 


350 


6 


177 


15 


1,658.50 


357 


750 


375 


5 


230 


16 


> 1,702.40 


397 


800 


400 


4 


287 


17 


1,746.30 


429 


850 


425 


3 


335 


18 


1,790.20 


463 


900 


450 


2 


398 


19 


1,834.10 


499 


950 


475 


1 


449 




Guaranteed Cash V 


alue at end of 20 Years, $500. 



Xlie Use of Estimates is Prohibited. 



NEW-YORK LIFE INSURANCE COMPANY. 131 


Cumulative Limited-Endowment Policy $ 1 000 




20-YEAR ENDOWMENT PERIOD, Rate C. 


Age 


35 


Annual Premiun 


i 


$45.10 










Paid-up Insurance. 




Year. 


Total Value 

of Policy 
at Death in 


Loan 

end of 




Term Extension 
with 


Until 


With lash 




Year 
Specified. 


Year. 


maturity 

of 
Policy. 


if living 
at maturity 

of Policy. 


Cash if living. 












Yrx. Mos. 


Cash. 


1 


$1,045.10 












2 


1,090 20 












3 


1,135.30 


$47 


$150 


$75 


2 


'$6 


4 


1,180.40 


63 


200 


100 


3 2 





5 


1,225.50 


80 


250 


125 


4 4 





6 


1,270.60 


99 


300 


150 


5 2 





7 


1,315.70 


120 


350 


175 


6 





8 


1,360.80 


142 


400 


200 


6 9 





9 


1,405.90 


166 


450 


225 


7 7 





10 


1,451.00 


193 


500 


250 


8 3 





11 


1,496.10 


222 


550 


275 


8 10 





12 


1,541.20 


252 


600 


300 


8 


54 


13 


1,586 30 


285 


650 


325 


7 


112 


14 


1,631.40 


320 


700 


350 


6 


169 


15 


1,676.50 


358 


750 


375 


5 


223 


16 


1,721.60 


398 


800 


400 


4 


283 


17 


1,766.70 


430 


850 


425 


3 


331 


18 


1,811.80 


464 


900 


450 


2 


396 


19 


1,856.90 


499 


950 


475 


1 


449 


Guaranteed Cash Value at end of 20 Years, $500. 


Age 


36 


Annual Premium 


$46.40 








Paid-up Insurance. 




Year. 


Total Value 

of Policy 
at Death in 


Loan 




Term Extension 
with 


Until 


With Cash 




Year 
Specified. 


Year. 


maturity 

of 
Policy. 


if living 
at maturity 
of Policy. 


Cash if living. 












Yrs. Mos. 


Cash. 


1 


$1,046.40 












2 


1,092.80 












3 


1,139.20 


$47 


$150 


$75 


2 


"$0 


4 


1,185.60 


63 


200 


100 


3 1 





5 


1,232.00 


81 


250 


125 


4 3 





6 


1,278.40 


100 


300 


150 


5 1 





7 


1,324.80 


121 


350 


175 


5 11 





8 


1,371.20 


143 


400 


200 


6 7 





9 


1,417.60 


168 


450 


225 


7 3 





10 


1,464.00 


194 


500 


250 


7 11 





11 


1,510.40 


223 


550 


275 


8 6 





12 


1,556.80 


253 


600 


300 


8 


39 


13 


1,603.20 


286 


650 


325 


7 


100 


14 


1,649.60 


321 


700 


350 


6 


160 


15 


1,696.00 


359 


750 


375 


5 


216 


16 


1,742.40 


399 


800 


400 


4 


278 


17 


1,788.80 


432 


850 


425 


3 


328 


18 


1,835.20 


464 


900 


450 


2 


394 


19 


1,881.60 


499 


950 


475 


1 


44S 




Guaranteed Cash Vi 


ilue at end of 20 Years, $500. 



The Use of Estimates is Prohibited. 



132 NEW-YORK LIFE INSURANCE COMPANY. 


Cumulative Limited-Endowment Policy $1000 


20-YEAR ENDOWMENT PERIOD, Rate C. 


Age 37 


Annual Premium 


$47.90 




Total Value 




Paid-up Insurance. 


Term Extension 
with 


Year. 


of Policy 
at Death in 


Loan 

end of 


Until 


With Cash 




Year 
Specified. 


Year. • 


maturity 
of 

Policy. 


if living 
at maturity 
of Policy. 


Cash if living. 










Yrs. Mos. 


Cash. 


1 $1,047.90 












2 1,095.80 












3 1,143.70 


$48 


$150 


$75 


2 


"$6 


4 1,191.60 


64 


200 


100 


3 1 





5 1,239.50 


82 


250 


125 


4 2 





6 


1,287.40 


101 


300 


150 


5 





7 


1,335.30 


122 


350 


175 


5 9 





8 


1,383.20 


145 


400 


200 


6 5 





9 


1,431.10 


169 


450 


225 


7 





10 1,479.00 


195 


500 


250 


7 7 





11 


1,526.90 


224 


550 


275 


8 2 





12 


1,574.80 


254 


600 


300 


8 


22 


13 


1,622.70 


287 


650 


325 


7 


88 


14 1,670.60 


322 


700 


350 


6 


151 


15 1 1,718.50 


360 


750 


375 


5 


210 


16 1,766.40 


400 


800 


400 


4 


273 


17 1,814.30 


433 


850 


425 


3 


S26 


IS 1,862.20 


464 


900 


450 


2 


392 


19 , 1,910.10 


499 


950 


475 


1 


447 


Guaranteed Cash Value at enc 


l of 20 Years, $500. 


Age 38 


Annual Premium 


$49.60 








Paid-up I 


nsuranee. 






Total Value 
of Policy 


Loan 






Term Extension 






Year. 


at Death in 


end of 


Until 


With Cash 


with 




Year 
Specified. 


Year. 


maturity 

of 
Policy. 


if living- 
at maturity 
of Policy. 


Cash if living. 












Yrs. Mos. 


Cash. 


1 


$1,049.60 












2 1.099.20 












3 1,148.80 


$49 


$150 


$75 


2 


'$0 


4 1 1,198.40 


65 


200 


100 


3 





5 


1,248.00 


83 


250 


125 


4 1 





6 


1,297.60 


102 


300 


150 


4 11 





7 


1,347.20 


123 


350 


175 


5 7 





8 


1,396.80 


146 


400 


200 


6 3 





9 


1,446.40 


170 


450 


225 


6 9 





10 


1,496.00 


196 


500 


250 


7 3 





11 1,545.60 


225 


550 


275 


7 10 





12 


1,595.20 


255 


600 


300 


8 


3 


13 


1,644.80 


288 


650 


325 


7 


75 


14 


1,694.40 


323 


700 


350 


6 


142 


15 


1,744.00 


361 


750 


375 


5 


203 


16 


1,793.60 


401 


800 


400 


4 


268 


17 


1,843.20 


•433 


850 


425 


3 


325 


18 


1,892.80 


464 


900 


450 


2 


389 


19 


1,942.40 


499 


950 


475 


1 


446 


Guaranteed Cash Value at end 


of 20 Years, $500. 



The Use of Estimates is Prohibited* 



NEW-YORK LIFE INSURANCE COMPANY. 



Cumulative Limited-Endowment Policy $1000 

20-YEAR ENDOWMENT PERIOD, Rate C. , 



Age 39 



Annual Premium $51 60 



1 
2 
3 
4 
5 

6 

7 

8 

9 

10 

11 
12 
13 
14 
15 

16 
17 
18 
19 



Total Value 

of Policy 
at Death in 

Year 
Specified. 



£1,051.60 
1,103.20 
1,154.80 
1,206.40 
1,258.00 

1,309.60 
1,361.20 
1,412.80 
1,464.40 
1,516.00 

1,567.60 
1,619.20 

1,670 80 
1,722 40 
1,774.00 

1,825.60 

1,877.20 
1,928.80 
1,980.40 



Loan 
end of 
Year. 



$49 
66 

84 

103 

124 
147 
172 
197 

227 
257 
290 
324 
362 

402 
433 
464 
499 



Paid-up Insurance 



Until 
maturity 



$150 
200 
250 

300 
350 
400 
450 
500 

550 
600 
650 
700 
750 

800 
850 
900 
950 



With Cash 
if living 

at maturity 
of Policy. 



$75 
100 
125 

150 
175 
200 
225 
250 

275 
3G0 
325 
350 
375 

400 
425 
450 
475 



Term Extension 

with 

Cash if living. 



rs. 


Mos. 


i 


11 


2 


11 


4 





4 


9 


5 


5 


6 





6 


6 


6 


11 


7 


6 


/ 


9 


7 





6 





5 





4 





3 





2 





1 






$0 







o 







62 

132 

197 

262 
323 

386 
445 



Guaranteed Cash Value at end of 20 Years, $500. 



Age 40 



Annual Premium $53 . 90 



6 

7 

8 

9 

10 

11 
12 
13 
14 
15 

16 
17 

18 
19 



Total Value 
of Policy 

at Death in 

Year 
Specified. 



$1,053.90 
1,107.80 
1,161.70 
1,215.60 
1,269.50 

1,323.40 
1,377.30 
1,431.20 
1,485.10 
1,539.00 

1,592.90 
1,646.80 
1,700.70 
1,754.60 

1,808.50 

1,862.40 
1,916.30 
1,970.20 
2,024.10 



Loan 

end of 
Year. 



$50 

67 

85 

104 
126 
149 
173 
200 

229 
259 
292 
327 
363 

403 
434 
465 
499 



Paid-up Insurance. 


Until 


With Cash 


maturity 


if living- 


of 


at maturity 


Policy. 


of Policy. 


$150 


$75 


200 


100 


250 


125 


300 


150 


350 


175 


400 


200 


450 


225 


500 


250 


550 


275 


600 


300 


650 


325 


700 


350 


750 


375 


800 


400 


850 


425 


900 


450 


950 


475 



Term Extension 

with 
Cash if living. 



11 

11 
11 

7 
3 
9 
3 



7 6 

7 

6 

5 

4 

3 

2 

1 



$0 












49 

122 
190 

256 
320 
383 
443 



Guaranteed Cash Value at end of 20 Years, $500. 



The Use of Estimates is Prohibited. 



















134 NEW-YORK LIFE INSURANCE COMPANY. 


Cumulative Limited-Endowment Policy $1000 


20-YEAR ENDOWMENT PERIOD, Rat C. 


Age 41 


Annual Premiun 


i 


$56.50 






Total Value 

of Policy 


Loan 


Paid-up Insurance. 


Term Extension 




rear. 


at Death in 

Year 
Specified. 


end of 

Year. 


Until 
maturity 

of 
Policy. 


With Cash 
if living 

at maturity 
of Policy. 


with 
Cash if living. 












Yrs. Mos. 


Cash. 


1 


$1,056.50 












2 


1,113.00 












3 


1,169.50 


$51 


$150 


$75 


1 ii 


'$0 


4 


1,226.00 


68 


200 


100 


2 10 





5 


1,282.50 


86 


250 


125 


3 9 





6 


1,339.00 


106 


300 


150 


4 6 





7 


1,395.50 


127 


350 


175 


5 1 





8 


1,452 00 


150 


400 


200 


5 6 





9 


1,508.50 


175 


450 


225 


6 1 





10 


1,565.00 


201 


500 


250 


6 5 





11 


1,621.50 


230 


550 


275 


6 11 





12 


1,678.00 


260 


600 


300 


7 2 





13 


1,734.50 


293 


650 


325 


7 


35 


14 


1,791.00 


328 


700 


350 


6 


111 


15 


1,847.50 


364 


750 


375 


5 


181 


16 


1,904.00 


404 


800 


400 


4 


249 


17 


1,960.50 


434 


850 


425 


3 


316 


18 


2,017.00 


465 


900 


450 


2 


380 


19 


2,073.50 


499 


950 


475 


1 


441 


Guaranteed Cash. Value at end of 20 Years, $500. 


Age 42 


Annual Premiun 


i 


$59.40 










Paid-up Insurance. 






Total Value 






Term. Extension 


Year. 


of Policy 
at Death in 


Loan 


Until 


With Cash 


with 




Year 
Specified. 


Year. 


maturity 
of 


if living 
at maturity 


Cash if living. 






Policy. 


of Policy. 














Yrs. Mos. 


Cash. 


1 


$1,059.40 












2 


1,118.80 












3 


1,178.20 


$52 


$150 


$75 


i io 


$0 


4 


1,237.60 


69 


200 


100 


2 9 


o 


5 


1,297.00 


87 


250 


125 


3 7 





6 


1,356.40 


107 


300 


150 


4 4 


o 


7 


1,415.80 


128 


350 


175 


4 11 





8 


1,475.20 


151 


400 


200 


5 4 





9 


1,534.60 


176 


450 


225 


5 11 





10 


1,594.00 


203 


500 


250 


6 2 





11 


1,653.40 


231 


550 


275 


6 8 





12 


1,712.80 


261 


600 


300 


6 11 





13 


1,772.20 


294 


650 


325 


7 


20 


14 


1,831.60 


329 


700 


350 


6 


98 


15 


1,891.00 


365 


750 


375 


5 


170 


16 


1,950.40 


405 


800 


400 


4 


241 


17 


2,009.80 


435 


850 


425 


3 


311 


18 


2,069.20 


465 


900 


450 


2 


376 


19 


2,128.60 


499 


950 


475 


1 


439 


Guaranteed Cash Value at end of 20 Years, $500. 



The Use of Estimates is Proliitoited. 



NEW-YORK LIFE INSURANCE COMPANY. 135 


Cumulative Limited-Endowment Policy $1000 


20-YEAR ENDOWMENT PERIOD, Rate C. 


Age 43 


Annual Premium $62.70 








Paid-up Insurance. 




Year. 


Total Value 
of Policy 

at Death in 

Year 
Specified. 


Loan 

end of 
Year. 




Term Extension 
with 

Cash if living. \ 


Until 

maturity 

of 

Policy. 


With Cash 

if living 
at maturity 
of Policy. 












Vis. Mas. 


Cash. 


1 


$1,062.70 












2 


1,125.40 












3 


1,188.10 


$52 


$150 


$75 


1 10 


'$0 


4 


1,250.80 


70 


200 


100 


2 8 





5 


1,313.50 


88 


250 


125 


3 6 





6 


1,376.20 


108 


300 


150 


4 3 





7 


1,438.90 


130 


350 


175 


4 9 





8 


1,501.60 


153 


400 


200 


5 2 





9 


1,564.30 


178 


450 


225 


5 9 





10 


1,627.00 


205 


500 


250 


5 11 





11 


1,689.70 


233 


550 


275 


6 5 





12 


1,752.40 


264 


600 


300 


6 8 





13 


1,815.10 


296 


650 


325 


7 


4 


14 


1,877.80 


331 


700 


350 


6 


83 


15 


1,940.50 


366 


750 


375 


5 


157 


16 


2,003.20 


406 


800 


400 


4 


232 


17 


2,065.90 


436 


850 


425 


3 


304 


18 


2,128.60 


465 


900 


450 


2 


372 


19 


2,191.30 


499 


950 


475 


1 


437 


Guaranteed Cash Value at end of 20 Years, $500. 


Age 44 


Annual Premium $66 . 40 








Paid-up Insurance. 






Total Value 






Term Extension 


Year. 


of Policy 
at Death in 


Loan 


Until 


With Cash 


with 




Year 
Specified. 


Year. 


maturity 

of 
Policy. 


if living 
at maturity 
of Policy. 


Cash if living. 












Yrs. Mos. 


Cash. 


1 


$1,066.40 












2 


1,132.80 












3 


1,199.20 


$54 


$150 


$75 


i 9 


'$0 


4 


1,265.60 


71 


200 


100 


2 7 





5 


1,332.00 


89 


250 


125 


3 5 





6 


1,398.40 


110 


300 


150 


4 1 





7 


1,464.80 


131 


350 


175 


4 7 





8 


1,531.20 


155 


400 


200 


5 





9 


1,597.60 


180 


450 


225 


5 6 





10 


1,664.00 


207 


500 


250 


5 9 





11 


1,730.40 


235 


550 


275 


6 2 





12 


1,796.80 


266 


600 


300 


6 5 





13 


1,863.20 


298 


650 


325 


6 9 





14 


1,929.60 


333 


700 


350 


6 


65 


15 


1,996.00 


369 


750 


375 


5 


142 


16 


2,062.40 


407 


800 


400 


4 


221 


17 


2,128.80 


437 


850 


425 


3 


296 


18 


2,195.20 


466 


900 


450 


2 


367 


19 


2,261.60 


499 


950 


475 


1 


435 


Guaranteed Cash Value at end of 20 Years, $500. 


io TJ 


tie 


Use « 


>f Est] 


inflate* 


s is Pi 


roliilM 


ted. 



NEW-YORK LIFE INSURANCE COMPANY. 



Cumulative Limited-Endowment Policy $1000 

20-YEAR ENDOWMENT PERIOD, Rate C. 



AQ6 45 Annual Premium $70.70 



9 
10 

11 
12 
13 
14 
15 

16 

17 
18 
19 



Total Value 
of Policy 

at Death m 

Year 

Specified. 



$1,070.70 
1,141.40 
1,212.10 
1,282.80 
1,353.50 

1,424.20 
1,494.90 
1,565.60 
1,636.30 
1,707.00 

1,777.70 
1,848.40 
1,919.10 
1,989.80 
2,060.50 

2,131.20 
2,201.90 
2,272.60 
2,343.30 





Paid-up Insurance. 








end of 


Until 
maturity 


With Cash 
if living 


Year. 


of 


at maturity 




Policy. 


of Policy. 


$55 


$ib'6 


$75 


72 


200 


100 


91 


250 


125 


111 


300 


150 


133 


350 


175 


156 


400 


200 


182 


450 


225 


209 


500 


250 


237 


550 


275 


268 


600 


300 


300 


650 


325 


335 


700 


350 


371 


750 


375 


410 


800 


400 


438 


850 


425 


467 


900 


450 


499 


950 


475 



Term Extension 

with 

Cash if living. 



Yrs. 


Mos. 


1 


8 


2 


6 


3 


4 


3 


11 


4 


5 


4 


10 


5 


3 


5 


7 


5 


11 


6 


2 


6 


5 


6 





5 





4 





3 





2 





1 





















43 

125 

208 
287 
362 
433 



Guaranteed Cash Value at end of 20 Years, $500. 



The Use of Estimates is JProliitoited. 



PREMIUM RATES ^ND GUARANTEES 



20-Year Endowment 
20-Year Accumulation Policy 



. ANNUAL LOANS AND • 
DECREASING PREMIUM, 



ISSUED BY THE 



New=York Like 



INSURANCE COMPANY. 



>» THE K- 



20-Yeai 1 . Endowment i^ccunjulation polio} 

With ANNUAL LOANS and 
DECREASING PREMIUM, 

OF THE 

New- York Life Insurance Company. 



R POLiICV 

with, the single condition that the 
premiums be paid as agreed. 

R POIilCV 

with no restrictions whatever re- 
specting occupation, residence, travel, 
habits of life or manner of death. 

R POLiICY 

incontestable after it has been in 
force one full year, if the premiums 
have been duly paid. 

R POIilCV 

that cannot be forfeited after it shall 
have been in force three full years, 
and providing also for thirty days' 
grace in the payment of all premi- 
ums (the insurance remaining in 
force during the grace). 

R POIilCV 

providing for loans, paid-up or ex- 
tended insurance, if in force three 
full years. 

R POLtlCY 

providing for change of beneficiary 
at any time while in force. 



NEW-YORK LIFE INSURANCE COMPANY. 



....THE.... 



20=Year Endowment, 
20= Year Accumulation Policy 



With ANNUAL LOANS and 
DECREASING PREMIUM. 

The 20=Year Endowment, 20=Year Accumula= 
tion Policy with Annual Loans and Decreasing 
Premium, is an entirely new and attractive form of in- 
surance issued only by the New- York Life Insurance 
Company, and combines the same advantages, and is 
intended to serve the same purposes, that have been here- 
tofore served by regular Endowments with uniform pre- 
miums. These are — protection against loss by death 
during 20 years, when the family of the insured is likely 
most to need that protection; and a cash payment to the 
insured himself if he survives the Endowment Period. 

The premium on this policy for the last 10 years of the 
insurance is reduced at young ages to less than one-half 
the regular Endowment rates, and even at the oldest ages 
there is a very large reduction, and these reductions 
are guaranteed "in the policy. Surplus accumulates 
during the Endowment Period of 20 years for the benefit 
of those who continue to the end of the Period. 

The 20= Year Endowment, 20=Year Accumula= 
lation Policy with Annual Loans and Decreasing 
Premium, guarantees the payment of the face amount of 
the policy, should death occur before the termination of the 
Endowment Period, and if all the premiums have 
been paid and the insured is living at the end 
of twenty years the policy provides for the payment 
in cash of three-fourths of the face amount of the policy : 



NEW-YORK LIFE INSURANCE COMPANY. 



thus, a policy issued for $1,000.00 on the 20=Year 

Endowment, 20=Year Accumulation Plan, with 
Annual Loans and Decreasing Premium, provides 
for the payment of $750.00 in cash at the end of the 
20-Year Period, and in addition thereto the cash dividend 
then apportioned by the Company. 

The 20- Year Endowment, 20- Year Accumulation 
Policy with Annual Loans and Decreasing Premium con- 
tains only the one condition — that the premiums be paid as 
agreed. If the insured pays the premiums t the Company 
will pay the policy. 

Besides being entirely free from all restric= 
tions, the 20=Year Endowment, 20=Year Ac= 
cumulation Policy with Annual Loans and 
Decreasing Premium of the New=York Life 
Insurance Company includes the greatest num= 
ber of privileges, guarantees and benefits ever 
embodied in a single life contract. Its dis= 
tinctive provisions are : 

FIRST. 

No restrictions whatever with respect to occupation, resi- 
dence, travel, habits of life or cause of death. 

SECOND. 

Claims paid immediately after receipt and approval of 
proofs of the death of the insured. 

THIRD. 

Incontestable after having been in force one full year, if 
the premiums have been duly paid. 

The incontestable provision of the Accumulation Policies 
reads as follows : 

"The Company agrees that this policy shall be incontest- 
able after it has been in force one full year, if the premiums 
have been duly paid." 

FOURTH. 

Accumulation of surplus during a period of 20 years, with 
the right to select and receive one of four benefits. 



NEWY0RK LIFE INSURANCE COMPANY. 



The 20=Year Endowment, 20=Year Accumu= 

lation Policy with Annual Loans and Decreasing 

Premium, issued at age 35, for $10,000.00, contains the 

following 

FOUR BENEFITS: 

(1.) Receive the dividend, in cash, and receive paid- 
up insurance of Seven thousand Jive hundred dollars, 
payable at death only, and receive an annual income 
for life of Two hundred and twenty-Jive dollars, and 
discontinue this Policy (evidence of good health will 
not be required) ; or, 
(2.) Receive the entire cash value, as stated be- 
low, in cash, and discontinue this Policy ; or, 
(3.) Receive the entire cash value, as stated below, 
converted into an annual income for life, and discon- 
tinue this Policy ; or, 
(4.) Receive the entire cash value, as stated below, 
converted into paid-up insurance, payable at death 
only, subject to evidence of good health satisfactory to 
the Company, and discontinue this Policy. 
The Company guarantees that the entire cash value of 
this Policy at the end of the Endowment Period shall be 
Seven thousand Jive hundred dollars, and in addition there- 
to the cash dividend then apportioned by the Company. 
FIFTH. 
An agreement to make advances as loans on the sole 
security of the policy, at the end of the third year, and at 
subsequent anniversaries within the Accumulation Period, 
of amounts specified in the policy, with interest in advance 
at the rate of 5 per cent, per annum. 
SIXTH. 
A grace of one month in payment of premiums after the 
policy has been in force three months. During the month 
of grace the policy remains in force and will be paid, after 
deduction of the unpaid premium with interest at the rate 
of 5 per cent, per annum, if the death of the insured shall 
occur during the month. 



NEW-YORK LIFE INSURANCE COMPANY. 



SEVENTH. 

Re-instatement on written application therefor within six 
months after non-payment of any premium, subject to evi- 
dence of good health satisfactory to the Company, and 
payment of premiums to date of re-instatement, with in- 
terest at the rate of 5 per cent, per annum. 

EIGHTH. 

Non-forfeitable after having been in force three full 
years. If any subsequent premium is not paid the policy 
gives the policy-holder a choice between — 

1. Extended insurance for the full amount of the policy 
during a period, which is shown by a table on the second 
page of the policy, and 

2. Paid-up insurance for a reduced amount payable at 
the same time as the original policy, the amount of which is 
also shown by a table on the second page of the policy. 

In the first case no action on the part of the insured is 
required. In the second, application must be made and 
the original policy returned for endorsement within six 
months after any premium has not been paid. In neither 
case is a new policy required. 

NINTH. 

Privilege of changing the beneficiary during the life- 
time of the insured if so requested in the application. The 
death of the beneficiary before the death of the insured has 
been a fruitful source of annoyance. The insurance under 
this policy is applied for and granted with the reservation 
by the insured of the right to change the beneficiary at 
any time during the continuance of the policy, provided it 
is not assigned, by a written request made to the Company 
and accompanied by the policy for endorsement. 



The 20 - Year Endowment, 20 - Year 
Accumulation Policy with Annual Loans 
and Decreasing Premium of the New- 
York Life Insurance Company furnish 

COMPLETE Freedom of Action. 
VALUABLE Privileges and Benefits. 
ABSOLUTE Guarantee of Payment. 



NEW-YORK LlFi£ INSURANCE COMPANY. 143 


20=YEAR ENDOWMENT— $1000. 


20 =Y ear Accumulation Policy 


WITH ANNUAL LOANS AND DECREASING PREMIUM. 


Age 21 


First 10 Yrs. Second 10 Yrs. 


Annual Premium $48 .20 $18 . 60 


Year. 


Loan 
end of 
Year. 


Paid-up Insurance. 


Term Extension with 
Cash if Living. 


Until Maturity 
of Policy. 


Cash if Riving 
at Maturity. 


3 
4 

5 
6 

7 


$67 
92 
118 
146 
176 


$150 
200 
250 
300 
350 


$113 
150 

188 
225 
263 


Yrs. Mos. 

5 
8 8 

12 4 
14 

13 


Cash. 

$0 



33 
113 


8 

9 

10 

11 

12 


210 

247 
286 
330 
377 


400 
450 
500 
550 
600 


300 
338 
375 
413 
450 


12 

11 

10 

9 

8 


190 
264 
337 

378 
419 


13 
14 
15 
16 
17 


428 
483 
534 
587 
637 


650 
700 
750 

800 
850 


488 
525 
563 
600 
638 


7 
6 
5 
4 
3 


460 

502 
543 

584 
626 


18 
19 


692 
749 


900 
950 


675 
713 


2 
1 


667 

708 


Guaranteed Cash Value at end of 20 Years, $750. 


Age 22 


First 10 Yrs. Second 10 Yrs. 


Annual Premium . 


$48.3 


$19 10 




Year. 


Loan 

end of 
Year. 


Paid-up Insurance. 


Term Extension "with 
Cash if Living. 


Until Maturity 
of Policy. 


Cash if Riving 
at Maturity. 


3 
4 
5 
6 

7 


$67 

92 
118 
146 
176 


$150 
200 
250 
300 
350 


$113 
150 

188 
225 
263 


Yrs. Mns. 

4 9 
8 4 

12 
14 

13 


Cash. 

$0 



24 
103 


8 

9 

10 

11 

12 


210 
247 
287 
330 
377 


400 
450 
500 
550 
600 


300 
338 
375 
413 
450 


12 

11 

10 

9 

8 


183 
257 
330 
372 
414 


13 
14 
15 
16 
17 


428 
484 
534 
587 
637 


650 
700 

750 

800 
850 


488 
525 
563 
600 
638 


7 
6 
5 
4 
3 


456 

498 
540 

582 
624 


18 
19 


692 
749 


900 
950 


675 
713 


2 
1 


666 

708 


Guaranteed Cash Value at end of 20 Years, $750. 



The Use of Estimates is Prohibited. 



144 NEW-YORK LIFE INSURANCE COMPANY. 


20= YEAR ENDOWMENT— $1000. 


20=Year Accumulation Policy 


WITH ANNUAL LOANS AND DECREASING PREMIUM. 


Age 23 


First 10 Yrs. Second 10 Yrs. 


Annu 


al Premium $48 .40- SRI O firt 






Year. 


Loan 

end of 
Year. 


Paid-up Insurance. 


Term Extension with 
Cash if Living. 


Until Maturity 
of Policy. 


Cash if Living 
at Maturity. 


3 
4 

5 
6 

7 


$67 

92 

118 
146 
176 


$150 
200 
250 
300 
350 


$113 
150 

188 
225 
263 


Yrs. Mos. 
4 7 
8 1 
11 8 
14 
13 


Cash. 
$0 





15 

93 


8 

9 

10 

11 

12 


210 

247 
287 
330 
377 


400 
450 
500 
550 
600 


300 
338 
375 
413 
450 


12 

11 

10 

9 

8 


174 
249 
324 
366 
409 


13 
14 
15 
16 
17 


428 
484 
534 
587 
637 


650 
700 
750 

800 
850 


488 
525 
563 
600 
638 


7 
6 
5 
4 
3 


451 
494 
537 
579 
622 


18 
19 


692 
749 


900 
950 


675 
713 


2 
1 


664 

707 


Guaranteed Cash Value at end of 20 Years, $750. 


Age 24 


First 10 Yrs. Second 10 Yrs. 


Annual Premium. 


. $48.60 $2( 


) 00 




Year. 


Loan 

end of 
Year. 


Paid-up Insurance. 


Term Extension with 
Cash if Living. 


Until Maturity 
of Policy. 


Cash if Living 
at Maturity. 


3 

4 
5 
6 

7 


$67 

93 
119 
146 
176 


$150 
200 
250 
300 
350 


$113 
150 
188 
225 
263 


Yrs. Mos. 

4 5 

7 10 

11 4 

14 

13 


Cash. 
$0 



5 

83 


8 

9 

10 

:i 

12 


210 

247 
287 
330 
377 


400 
450 
500 
550 
600 


300 . 

338 

375 

413 

450 


12 

11 

10 

9 

8 


165 

241 
318 
361 
404 


13 
14 
15 
16 

17 


428 
484 
534 
587 
637 


650 
700 

750 

800 
850 


488 
525 
563 
600 
638 


7 
6 
5 
4 
3 


447 
490 
534 

577 
620 


18 
19 


692 
749 


900 
950 


675 
713 


2 
1 


663 
706 


Guaranteed Cash Value at end of 20 Years, $750. 



The Use of Estimates is Prohibited. 



NEW-YORK LIFE INSURANCE COMPANY. 345 


20=YEAR ENDOWMENT— $1000. 


20 =Y ear Accumulation Policy 


WITH ANNUAL LOANS AND DECREASING PREMIUM. 


Age 25 


First 10 Yrs. Second 10 Yrs. 


Annu< 


d Premium $48 . 70. . . $20 -^f> 






Year. 


Loan 

end of 
Year. 


Paid-up Insurance. 


Term Extension with 
Cash if Living. 


Until Maturity 
of Policy. 


Cash if Living 
at Maturity. 


3 

4 
5 
6 

7 


$68 

93 
119 
146 
176 


$150 
200 
250 
300 
350 


$113 
150 
188 
225 
263 


Yrs. Mos. 

4 3 

7 7 
11 
13 8 
13 


Cct>h. 

$0 




74 


8 

9 

10 

11 

12 


211 

248 
287 
330 
378 


400 
450 
500 
550 
600 


300 
338 
375 
413 
450 


12 

11 

10 

9 

8 


157 
235 
311 
354 
398 


13 
14 
15 
It) 
17 


428 
484 
534 
588 
638 


650 
700 

750 

800 
850 


488 
525 
563 
600 
638 


7 
6 
5 
4 
3 


442 
486 
530 
574 
618 


18 
19 


692 
749 


900 
950 


675 
713 


2 
1 


662 
706 


Guaranteed Cash. Value at end of 20 Years, $750. 


Age 26 


First 10 Yrs. Second 10 Yrs. 


Annual Premium. 


$48.9 


$21.00 




Year. 


Loan 

end of 
Year. 


Paid-up Insurance. 


Term Extension with 
Cash if Living. 


Until Maturity 
of Policy. 


Cash if Living 
at Maturity. 


3 
4 
5 

6 

7 


$68 

93 
119 
146 
176 


$150 
200 
250 
300 
350 


$113 
150 

188 
225 
263 


Yrs. Mos. 

4 3 
7 5 

10 7 
13 1 
13 


Cash. 

$0 




66 


8 

9 

10 

11 

12 


211 

248 
287 
330 

378 


400 
450 
500 
550 
600 


300 
338 
375 
413 
450 


12 

11 

10 

9 

8 


150 
233 
305 
349 
394 


13 
14 
15 
16 
17 


428 
484 
534 
588 
638 


650 
700 
750 

800 
850 


488 
525 
563 
600 
638 


7 
6 
5 
4 
3 


438 
483 
527 
572 
616 


18 
19 


692 
749 


900 

950 


675 
713 


2 
1 


661 

705 


Guaranteed Cash Value at end of 20 Years, $750. 



The Use of Estimates is Prohibited. 

















146 NEW-YORK LIFE INSURANCE COMPANY. 


20=YEAR ENDOWMENT-$1000. 


20- Year Accumulation Policy 


WITH ANNUAL LOANS AND DECREASING PREMIUM. 


Age 27 


First 10 Yrs. Second 10 Yrs. 


AnnUc 


d Premium $49.00 $21 Rft 






Year. 


Loan 
end of 

Year. 


Paid-up Insurance. 


Term Extension with 
Cash if Living. 


Until Maturity 
of Policy. 


Cash if Living 
at Maturity. 


3 
4 
5 
6 

7 


$68 

93 
119 
146 
176 


$150 
200 
250 
300 
350 


$113 
150 
188 
225 
263 


Yrs. Jl/os. 
4 3 

7 2 
10 2 

12 7 

13 


Cash. 

$0 




55 


8 

9 

10 

11 

12 


211 

248 
287 
330 

378 


400 
450 
500 
550 
600 


300 
338 
375 
413 

450 


12 

11 

10 

9 

8 


141 

228 
299 
344 
389 


13 
14 
15 
It) 
17 


428 
484 
534 
588 
638 


650 
700 
750 

800 
850 


488 
525 
563 
600 
638 


7 
6 
5 
4 
3 


434 
479 
524 
569 
614 


18 
19 


692 
749 


900 
950 


675 
713 


2 
1 


659 

704 


Guaranteed Cash Value at end of 20 Years ; $750. 


Age 28 


First 10 Yrs. Second 10 Yrs. 


Annual Premium . 


$49 . 2 


$22.10 




Year. 


Loan 

end of 
Year. 


Paid-up Insurance. 


Term Extension with 
Cash if Living. 


Until Maturity 
of Policy. 


Cash if Living 
at Maturity. 


3 

4 
5 
6 

7 


$68 

93 
119 
147 
177 


$150 
200 
250 
300 
350 


$113 
150 

188 
225 
263 


Yrs. Jl/os. 

4 2 
7 
9 10 

12 2 

13 


Cash. 

$0 






43 


8 

9 

10 

11 

12 


211 

248 
287 
330 
378 


400 
450 
500 
550 
600 


300 v 

338 

375 

413 
450 


12 

il 

10 

9 

8 


181 

220 
292 
337 
383 


13 
14 
15 
16 

17 


428 
484 
534 
588 
638 


650 
700 
750 

800 
850 


488 
525 
563 

600 

638 


7 
6 
5 
4 
3 


429 
475 
521 

^66 
612 


18 
19 


692 
749 


900 
950 


675 
713 


2 
1 


658 
704 


Guaranteed Cash Value at end of 20 Years, $750. 



The Use of Estimates is Prohibited. 



NEW-YORK LIFE INSURANCE COMPANY. 147 


20=YEAR ENDOWMENT— $1000. 


20=Year Accumulation Policy 


WITH ANNUAL LOANS AND DECREASING PREMIUM. 


Age 29 


First 10 Yrs. Second 10 Yrs. 


Annus 


d Premium $49.40 *22 70 






Year. 


Loan 

end of 
Year. 


Paid-up Insurance. 


Term Extension with 
Cash if Living. 


Until Maturity 
of Policy. 


Cash if Living 
at Maturity. 


3 

4 
5 
6 

7 


$68 

93 
119 
147 
177 


$150 
200 
250 
300 
350 


$113 
150 

188 
225 
263 


Yrs. Mos. 

4 2 

6 10 

9 7 

11 10 

13 


Cash. 
$0 







31 


8 

9 

10 

11 

12 


211 

248 
287 
331 
378 


400 
450 
500 
550 
600 


300 
338 
375 
413 
450 


12 

11 

10 

9 

8 


120 
209 

285 
331 

378 


13 
14 
15 
16 
17 


429 

484 
535 
588 
638 


650 
700 
750 

800 
850 


488 
525 
563 
600 
638 


7 
6 
5 
4 
3 


424 
471 
517 
564 
610 


18 
19 


692 
749 


900 
950 


675 
713 


2 
1 


657 
703 


Guaranteed Cash Value at end of 20 Years, $750. 


Age 30 


First 10 Yrs. Second 10 Yrs. 


Annual Premium. 


$49.6 


$23.30 




Year. 


Loan 

end of 
Year. 


Paid-up Insurance. 


Term Extension with 
Cash if Living. 


Until Maturity 
of Policy. 


Cash if Living 
at Maturity. 


3 
4 
5 
6 

7 


$68 

93 
119 
147 
177 


$150 
200 
250 
300 
350 


$113 
150 

188 
225 
263 


Yrs. Mos. 
4 2 

6 9 

9 4 

11 6 

13 


Cash. 






18 


8 

9 

10 

11 

12 


211 

248 
287 
331 
378 


400 
450 
500 
550 
600 


300 
338 
375 

413 
450 


12 

11 

10 

9 

8 


109 
196 

278 
325 
372 


13 
14 
15 
16 
17 


429 

484 
535 
588 
638 


650 
700 
750 

800 
850 


488 
525 
563 
600 
638 


7 
6 
5 
4 
3 


419 
466 
514 
561 

608 


. 18 
19 


692 
749 


900 
950 


675 
713 


2 
1 


655 
702 


Guaranteed Cash Value at end of 20 Years, $750. 



The Use of Estimates is Prohibited. 



148 NEW-YORK LIFE INSURANCE COMPANY. 


20= YEAR ENDOWMENT— $1000. 


20 =Y ear Accumulation Policy 


WITH ANNUAL LOANS AND DECREASING PREMIUM. 


Age 31 


First 10 Yrs. Second 10 Yrs. 


Annu; 


il Premium $49 .80 $24 Ol 






Year. 


Loan 

end of 
Year. 


Paid-up Insurance. 


Terra Extension with 
Cash if Living. 


Until Maturity 
of Policy. 


Cash if Living 
at Maturity. 


3 
4 

5 
6 

7 


$68 

93 
119 

147 
177 


$150 
200 
250 
300 
350 


$113 
150 
188 
225 
263 


Yrs. Mos. 
4 1 
6 7 

9 2 

11 2 
13 


Cash. 

$0 



5 


8 

9 

10 

11 

12 


211 

248 
287 
331 

378 


400 
450 
500 
550 
600 


300 
338 
375 
413 
450 


12 

11 

10 

9 

8 


97 
183 

270 
318 
366 


13 
14 
15 
16 
17 


430 

484 
535 
588 
638 


650 
700 
750 

800 
850 


488 
525 
563 
600 
638 


7 
6 
5 
4 
3 


414 
462 
510 

558 
606 


18 
19 


692 
749 


900 
950 


675 
713 


2 
1 


654 
702 


Guaranteed Cash Value at end of 20 Years, $750. 


Age 32 


First 10 Yrs. Second 10 Yrs. 


Annual Premium $50.10 $24.70 


Year. 


Loan 

end of 
Year. 


Paid-up Insurance. 


Term Extension with 
Cash if Living. 


Until Maturity 
of Policy. 


Cash if Living 
at Maturity.' 


3 

4 
5 
6 

7 


$68 
93 
119 
147 
177 


$150 
200 
250 
300 
350 


$113 
150 
188 
225 
263 


Yrs. Mos. 

4 

6 6 

9 

10 10 

12 9 


Cash. 
$0 







8 

9 

10 

11 

12 


212 

248 
288 
332 
378 


400 
450 
500 
550 
600 


300 
338 • 
375 
413 
450 


12 

11 

10 

9 

8 


82 
170 
260 

309 

358 


13 
14 
15 
16 
17 


430 

485 
535 

588 
638 


650 

700 
750 

800 
850 


488 
525 
563 
600 

638 


7 
6 
} 5 
4 
3 


407 
456 
505 
554 
603 


18 
19 


692 
749 


900 
950 


675 
713 


2 
1 


652 
701 


Guaranteed Cash Value at end of 20 Years, $750. 



Xlie Use of Estimates is Prohibited. 



NEW-YORK LIFE INSURANCE COMPANY. 149 


20=YEAR ENDOWMENT— $1000. 


20= Year Accumulation Policy 


WITH ANNUAL LOANS AND DECREASING PREMIUM. 


Age 33 


Annui 


First 10 Yrs. Second 10 Yrs. 
d Premium $50.30 $25 50 






Year. 


Loan 

end of 
Year. 


Paid-up Insurance. 


Term Extension with 
Cash if Living. 


Until Maturity 
of Policy. 


Cash if Living 
at Maturity. 


3 

4 
5 
6 

7 


$68 

94 
120 
148 

178 


$150 
200 
250 
300 
350 


$113 
150 

188 
225 
263 


Yrs. A/os. 
3 11 
6 4 

8 9 
10 6 
12 5 


Cash. 
$0 








8 

9 

10 

11 

12 


212 

249 
288 
332 
379 


400 
450 
500 
550 
600 


300 
338 
375 

413 
450 


12 

11 

10 

9 

8 


62 
156 

248 
298 
348 


13 
14 
15 
16 
17 


431 

485 
535 
588 
639 


650 
700 
750 

800 
850 


488 
525 
563 
600 
638 


7 
6 
5 
4 
3 


398 
448 
499 
549 
599 


18 
19 


692 
749 


900 
950 


675 
713 


2 
1 


649 
699 


Guaranteed Cash Value at end of 20 Years, $750. 


Age 34 


First 10 Yrs. Second 10 Yrs. 
Annual Premium $50.60 $26 30 


Year. 


Loan 

end of 
' Year. 


Paid-up Insurance. 


Term Extension with 
Cash if Living. 


Until Maturity 
of Policy. 


Cash if Living 
at Maturity. 


3 

4 
5 

6 

7 


$69 

94 

120 

148 

178 


$150 
200 
250 
300 
350 


$113 
150 
188 
225 
263 


Yrs. Mos. 
3 10 
6 2 
8 6 

10 2 

11 11 


Cash. 

$0 






8 

9 

10 

11 

12 


213 

250 
289 
333 
379 


400 
450 
500 
550 
600 


300 
338 
375 
413 
450 


12 

11 

10 

9 

8 


34 
142 
234 

285 
337 


13 
14 
15 
16 
17 


432 
486 
536 

588 
639 


650 
700 
750 

800 
850 


488 
525 
563 
600 
638 


7 
6 
5 
4 
3 


388 
440 
492 
543 
595 


18 
19 


692 
749 


900 
950 


675 
713 


2 
1 


646 

698 


Guaranteed Cash Value at end of 20 Years, $750. 



The Use of Estimates is Prohibited. 

















150 NEW-YORK LIFE INSURANCE COMPANY. 


20= YEAR ENDOWMENT— $1000. 


20 =Y ear Accumulation Policy 


WITH ANNUAL LOANS AND DECREASING PREMIUM. 


Age 35 


Annuc 


First 10 Yrs. Second 10 Yrs. 
il Premium $50 90 ^on 1'ft 






Year. 


Loan 

end of 
Year. 


Paid-up Insurance. 


Term Extension with 
Cash if Living, 


Until Maturity 
of Policy. 


Cash if Living 
at Maturity. 


3 

4 
5 
6 

7 


$69 
94 
120 
148 
179 


$150 
200 
250 
300 
350 


$113 
150 
188 
225 
263 


Yrs. Mos. 
3 9 
6 

8 3 

9 11 
11 5 


Cn-h. 

$0 






8 

9 

10 

11 

12 


213 
250 
290 
334 
380 


400 
450 
500 
550 
600 


300 
338 
375 
413 
450 


12 

11 

10 

9 

8 




128 
218 
271 
324 


13 
14 
15 
16 
17 


432 

486 
536 

588 
639 


650 
700 
750 

800 
850 


488 
525 
563 
600 
638 


7 
6 
5 
4 
3 


377 
430 

484 
537 
590 


18 
19 


692 

749 


900 
950 


675 
713 


2 
1 


643 
696 


Guaranteed Cash. Value at end of 20 Years, $750. 


Age 36 


First 10 Yrs. Second 10 Yrs. 
Annual Premium $51.30 $28.00 


Year. 


Loan 

end of 
Year. 


Paid-up Insurance. 


Term Extension with 
Cash if Living. 


Until Maturity 
of Policy. 


Cash if Living 
at Maturity. 


3 

4 
5 
6 

7 


$69 
94 
120 
148 
179 


$150 
200 
250 
300 
350 


$113 
150 
188 
225 
263 


Yrs. Mos. 
3 8 
5 10 

8 

9 9 
10 11 


$0 






8 

9 

10 

11 

12 


213 
250 
291 
334 

380 


400 
450 
500 
550 
600 


300 

338 . 
375 
413 
450 


11 8 

11 

10 

9 

8 



113 
201 
255 
310 


13 
14 
15 

16 
17 


432 

486 
536 

588 
639 


650 
700 

750 

800 
850 


488 
525 
563 
600 
638 


7 
6 
5 
4 
3 


365 

420 
475 
530 

585 


18 
19 


692 
749 


900 
950 


675 
713 


2 

1 


640 
695 


Guaranteed Cash Value at end of 20 Years, $750. 



The Use of Estimates is Prohibited. 



NEW-YORK LIFE INSURANCE COMPANY. 151 


20= YEAR ENDOWMENT— $1000. 


20= Year Accumulation Policy 


WITH ANNUAL LOANS AND DECREASING PREMIUM. 


Age 37 


First 10 Yrs. Second 10 Yrs. 


Annu; 


d Premium $51 . 7C 


$29.00 




Year. 


Loan 

end of 
Year. 


Paid-up Insurance. 


Term Extension with 
Cash if Living. 


Until Maturity 
of Policy. 


Cash if Eiving- 
at Maturity. 


3 

4 
5 
6 

7 


$69 
95 
121 
149 
180 


$150 
200 
250 
300 
350 


$113 
150 
188 
225 
263 


] re A/os. 

3 7 
5 8 
7 9 
9 7 
10 6 


La^h. 

$0 






.8 
9 
10 
11 
12 


214 
251 
291 
335 
381 


400 
450 
500 
550 
600 


300 
338 
375 

413 
450 


11 3 

11 

10 

9 

8 



93 

181 
237 
294 


13 
14 
15 
It) 
17 


433 

486 
536 
588 
639 


650 
700 
750 

800 
850 


488 
525 
563 
600 
638 


7 
6 
5 
4 
3 


351 
408 
465 
522 
579 


18 
19 


692 
749 


900 
950 


675 
713 


2 
1 


636 
693 


Guaranteed Cash Value at end of 20 Years, $750. 


Age 38 


First 10 Yrs. Second 10 Yrs. 


Annual Premium. 


$52.10 $3( 


) 00 






Year. 


Loan 

end of 
Year. 


Paid-up Insurance. 


Term Extension with 
Cash if Living. 


Until Maturity 
of Policy. 


Cash if Living- 
at Maturity. 


3 

4 
5 
6 

7 


$70 

95 
121 
149 
181 


$150 
200 
250 
300 
350 


$113 
150 

188 • 

225 

263 


Yrs. Jl/os. 

3 6 

5 6 

7 6 

9 4 

10 


Cash. 
$0 







8 

9 

10 

11 

12 


215 
252 
292 
335 
381 


400 
450 
500 
550 
600 


300 
338 
375 

413 
450 


10 10 

11 
10 

9 

8 




67 
159 
218 

277 


13 
14 
15 
16 
17 


433 

487 
537 
589 
640 


650 
700 
750 

800 
850 


488 
525 
563 
600 
638 


7 
6 
5 
4 
3 


336 
395 
454 
513 
572 


18 
19 


692 

749 


900 
950 


675 
713 


2 

1 


631 

690 


Guaranteed Cash Value at end of 20 Years, $750. 



ii Tlie Use of Estimates is Prohibited. 



NEW-YORK LIFE INSURANCE COMPANY. 



20= YEAR ENDOWMENT— $1000. 

20=Year Accumulation Policy 

WITH ANNUAL LOANS AND DECREASING PREMIUM. 



Age 39 



First 10 Yrs. Second 10 Yrs. 
Annual Premium $52.50 $31.10 



9 
10 
11 
12 

13 
14 
35 
10 
17 

18 
19 



Loan 

end of 
Year. 



$70 

96 
122 
150 
182 

216 
253 
293 
336 
382 

434 

488 
537 
590 
640 

692 
749 



Paid-up Insurance. 



Until Maturity Cash if Living 
of Policy. at Maturity 



$150 
200 
250 
300 
350 

400 
450 
500 
550 
600 

650 

700 
750 

800 
850 

900 
950 



$113 
150 
188 
225 
263 

300 
338 
375 
413 
450 

488 
525 
563 
600 
638 

675 
713 



Term Extension with 
Cash if Living. 



3 
5 

7 
9 
9 

10 

11 

10 

9 



J /OS. 

5 
4 
3 

1 

7 



Cash. 
$0 








34 

132 

193 

255 

317 

379 
441 
502 
564 

626 

688 



Guaranteed Cash Value at end of 20 Years, $750. 



Age 40 



First 10 Yrs. Second 10 Yrs. 
Annual Premium $53 .00 $32 . 20 



3 

4 
5 
6 

7 

8 

9 

10 

II 

12 

13 
14 
15 
16 

17 

18 
19 



Loan 
end of 
Year . 



$71 

97 
123 
151 
183 

217 
254 
294 
337 
383 

434 

488 
537 
590 
640 

692 
749 



Paid-up Insurance. 



Until Maturity 
of Policy. 



$150 
200 
250 
300 
350 

400 
450 
500 
550 
600 

650 
700 
750 

800 
850 

900 

950 



Cash if Living 

at Maturit 



$113 
150 
188 
225 
263 

300 
338 
375 
413 
450 

488 
525 
563 
600 
638 

675 
713 



Term Extension with 
Cash if Living. 



Yrs. 

3 

5 

6 
8 
9 

10 

11 

10 

9 



Mos. 

4 

1 
11 

9 

2 

1 

























102 
166 
231 

296 

363 
426 
490 
555 

620 

685 



Guaranteed Cash Value at end of 20 Years, $750. 



Xlie Use of Estimates is Prohibited. 



NEW-YORK LIFE INSURANCE COMPANY. 



20=YEAR ENDOWMENT— $1000. 

20*Year Accumulation Policy 

WITH ANNUAL LOANS AND DECREASING PREMIUM. 



Age 41 



First 10 Yrs. Second 10 Yrs. 
Annual Premium $53.60 $33.40 



9 
10 
11 
12 

13 
14 
15 
16 
17 

18 
19 



Loan 
end of 
Year. 



$71 

97 
123 
152 
183 

218 
255 
294 
337 
383 

434 
488 
537 
590 
640 

692 
749 



Paid-up Insurance. 



Until Maturity Cash if Living 
of Policy. at Maturity 



$150 
200 
250 
300 
350 

400 
450 
500 
550 
600 

650 
700 
750 

800 
850 

900 
950 



$113 
150 
188 
225 
263 

300 
338 
375 
413 
450 

488 
525 
563 
600 
638 

675 
713 



Term Extension with 
Cash if Living. 



10 

10 

9 

8 

7 
6 
5 
4 
3 

2 

1 



At os. 

3 

10 
7 
4 
9 



6 
















$0 









80 

147 

214 

281 
348 
415 
482 
549 

616 

683 



Guaranteed Cash Value at end of 20 Years, $750. 



Age 42 



First 10 Yrs. Second 10 Yrs. 
Annual Premium $54.20 $34.70 



3 
4 
5 
6 

7 

8 

9 

10 

11 

12 

13 
14 
15 
16 
17 

18 
19 



Loan 

end of 
Year. 



$72 

98 
124 
153 
184 

218 
255 
295 
338 
384 

435 

489 
537 
590 
640 

692 
749 



Paid-up Insurance. 



Until Maturity Cash if Living 
of Policy. at Maturity. 



$150 
200 
250 
300 
350 

400 
450 
500 
550 
600 

650 
700 
750 

800 
850 

900 

950 



$113 
150 
188 
225 
263 

300 
338 

375 
413 
450 

488 
525 
563 
600 
638 

675 
713 



Term Extension with 
Cash if Living. 



3 
4 
6 

7 
8 

9 
10 
10 

9 



Mos. 

2 
8 
3 
9 
4 

3 
1 















o 








54 
123 
193 

262 
332 
402 
471 
541 

610 
680 



Guaranteed Cash Value at end of 20 Years, $750. 



Xlie Use of Estimates is Prohibited. 



154 NEW-YORK LIFE INSURANCE COMPANY. 


20= YEAR ENDOWMENT— $1000. 


20 "Year Accumulation Policy 


WITH ANNUAL LOANS AND DECREASING PREMIUM. 


Age 43 


First 10 Yrs. Second 10 Yrs. 


Annu; 


il Premium $54 8C 


> $36.10 




Year. 


Loan 

end of 
Year. 


Paid-up Insurance. 


Term Extension with 
Cash if Living. 


Until Maturity 
of Policy. 


Cash if Living 
at Maturity. 


3 

4 
5 
6 

7 


$72 

98 

125 

154 

185 


$150 
200 
250 
300 
350 


$113 
150 
188 
225 
263 


Yrs. Jl/os. 

3 

4 5 

5 11 

7 3 
7 11 


Cash. 
$0 







8 

9 

10 

11 

12 


219 

256 
295 
338 
384 


400 
450 
500 
550 
600 


300 
338 
375 
413 
450 


8 10 

9 8 
10 

9 
8 






23 

95 

168 


13 
14 
15 
16 
17 


435 

489 
538 
591 
640 


650 
700 
750 

800 
850 


488 
525 
563 
600 
638 


7 
6 
5 
4 
3 


241 
313 
386 
459 
531 


18 
19 


692 
749 


900 
950 


675 
713 


2 
1 


604 
677 


Guaranteed Cash Value at end of 20 Years, $750. 


Age 44 


First 10 Yrs. Second 10 Yrs. 


Annual Premium. 


$55.60 $3 r 


'.50 






Year. 


Loan 

end of 
Year. 


Paid-up Insurance. 


Term Extension with 
Cash if Living. 


Until Maturity 
of Policy. 


Cash if Living 
at Maturity. 


3 
4 
5 

6 

7 


$73 
99 
126 
155 
186 


$150 
200 
250 
300 
350 


$113 
150 
188 
225 
263 


Yrs. Mos. 

2 11 

4 3 

5 8 

6 10 

7 7 


Cash. 
$0 







8 

9 

10 

11 

12 


220 

257 
296 
339 
385 


400 
450 
500 
550 
600 


300 
338 ' 
375 
413 
450 


8 5 

9 3 
9 11 
9 

8 








60 

136 


13 
14 
35 
16 
17 


436 

490 
538 
591 
640 


650 
700 
750 

800 
850 


488 
525 
563 
600 
638 


7 
6 
5 
4 
3 


213 

290 
366 

444 
519 


18 
19 


692 

749 


900 
950 


675 
713 


2 
1 


597 
674 


Guaranteed Cash Value at end of 20 Years, $750. 



The Use of Estimates is Prohibited. 



NEW-YORK LIFE INSURANCE COMPANY. 155 


20-YEAR ENDOWMENT— $1000. 


20=Year Accumulation Policy 


WITH ANNUAL LOANS AND DECREASING PREMIUM. 


Age 45 


Annu< 


First 10 Yrs. Second 10 Yrs. 
d Premium $56 . 40 - &H9 1 






Year. 


Loan 

end of 
Year. 


Paid-up Insurance. 


Term Extension with 
Cash if Living. 


Until Maturity 
of Policy. 


Cash if Living 
at Maturity. 


3 
4 
5 
6 

7 


$74 

100 
127 
156 

187 


$150 
200 
250 
300 
350 


$113 
150 

188 
225 
263 


jy-r. Hfos. 
2 10 

4 1 

5 5 

6 5 

7 3 


Cash. 

$0 






8 

9 

10 

11 

12 


221 

258 
297 
340 
386 


400 
450 
500 
550 
600 


300 
338 
375 
413 

450 


8 1 

8 10 

9 5 
8 11 
8 






102 


13 

14 
15 
1*3 

17 


436 
490 
539 
591 
640 


650 
700 
750 

800 

850 


488 
525 
563 
600 
638 


7 
6 
5 
4 
3 


183 
264 
345 
426 
507 


18 
19 


692 
749 


900 
950 


675 
713 


2 
1 


588 
669 


Guaranteed Cash Value at end of 20 Years, $750. 


/.n\ First 10 Yrs. Second 10 Yrs. 
Age 40 J Annual Premium $57.30. .$40. 70 


Year. 


Loan 

end of 
Year. 


Paid-up Insurance. 


Term Extension with 
Cash if Living. 


Until Maturity 
of Policy. 


Cash if Living 
at Maturity. 


3 
4 
5 
6 

7 


$74 

101 

128 
157 

188 


$150 
200 
250 
300 
350 


$113 
150 

188 
225 
263 


Yrs. Mos. 

2 8 

3 10 

5 2 

6 1 
6 11 


Cash. 

$0 






8 

9 

10 

11 

12 


222 
259 
298 
341 

387 


400 
450 
500 
550 
600 


300 
338 
375 
413 

450 


7 9 

8 5 

9 
8 9 
8 






66 


13 
14 
15 
16 
17 


438 
490 
539 
591 
640 


650 
700 
750 

800 
850 


488 
525 
563 
600 
638 


7 
6 
5 
4 
3 


152 
236 
322 
407 
493 


18 
19 


692 
749 


900 
950 


675 
713 


2 
1 


578 
664 


Guaranteed Cash Value at end of 20 Years, $750. 



The Use of Estimates is Prohibited. 



















156 NEW-YORK LIFE INSURANCE COMPANY. 




20- YEAR ENDOWMENT— $1000. 




20=Year Accumulation Policy 




WITH ANNUAL LOANS AND DECREASING PREMIUM. 




Age 47 


Annu 


First 10 Yrs. Seconc 
al Premium $58 . 30. . . $45 


L 10 Yrs. 
2.50 








Year. 


Loan 

end of 
Year. 


Paid-up Insurance. 


Term Extension with 
Cash if Living. 




Until Maturity 
of Policy. 


Cash if Living 
at Maturity. 




3 

4 
5 
6 

7 


$75 

101 

128 
158 
189 


$150 
200 
250 
300 
350 


$113 
150 
188 
225 
263 


JVc. Afos. 

2 7 

3 9 

4 11 

5 10 

6 7 


Cash. 
$0 









8 

9 

10 

11 

12 


223 
260 
299 
342 

388 


400 
450 
500 
550 
600 


300 
338 
375 
413 
450 


7 5 

8 
8 6 
8 3 
8 






26 




13 
14 
15 
16 
17 


437 
490 
540 
591 
640 


650 
700 
750 

800 
850 


488 
525 
563 
600 
638 


7 
6 
5 
4 
3 


117 
207 
297 

388 

478 




18 
19 


692 
749 


900 
950 


675 
713 


2 
1 


569 
659 




Guaranteed Cash Value at end of 20 Years, $750. 




Age 48 


First 10 Yrs. Second 10 Yrs. 
Annual Premium $59.40 $44 40 




Year. 


Loan 

end of 
Year. 


Paid-up Insurance. 


Term Extension with 
Cash if Living. 




Until Maturity 
of Policy. 


Cash if Living 
at Maturity. 




3 

4 
5 
6 

7 


$75 

102 
129 
159 
190 


$150 
200 
250 
300 
350 


$113 
150 

188 
225 
263 


Yrs. Mos. 

2 6 

3 7 

4 9 

5 7 

6 3 


Cash. 

$0 








8 

9 

10 

11 

12 


224 
261 
300 
343 
389 


400 
450 
500 
550 
600 


300 

338 * 
375 
413 
450 


7 

7 7 

8 1 
7 11 
7 10 











13 
14 
15 
16 
17 


438 
491 
540 
591 
640 


650 
700 
750 

800 
850 


488 
525 
563 
600 
638 


7 
6 
5 
4 
3 


82 
177 
272 
368 
463 




18 
19 


692 
749 


900 
950 


675 
713 


2 
1 


559 
654 




Guaranteed Cash Value at end of 20 Years, $750. 





Xlie Use of Estimates is Prohibited. 



NEW-YORK LIFE INSURANCE COMPANY. 157 


20-YEAR ENDOWMENT— $1000. 


20-Year Accumulation Policy 


WITH ANNUAL LOANS AND DECREASING PREMIUM. 


Age 49 


First 10 Yrs. Second 10 Yrs. 


Annual Premium #60 7fl 


$46.40 






Year. 


Loan 

end of 
Year. 


Paid-up Insurance. 


Term Extension with 
Cash if Living. 


Until Maturity 
of Policy. 


Cash if Living 
at Maturity. 


3 

4 
5 
6 

7 


$76 
103 
130 
160 
191 


$150 
200 
250 
300 
350 


$113 
150 

188 
225 
263 


Yrs. Jifos. 

2 5 

3 6 

4 7 

5 4 

6 


Cash. 
$0 






8 

9 

10 

11 

12 


225 
262 
301 
344 
390 


400 
450 
500 
550 
600 


300 
338 
375 
413 
450 


6 8 

7 2 

7 8 
7 6 
7 5 









13 
14 
15 
16 
17 


439 
492 
541 
59 L 
640 


650 
700 
750 

800 

850 


488 
525 
563 
600 
638 


7 

6 
5 
4 
3 


47 
147 
247 
348 
448 


18 
19 


692 
749 


900 
950 


675 
713 


2 
1 


549 
649 


Guaranteed Cash Value at end of 20 Years, $750. 


Age 50 


First 10 Yrs. Second 10 Yrs. 


Annual Premium $62.00 $4850 


Year. 


Loan 

end of 
Year. 


Paid-up Insurance. 


Term Extension with 
Cash if Living. 


Until Maturity 
of Policy. 


Cash if Living 
at Maturity. 


3 

4 
5 
6 

7 


$77 

104 
131 
161 
192 


$150 
200 
250 
300 
350 


$113 
150 

188 
225 
263 


Yrs. Mos. 

2 4 

3 4 

4 5 

5 2 
5 9 


Ca*h. 
$0 







8 

9 

10 

11 

12 


226 
263 
303 
345 
391 


400 
450 
500 
550 
600 


300 
338 
375 
413 
450 


6 4 

6 10 

7 3 

7 1 
7 1 









13 
14 
15 
16 
17 


440 
492 
541 
591 
640 


650 

700 
750 

800 
850 


488 
525 
563 
600 

638 


7 
6 
5 
4 
3 


11 

116 
222 
327 
433 


18 
19 


692 
749 


900 
950 


675 
713 


2 
1 


538 
644 


Guaranteed Cash. Value at end of 20 Years, $750. 



Xlie Use of Estimates is Prohibited. 



158 NEW-YORK LIFE INSURANCE COMPANY. 

20=YEAR ENDOWMENT— $1000. 

20= Year Accumulation Policy 

WITH ANNUAL LOANS AND DECREASING PREMIUM. 



Age 51 



First 10 Yrs. 
Annual Premium $63 50. . . 



Second 10 Yrs. 

$50.80 



9 
10 
11 
12 

13 
14 
15 
16 
17 

18 
19 



Loan 
end of 
Year. 



$78 

105 
132 
162 
193 

227 
264 
304 
346 
392 

441 
492 
541 
591 
640 

692 
749 



Paid-up Insurance. 



Until Maturity Cash if Living 
of Policy. at Maturity 



$150 
200 
250 
300 
350 

400 
450 
500 
550 
600 

650 
700 
750 

800 
850 

900 
950 



$113 
150 
188 
225 
263 

300 
338 
375 
413 
450 

488 
525 
563 
600 
638 

675 

713 



Term Extension with 
Cash if Living. 



ATos. 

3 
3 
3 

6 


6 

10 

. 8 
6 

4 













o 











81 
192 
304 
415 

527 
638 



Guaranteed Cash Value at end of 20 Years, $750. 



Age 52 



First 10 Yrs. Second 10 Yrs. 

Annual Premium $65.20. . ....... $53.30 



8 

9 

10 

II 

12 

13 
14 
15 
16 
17 

18 
19 



Loan 

end of 
Year. 



Until Maturity 
of Policy. 



$79 

106 
133 
163 
194 

228 
265 
306 
347 
393 

442 
493 
541 
591 
640 

692 
749 



Paid-up Insurance. 



Cash if Livin 
at Maturity. 



$150 
200 
250 
300 
350 

400 
450 
500 
550 
600 

650 

700 
750 

800 
850 

900 
950 



$1:3 

150 
188 
225 
263 

300 
338 
375 
413 
450 

488 
525 
563 
600 

638 

675 
713 



Term Extension with 
Cash if Living. 



J V.v. 


Mos. 


Cash. 


2 


1 


$0 


3 


1 





4 


1 





4 


10 





5 


o 





5 


8 





6 


2 





6 


6 





6 


4 





6 


2 





6 


1 





6 





42 


5 





160 


4 





278 


3 





396 


2 





514 


1 





632 



Guaranteed Cash Value at end of 20 Years, $750. 



Xlie Use of Estimates is Prohibited. 



NEW-YORK LIFE INSURANCE COMPANY. _ 159 


20= YEAR ENDOWMENT— $1000. 


20=Year Accumulation Policy 


WITH ANNUAL LOANS AND DECREASING PREMIUM. 


Age 53 


First 10 Yrs. Second 10 Yrs. 


Annu 


al Premium $67 0C 


$55.90 




Year, 


Loan 

end of 
Year. 


Paid-up Insurance. 


Term Extension with 
Cash if Living. 


Until Maturity 
of Policy. 


Cash if Living 
at Maturity. 


3 
4 
5 
6 

7 


$80 

107 
134 
164 
196 


$150 
200 
250 
300 
350 


$113 
150 

188 
225 
263 


Yrs. Mos. 

2 

2 11 

3 11 

4 7 
4 11 


Cash. 
$0 







8 

9 

10 

11 

12 


230 
266 
307 
349 
394 


400 
450 
500 
550 
600 


300 
338 
375 
413 
450 


5 4 

5 10 

6 1 
5 11 
5 10 









13 
14 
15 
16 
17 


443 
494 
542 
592 
640 


650 
700 
750 

800 
850 


488 
525 
563 
600 
638 


5 10 
5 10 
5 
4 
3 






125 

250 

375 


18 
19 


692 
749 


900 
950 


675 
713 


2 
1 


500 
625 


Guaranteed Cash Value at end of 20 Years, $750. 


Age 54 


First 10 Yrs. Second 10 Yrs. 


Annual Premium. 


$68.9 


$58.70 






Year. 


Loan 

end of 
Year. 


Paid-up Insurance. 


Term Extension with 
Cash if Living. 


Until Maturity 
of Policy. 


Cash if Living 
at Maturity. 


3 

4 
5 
6 

7 


$81 
108 

136 
165 
198 


$150 
200 
250 
300 
350 


$113 
150 
188 
225 
263 


Yrs. Mos. 

1 11 

2 10 

3 9 

4 4 

4 8 


Cash. 

$0 






8 

9 

10 

11 

12 


232 

268 
308 
351 
395 


400 
450 
500 
550 
600 


300 
338 
375 
413 
450 


5 
5 6 
5 9 

5 7 
5 6 









13 
14 
15 
16 
17 


444 
495 
543 
593 
640 


650 
700 
750 

800 
850 


488 
525 
563 
600 
638 


5 6 
5 6 
5 
4 
3 





85 
218 
351 


18 
19 


692 
749 


900 
950 


675 
713 


2 
1 


484 
617 


Guaranteed Cash Value at end of 20 Years, $750. 



The Use of Estimates is Prohibited. 



NEW-YORK LIFE INSURANCE COMPANY. 



20= YEAR ENDOWMENT— $1000. 

20- Year Accumulation Policy 

WITH ANNUAL LOANS AND DECREASING PREMIUM. 



Age 55 



First 10 Yrs. 
Annual Premium $71 . 10 . . . 



Second 10 Yrs. 
....$61.60 



3 

4 
5 
6 

7 

8 

9 

10 

11 

12 

13 
14 
15 
16 
17 

18 
19 



Loan 

end of 
Year. 



$82 

109 
138 
167 
200 

235 
271 
310 
353 
397 

445 
496 
544 
593 
640 

692 
749 



Paid-up Insurance. 



Until Maturity Cash if Living 
of Policy. at Maturity. 



$150 
200' 
250 
300 
350 

400 
450 
500 
550 
600 

650 
700 
750 

800 
850 

900 
950 



$113 
150 
188 
225 
263 

300 
338 
375 
413 
450 

488 
525 
563 
600 
638 

675 
713 



Term Extension with 
Cash if Living. 



Mas. 
10 

8 

6 



5 

9 
2 
5 
3 
2 

2 
2 























39 
181 
323 

465 
607 



Guaranteed Cash Value at end of 20 Years, $750, 



The Use of Estimates is Prohibited. ' 



LIBRARY OF CONGRESS 



027 279 847 3 



